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9.8

SpotScore

Mint - Personal Finance Software

Top 10 Mint Alternatives 2026

Take control of your finances with Mint.

Try for Free

User Ratings

Trusted by 2M+ software buyers annually.

Main Features

  • Alerts
  • Bills Management
  • Budgeting
  • Financial Dashboard

Pricing

  • Mint offers custom pricing plan

Try for Free

Mint is a Personal Finance Software platform with a user rating of 3.4★ based on 30 reviews. Teams looking for alternatives typically need better pricing flexibility, easier deployment, or a closer feature fit for their specific use case. Below you'll find 10 vetted Personal Finance Software alternatives ranked by user rating, with filters to narrow by pricing, platform, and features — so you can find the right fit for 2026.

Mint vs Top Alternatives at a Glance

Side-by-side comparison of pricing, user rating, and free trial availability to help you decide faster.

ToolBest ForPricingRatingFree Option
Mint CurrentPersonal Finance SoftwareFree plan available3.4 ★✓ Yes
MonzoPersonal Finance SoftwareFree plan available4.2 ★✓ Yes
QuickenPersonal Finance Software$2.995.0 ★✓ Yes
BuxferPersonal Finance Software—4.5 ★✗ No
AlbertPersonal Finance SoftwareCustom pricing4.4 ★✗ No
SpendeePersonal Finance Software$1.252.9 ★✓ Yes

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Mint rating: 3.4 ★10 alternatives found

Showing 1-10 out of 10

Top rated

List of the Top Mint alternatives as of October 2026

Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

8.8

SpotScore

Monzo

Monzo — 4.19★

Simplify your banking, take control of your money.

Try for Free

4.2

(8)

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✦ Editor’s Pick⭐ Higher rated than MintFree plan available

What is Monzo?

Welcome to Monzo, the revolutionary solution that is simplifying banking with its user-friendly approach. Banking made easy has never been more accurate with Monzo, your all-in-one digital financial companion. Ditch the hassle of traditional banks and their burdensome paperwork and hidden ...

Read more

What reviewers like about Monzo

  • Reviewers consistently praise the app's ease of use and seamless, simple experience.
  • Fast account opening and quick card delivery, with easy joint-account setup.
  • Fee-free spending abroad and free cash withdrawals are valued by frequent travellers.

Common Features

  • Bills Management

  • Spend Tracker

  • Multi-Currency

+ 7 more

Unique Features

No unique features

9.8

SpotScore

Quicken - Personal Finance Software

Quicken — from $2.99 · 4.98★

Master your money, wherever you go.

Start Free Trial

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⭐ Higher rated than Mint

What is Quicken?

Quicken is the personal finance software that makes it easy to set and manage personal finances. Its a mobile apps give users the ability to access their finances everywhere, anytime – whether they're at home or on-the-go. With tools like enterprising budgeting and bill reminders, Quicken gives ...

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What reviewers like about Quicken

  • Streamlines tracking expenses and organizing financial records efficiently.
  • Provides a comprehensive overview of income, expenses, banking, investments, and real estate in one place.
  • Easy to use, even for long-time users, with a relatively easy-to-navigate interface.

Where Quicken falls short

  • Some users find the product creates files all over the computer, making cleanup challenging.
  • Requests for improvements in features like bill payment, annuities, insurance policies, and tracking tax deferred income.

Common Features

  • Multi-Currency

  • Alerts

  • Payment Gateway

+ 8 more

Unique Features

  • Reports

  • Expense Groups

  • Tax Reports

Pricing

Free Trial available, Try Now

Starts from $2.99/month when yearly

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8.9

SpotScore

Buxfer - Personal Finance Software

Buxfer — 4.45★

Take control of your finances with Buxfer.

Get Pricing Details

4.5

(32)

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⭐ Higher rated than Mint

What is Buxfer?

Buxfer is personal finance software that tracks income, spending, and savings across accounts. It generates charts and visualizations showing spending patterns and budget progress, and supports monthly calculations to flag upcoming budget problems.

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What reviewers like about Buxfer

  • Easy to import bank statements and allocate transactions to predetermined categories.
  • Intuitive graphical analysis and speed of operation over historical periods.
  • Provides a centralized view of bank accounts for analysis and budgeting.

Where Buxfer falls short

  • Mobile app experience could be improved for parity with desktop usage.
  • Limited connectivity with certain banks, requiring manual data export for in-depth reporting.
  • Interface may be inconvenient with occasional bugs and lacking response to user feedback.

Common Features

  • Multi-Currency

  • Alerts

  • Payment Gateway

+ 7 more

Unique Features

  • Reports

  • Expense Groups

9.5

SpotScore

Albert - Personal Finance Software

Albert — 4.39★

Maximize your finances with ease.

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⭐ Higher rated than Mint

What is Albert?

Albert is compact but brilliant. It helps personal finance experts manage their finances, reduce fees and monitor performance with ease, put money to work by accurately calculating the ROI of any investment option, and facilitate expenses by planning budget, categorizing expenses, creating ...

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What reviewers like about Albert

  • Quick and efficient customer service, resolving issues promptly.
  • Easy-to-use app with fast deposits and flexible repayment options.
  • Reliable in providing extra funds when needed.

Where Albert falls short

  • Costly service, considered expensive by some users.
  • Lack of clarity on certain features like grace periods, leading to confusion for users.

Common Features

  • Alerts

  • Payment Gateway

  • Bills Management

+ 7 more

Unique Features

  • Reports

  • Expense Groups

Pricing

Albert offers custom pricing plan

9.4

SpotScore

Spendee - Personal Finance Software

Spendee — from $1.25 · 2.85★

Finances made easy, insights made smarter.

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2.9

(10)

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Free plan available

What is Spendee?

Say goodbye to guesswork and manual tracking! Spendee helps you keep your finances on track like never before - it automatically and thoroughly analyzes income and expenses and produces revolutionary insights for smart money management. With its modern interface and bank account integration, ...

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What reviewers like about Spendee

  • Provides an intuitive user interface for managing finances easily.
  • Affordable budgeting app compared to other options available.
  • Allows categorization of expenses and revenues for better money management.

Where Spendee falls short

  • Lack of compatibility with new Android versions and PC user-unfriendliness reported.
  • Issues with app support, delays in responses, and unhelpful interactions with the team.
  • Complaints about the app not being regularly updated with new features and fixes.

Common Features

  • Transaction History

  • Spending Limit

  • Spend Tracker

+ 6 more

Unique Features

  • Expense Groups

  • Reports

Pricing

Free Trial available, Try Now

Starts from $1.25/Month when Billed Yearly, also offers free forever plan

9.0

SpotScore

Monarch Money - Personal Finance Software

Monarch Money — from $8.33 · 1.67★

Unified Personal Finance Management for Modern Households

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1.7

(9)

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What is Monarch Money?

Monarch Money is an advanced personal finance software designed to bring clarity and control to your financial life. It aggregates all financial accounts—banking, loans, credit cards, and investments—into one intuitive dashboard, helping users track spending, net worth, and cash flow ...

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What reviewers like about Monarch Money

  • Monarch Money allows users to link and manage all bank, credit card, loan, and investment accounts in one place, offering a real-time snapshot of their financial health.
  • The platform emphasizes financial goal tracking—whether saving for a home, paying off debt, or building emergency funds—making it easier for users to align day-to-day spending with long-term objectives.
  • Users can personalize expense categories and generate dynamic reports based on spending patterns, bills, or goals, providing greater financial clarity and actionable insights.

Where Monarch Money falls short

  • While some features are free, key functionalities like custom reports, collaborative budgeting, and long-term planning require a paid subscription, which may not appeal to cost-sensitive users.
  • Monarch lacks features for business users—such as invoice generation, payroll management, or tax automation—making it less suitable for entrepreneurs or small business owners.
  • Unlike some competitors that offer built-in financial coaching or predictive analytics, Monarch focuses on manual goal-setting and tracking without real-time advisory components.

Common Features

  • Investment Monitoring

  • Property Management

  • Transaction History

+ 7 more

Unique Features

  • Tax Reports

  • Expense Groups

  • Reports

Pricing

Free Trial available, Try Now

Starts from $8.33/month when yearly

9.4

SpotScore

You Need A Budget - Personal Finance Software

You Need A Budget — 4.99★

Manage your money, meet your goals.

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⭐ Higher rated than Mint

What is You Need A Budget?

You Need A Budget is the software that manages personal finance. It shows how much individuals should be spending every month to stay within the budget goals. With You Need A Budget, user can create budgets for three different categories of expenses: groceries, entertainment, and ...

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What reviewers like about You Need A Budget

  • YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.
  • Automatic importing of transactions from banks and credit cards simplifies tracking expenses and ensures users spend within their means.
  • Smooth transition between mobile app and desktop browser aids in convenient tracking and balancing of finances.

Where You Need A Budget falls short

  • Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.
  • Some aspects of the software are tricky to grasp, and newcomers might find the platform complex without sufficient support and resources.

Common Features

  • Multi-Currency

  • Budgeting

  • Spend Tracker

+ 5 more

Unique Features

  • Reports

  • Expense Groups

  • Tax Reports

Pricing

Free Trial available, Try Now

8.9

SpotScore

EveryDollar - Personal Finance Software

EveryDollar — 4★

Budgeting made easy for anyone, any income.

Get Pricing Details

4.0

(1)

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⭐ Higher rated than Mint

What is EveryDollar?

EveryDollar makes it possible to make an informed financial decision for any budget. Simple, intuitive planning provides users with all the data they need to make excellent financial decisions. At the same time, EveryDollar sorts income by category, giving user a complete picture of the money. ...

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What reviewers like about EveryDollar

  • Intuitive budgeting
  • Categorizes income effectively
  • User-friendly interface

Where EveryDollar falls short

  • Limited advanced features
  • Subscription-based model
  • Not suitable for complex finances

Common Features

  • Multi-Currency

  • Alerts

  • Payment Gateway

+ 5 more

Unique Features

  • Expense Groups

  • Tax Reports

Pricing

EveryDollar offers custom pricing plan

8.8

SpotScore

Money Dashboard - Personal Finance Software

Money Dashboard — 3.19★

Take control of your finances with ease.

Get Pricing Details

3.2

(79)

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What is Money Dashboard?

The Money Dashboard is the easy way to budget, track and analyze expenses in life. The Money Dashboard syncs wirelessly with all major banking institutions in Canada through SecureMoney, secure software. ​User can access account anywhere-on smart phone, online or on desktop. Record transactions ...

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What reviewers like about Money Dashboard

  • Provides a clear overview of all financial accounts, enabling easy tracking and planning.
  • Offers the ability to categorize transactions effectively, streamlining financial analysis.
  • Includes features like exporting to CSV and categorizing transactions that are highly useful for detailed analysis.

Where Money Dashboard falls short

  • Lack of support for certain bank connections like HL and Chase UK limits usability.
  • Issues with syncing accounts, especially with platforms like RBS business accounts and Marcus, affect data accuracy.
  • Complex setup and customization process for categories, particularly when transitioning between versions like Classic and Neon.

Common Features

  • Multi-Currency

  • Alerts

  • Payment Gateway

+ 6 more

Unique Features

  • Reports

  • Expense Groups

Pricing

Money Dashboard offers custom pricing plan

8.6

SpotScore

CalendarBudget - Personal Finance Software

CalendarBudget — 4.61★

Master your finances, one calendar at a time.

Start Free Trial

4.6

(28)

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⭐ Higher rated than Mint

What is CalendarBudget?

CalendarBudget is the simplified way to budget, track money and manage debts. It allows to create highly efficient budgets that will help individuals stay on track. CalendarBudget makes it simple to see the big picture so individuals can spend with confidence on what they love while managing ...

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What reviewers like about CalendarBudget

  • Simplifies financial planning by providing a calendar-based view for easy management of income and expenses.
  • Offers customization options for categorizing transactions, making it easy to track and analyze financial data.
  • Provides a user-friendly interface with features like recurring payments and balance tracking on a daily basis.

Where CalendarBudget falls short

  • Lack of an extensive selection of colors and budget customization options may limit personalization for some users.
  • Limited resources and materials available for users to learn more about the app's features and functionalities.
  • Some users find the interface to be slightly slow or clunky, especially when making changes to transactions.

Common Features

  • Multi-Currency

  • Alerts

  • Payment Gateway

+ 5 more

Unique Features

  • Reports

  • Expense Groups

  • Tax Reports

Pricing

Free Trial available

CalendarBudget offers custom pricing plan

Who competes with Mint?

Mint competes with 10 other personal finance software tools tracked on Spotsaas. The closest by feature overlap are Monzo, Quicken and Buxfer. Each is compared against Mint on rating, pricing and feature coverage below.

Tools similar to Mint

Searches for "sites like Mint" and "apps like Mint" land on the same set of options as "Mint alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

Why we picked these Mint alternatives

Monzo8.8Best for teams of all sizes

Reviewers consistently praise the app's ease of use and seamless, simple experience.

Quicken9.8Best for teams of all sizes

Streamlines tracking expenses and organizing financial records efficiently.

Watch for: Some users find the product creates files all over the computer, making cleanup challenging.

Buxfer8.9Best for teams of all sizes

Easy to import bank statements and allocate transactions to predetermined categories.

Watch for: Mobile app experience could be improved for parity with desktop usage.

Albert9.5Best for small & mid-size businesses

Quick and efficient customer service, resolving issues promptly.

Watch for: Costly service, considered expensive by some users.

Spendee9.4Best for teams of all sizes

Provides an intuitive user interface for managing finances easily.

Watch for: Lack of compatibility with new Android versions and PC user-unfriendliness reported.

Monarch Money9Best for small & mid-size businesses

Monarch Money allows users to link and manage all bank, credit card, loan, and investment accounts in one place, offering a real-time snapshot of their financial health.

Watch for: While some features are free, key functionalities like custom reports, collaborative budgeting, and long-term planning require a paid subscription, which may not appeal to cost-sensitive users.

You Need A Budget9.4Best for teams of all sizes

YNAB provides a digital envelope system that helps users understand where their money is going, promoting better financial decisions.

Watch for: Steep learning curve initially for setting up and understanding the platform, may require some time and effort to grasp fully.

EveryDollar8.9Best for teams of all sizes

Intuitive budgeting

Watch for: Limited advanced features

Money Dashboard8.8Best for small & mid-size businesses

Provides a clear overview of all financial accounts, enabling easy tracking and planning.

Watch for: Lack of support for certain bank connections like HL and Chase UK limits usability.

CalendarBudget8.6Best for teams of all sizes

Simplifies financial planning by providing a calendar-based view for easy management of income and expenses.

Watch for: Lack of an extensive selection of colors and budget customization options may limit personalization for some users.

Why teams look for a Mint alternative

Teams usually start looking for a Mint alternative for a few concrete reasons:

  • Connectivity issues, especially with accounts from non-mainstream banks, credit unions, or specific services like Paypal.
  • Limited ability to customize transaction views or alerts based on specific criteria.
  • Overwhelming presence of advertisements throughout the platform, potentially distracting from essential functions.
  • Lack of comprehensive analytics and insights compared to other financial tracking software.

The factors that matter in a Mint alternative

On price, ratings, and standout strengths, the 10 alternatives compare like this: 6 offer a free tier; and You Need A Budget is the highest rated at 4.99★ across 1501 reviews.

How the ranking holds up.

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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].