Four Review: Is It The Right Payment Processing Software For Your Team?
Best for SMB teams · Mid-market · Enterprise
Four offers custom pricing plan
Overview
Pricing
Features
Buyer feedback
Alternatives
Security & Compliance
Support
FAQ
Blogs
What is Four?
Four is an innovative tech company focusing on giving customers the option to buy now and pay later as well as a variety of purchase financing solutions. We design eCommerce plugins that enable Retailers to offer their customers a diverse range of payment options for a more convenient shopping experience. Try Four today and revolutionize the way you pay.
Pricing
Four offers custom pricing plan
Best For
Suited for solo users, small teams, SMBs, and enterprise
Security & Compliance
Data residency:🇺🇸
Platform
Web + mobile app (iOS & Android)
Four was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.
Who should consider Four
- Use cases
- ECommerce retailers, Retail payment solutions, Online consumer financing
- Team types
- ECommerce managers, Finance teams
- Company size
- Small Business, Large Enterprises
- Workflow style
- Flexible and configurable
- Setup complexity
- Medium
Why teams choose Four
Offers diverse payment options to customers
Enhances customer shopping convenience
High user rating (4.7) with substantial reviews (2513)
Is Four right for you?
Best for eCommerce retailers needing flexible buy-now-pay-later payment options.
Choose Four if
- You want to offer customers diverse and flexible payment methods to boost sales.
- Your team includes eCommerce managers or finance professionals managing payment solutions.
- You operate a small or large business with online sales channels requiring configurable plugins.
Consider alternatives if
- Your business lacks an online sales channel or eCommerce presence.
- You require transparent, fixed pricing and simple, out-of-the-box payment integrations.
What buyers should know before shortlisting Four
Four offers innovative payment solutions that empower retailers to provide flexible financing options. Its eCommerce plugins enhance the shopping experience for customers.
Four pros and cons
- Four pros
Offers diverse payment options to customers
Enhances customer shopping convenience
High user rating (4.7) with substantial reviews (2513)
- Four cons
Pricing is quotation based and not publicly available
Lack of detailed use case and benefit information
Ready to try it?
Get started with Four
Connect with the team for a personalised demo.
Still comparing?
See how it stacks up
Compare Four side-by-side with top Payment Processing Software alternatives.
What is the pricing of Four?
Four uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.
Four Pricing Plans
Weighing your options?
Not sure if Four fits your budget?
Four reviews and ratings
Buyer sentiment
Overall buyer sentiment is very positive, highlighting convenience and payment flexibility.
What buyers like
- Payment flexibility
- Customer convenience
- Integration with eCommerce platforms
Common complaints
- Pricing transparency
- Complexity of setup
Are you using Four?
What users are saying
FB
Franz B
10/13/23
"Four: Great when it works"
What do you like best about Four? Four is pretty straight forward and easyt to use. The platform tells you your spend limit as well as the stores ...
Read more
AU
Anonymous User
06/20/23
"Great way to divide a large payment into small payments"
What do you like best about Four? It's very convenient and easy to navigate. If you are planning to do a large purchase and unable to pay it all in ...
Read more
JT
Jazmyne T
01/22/22
"Horrible"
What do you like best about Four? Nothing at its horrible never will I use this app again What do you dislike about Four? Keep charging me for an item ...
Read more
ML
Megan L
12/10/21
"Buy now pay later - Great Option for Purchasing"
What do you like best about Four? I like how Four allows you to purchase an item now but allows you to split the payments into four interest-free ...
Read more
AU
Anonymous User
07/24/20
"Four helped us DOUBLE our conversion rate"
What do you like best about Four? Tremendous CR improvement frop the moment Four was available on our chekcout. What do you dislike about Four? There ...
Read more
C
Chanelia
07/01/20
"Four is a trustworthy company that believes in helping shoppers pay their orders over time."
What do you like best about Four? Four is seamlessly integrated with Shopify; the platform our website is powered by. This integration makes it easier ...
Read more
- See if Four fits your business
- Real pricing — no sales pressure
- A demo or quick answers, your call
Step 1 of 4
How big is your team?
We tailor recommendations to companies your size.
What are the features of Four?
Credit card processing is a vital feature offered by software solutions that enables businesses to accept payments from customers using cred…
Trading money electronically is known as online payment. Computer networks, the internet, and digital stored value systems are commonly used…
A payment gateway is a technology used in e-commerce websites and applications that enables secure online transactions, allowing customers t…
Payment Processing is defined as providing a Person with the ability to charge or debit accounts using any payment mechanism, including but…
Payments are an essential feature in any software that deals with transactions or monetary activities. This feature allows users to make and…
The process of buying and selling actual goods and services through the internet is known as ecommerce. It entails the exchange of data or c…
Four security and data handling
Key compliance certifications and security features for IT and security teams evaluating Four.
Certifications
Developer & data
Alternatives to Four
Four Support Options
Frequently Asked Questions About Four
Common questions buyers ask before choosing Four.
Four is a Payment Processing Software. Four offers Payment Processing, Payments, Online Payments, eCommerce, Payment Gateway and many more functionalities.
Four is a strong fit if: You want to offer customers diverse and flexible payment methods to boost sales.; Your team includes eCommerce managers or finance professionals managing payment solutions.. Consider alternatives if: Your business lacks an online sales channel or eCommerce presence.; You require transparent, fixed pricing and simple, out-of-the-box payment integrations..
Buyers commonly note the following limitations of Four: Pricing is quotation based and not publicly available; Lack of detailed use case and benefit information; Potential complexity in integration due to configurable nature.
Some top alternatives to Four includes PayFlexi, Klarna, Wisetack, Affirm and PayNet.
Four offers Quotation Based pricing model
The starting price is not disclosed by Four. You can visit Four pricing page to get the latest pricing.
Ready to try it?
Get started with Four
Get connected with the team for a personalised demo.
About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].