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Four - Buy Now Pay Later Platforms

Four Review: Is It The Right Payment Processing Software For Your Team?

Best for SMB teams · Mid-market · Enterprise

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Four offers custom pricing plan

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Four is an innovative tech company focusing on giving customers the option to buy now and pay later as well as a variety of purchase financing solutions. We design eCommerce plugins that enable Retailers to offer their customers a diverse range of payment options for a more convenient shopping experience. Try Four today and revolutionize the way you pay.

Pricing

  • Four offers custom pricing plan

Best For

Suited for solo users, small teams, SMBs, and enterprise

Security & Compliance

  • Data residency:🇺🇸

Platform

  • Web + mobile app (iOS & Android)

Four was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider Four

Use cases
ECommerce retailers, Retail payment solutions, Online consumer financing
Team types
ECommerce managers, Finance teams
Company size
Small Business, Large Enterprises
Workflow style
Flexible and configurable
Setup complexity
Medium

Why teams choose Four

  • Offers diverse payment options to customers

  • Enhances customer shopping convenience

  • High user rating (4.7) with substantial reviews (2513)

Is Four right for you?

Best for eCommerce retailers needing flexible buy-now-pay-later payment options.

Choose Four if

  • You want to offer customers diverse and flexible payment methods to boost sales.
  • Your team includes eCommerce managers or finance professionals managing payment solutions.
  • You operate a small or large business with online sales channels requiring configurable plugins.

Consider alternatives if

  • Your business lacks an online sales channel or eCommerce presence.
  • You require transparent, fixed pricing and simple, out-of-the-box payment integrations.

What buyers should know before shortlisting Four

Four offers innovative payment solutions that empower retailers to provide flexible financing options. Its eCommerce plugins enhance the shopping experience for customers.

Pros and cons

Four pros and cons

  • Four pros
  • Offers diverse payment options to customers

  • Enhances customer shopping convenience

  • High user rating (4.7) with substantial reviews (2513)

  • Four cons
  • Pricing is quotation based and not publicly available

  • Lack of detailed use case and benefit information

4.7/5 rating
7 verified reviews

Ready to try it?

Get started with Four

Connect with the team for a personalised demo.

Get Pricing Details

Still comparing?

See how it stacks up

Compare Four side-by-side with top Payment Processing Software alternatives.

PayFlexi
Klarna
Wisetack
+7 more
Compare alternatives

What is the pricing of Four?

Four uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.

Free TrialNot available
PricingFour offers custom pricing
Pricing Model
Quotation Based

Four reviews and ratings

Buyer sentiment

Overall buyer sentiment is very positive, highlighting convenience and payment flexibility.

What buyers like

  • Payment flexibility
  • Customer convenience
  • Integration with eCommerce platforms

Common complaints

  • Pricing transparency
  • Complexity of setup

4.7

Excellent

Based on 2513 ratings & 7 reviews

Rating Distribution

Excellent

(5)

Very Good

(0)

Good

(1)

Poor

(0)

Poor

(1)

What users are saying

FB

Franz B

10/13/23

3 out of 5

"Four: Great when it works"

What do you like best about Four? Four is pretty straight forward and easyt to use. The platform tells you your spend limit as well as the stores ...

Read more

AU

Anonymous User

06/20/23

5 out of 5

"Great way to divide a large payment into small payments"

What do you like best about Four? It's very convenient and easy to navigate. If you are planning to do a large purchase and unable to pay it all in ...

Read more

JT

Jazmyne T

01/22/22

0 out of 5

"Horrible"

What do you like best about Four? Nothing at its horrible never will I use this app again What do you dislike about Four? Keep charging me for an item ...

Read more

ML

Megan L

12/10/21

5 out of 5

"Buy now pay later - Great Option for Purchasing"

What do you like best about Four? I like how Four allows you to purchase an item now but allows you to split the payments into four interest-free ...

Read more

AU

Anonymous User

07/24/20

5 out of 5

"Four helped us DOUBLE our conversion rate"

What do you like best about Four? Tremendous CR improvement frop the moment Four was available on our chekcout. What do you dislike about Four? There ...

Read more

C

Chanelia

07/01/20

5 out of 5

"Four is a trustworthy company that believes in helping shoppers pay their orders over time."

What do you like best about Four? Four is seamlessly integrated with Shopify; the platform our website is powered by. This integration makes it easier ...

Read more

Security & Compliance

Four security and data handling

Key compliance certifications and security features for IT and security teams evaluating Four.

Certifications

HIPAA✗ Not certified

Developer & data

Data residency
🇺🇸

Alternatives to Four

Boost sales with personalized ...

8.0

Compare Four vs PayFlexi

Shop smarter with seamless payments ...

Very Good

Compare Four vs Klarna

Empowering businesses and customers ...

Excellent

Compare Four vs Wisetack

Empowering financial freedom for all.

Very Good

Compare Four vs Affirm

Split your payments, expand your ...

Very Good

Compare Four vs Afterpay

Shop now, pay later with ease.

Very Good

Compare Four vs Laybuy

Empowering budget-friendly ...

Very Good

Compare Four vs Sezzle

Unlock seamless payments and boost ...

Very Good

Compare Four vs Zip

Secure, Transparent, and ...

Compare Four vs Splitit

Effortless payments, faster growth.

Compare Four vs PayNet
Help & Contact

Four Support Options

Customer ServiceOnline
LocationMiami, Florida

Frequently Asked Questions About Four

Common questions buyers ask before choosing Four.

Four is a strong fit if: You want to offer customers diverse and flexible payment methods to boost sales.; Your team includes eCommerce managers or finance professionals managing payment solutions.. Consider alternatives if: Your business lacks an online sales channel or eCommerce presence.; You require transparent, fixed pricing and simple, out-of-the-box payment integrations..

Buyers commonly note the following limitations of Four: Pricing is quotation based and not publicly available; Lack of detailed use case and benefit information; Potential complexity in integration due to configurable nature.

Some top alternatives to Four includes PayFlexi, Klarna, Wisetack, Affirm and PayNet.

Four offers Quotation Based pricing model

We don't have information regarding integrations of the Four as of now.

The starting price is not disclosed by Four. You can visit Four pricing page to get the latest pricing.

Ready to try it?

Get started with Four

Get connected with the team for a personalised demo.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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