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Pin Payments vs Checkout.com Comparison

Last updated:

Pin Payments

4.6(100 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minim…

Checkout.com

3.6(61 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Checkout.com offers a cloud-based, white-labeled payments platform that makes it easy for online retailers to accept credit cards and debit cards online without any software or hardware installation. It's a safer and mor…

Pin Payments leads on user satisfaction with a 4.6-star rating across 100 reviews.

Pin Payments vs Checkout.com — at a glance

FeaturePin PaymentsCheckout.com
Rating4.6 / 53.6 / 5
Reviews10061
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forIndividuals, Medium Business, Small BusinessMedium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsGDPRSOC 2
Data residencyUSGlobal

Key differences between Pin Payments and Checkout.com

  • Target audience: Pin Payments is built for Individuals and Medium Business, while Checkout.com targets Medium Business and Small Business.
  • User satisfaction: Pin Payments scores higher with a 4.6-star average.
  • Deployment: Pin Payments supports SaaS/Web/Cloud; Checkout.com supports SaaS/Web/Cloud.

Pin Payments vs Checkout.com — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Pin Payments - Payment Processing Software
Talk to an expert
Talk to an expert
Checkout.com - Payment Processing Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Pin Payments

Best for small businesses needing secure, flexible, and scalable payment processing.

Choose if
  • You run a small e-commerce or subscription-based business seeking PCI-compliant payments.
  • You require a web-based, easy-to-install system with white-label and API integration options.
  • You have technical resources to manage flexible configurations and want scalable payment solutions.
Consider alternatives if
  • You need transparent, fixed pricing for straightforward budgeting.
  • You are a large enterprise needing extensive customization and dedicated support.

Checkout.com

Best for

Medium Business, Small Business

Pin Payments typically suits Individuals and Medium Business. Checkout.com tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible ... Read More about Pin Payments

Checkout.com offers a cloud-based, white-labeled payments platform that makes it easy for online retailers to accept credit cards and debit cards online without any software or hardware ... Read More about Checkout.com

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

3.6

(61)

Best Company Size

1-50 employees51-200 employees
Get pricing help
Get pricing help

Software Demo

Demo

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Compare Pin Payments and Checkout.com on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pin Payments pricing

      Pricing information not available

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🇺🇸 US
      🌐 Global

      Pin Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      47

      3

      0

      0

      3

      28

      2

      0

      0

      9

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users generally appreciate the platform's security, flexibility, and ease of installation, though pricing opacity and limited support details are noted concerns.

      What buyers like

      • Security and PCI compliance
      • Flexibility and scalability
      • Ease of installation

      Common complaints

      • Pricing transparency
      • Limited support information

      Buyer sentiment

      Buyer sentiment is mixed to positive across 39 reviews, with clear strengths and a few common watchouts.

      What buyers like

      • Cloud-based platform
      • No hardware installation needed
      • Secure payment processing

      Common complaints

      • Limited offline capabilities
      • Fees can be high
      • Not suitable for all business types

      Pros and Cons

      • Strong PCI compliance ensuring high security

      • Flexible platform with API and white-label options

      • Web-based system that is easy to install and scalable

      • Pricing is quotation-based and not publicly disclosed

      • Limited information on customer support and onboarding

      • Eliminates the need for hardware installation, streamlining setup.

      • Offers a secure platform for online transactions, enhancing customer trust.

      • White-labeled solutions allow for brand customization.

      • Limited offline capabilities may not suit all businesses.

      • Transaction fees can be higher than some competitors.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Wilson   Frenchy

      Wilson Frenchy

      PetRescue

      PetRescue

      MeMeMe

      MeMeMe

      No Customers information available.

      Media and Screenshots

      Screenshots

      Verify Link

      2 Screenshots

      Step-by-Step Integration

      1 Screenshots

      Videos

      video-0

      2 Videos

      video-0

      2 Videos

      Top Alternatives to Pin Payments and Checkout.com in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Pin Payments or Checkout.com?
      Pin Payments edges out the other on user ratings (4.6 vs 3.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Pin Payments and Checkout.com offer a free trial?
      Neither Pin Payments nor Checkout.com currently lists a free trial.
      What is the starting price of Pin Payments vs Checkout.com?
      Pin Payments starts at Contact for pricing. Checkout.com starts at Contact for pricing.
      What are the top alternatives to Pin Payments?
      Top alternatives to Pin Payments include Stripe Payments, Braintree Direct, MagicPay, Global Payments, Checkout.com.
      What are the top alternatives to Checkout.com?
      Top alternatives to Checkout.com include Stripe Payments, WePay, Global Payments, PaySpace, 2Checkout.

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