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3 Best Free PaySimple Alternatives in 2026

Explore 3 alternatives to PaySimple — vetted by our editors with real user reviews, pricing, and feature comparisons.

The 3 best free PaySimple alternatives at a glance

Quick answer

Our pick of free payment gateway software alternatives to PaySimple: SuperPay, Cheddar Up and Instamojo. SuperPay leads the pack with a SpotScore of 8.3 and a 4.7★ rating. Compare all 3 on score, rating, and pricing below.

Maybe PaySimple costs too much, misses a feature you need, or just feels clunky. Whatever the reason, these 3 payment gateway software free alternatives are the picks worth a closer look. We order them by SpotScore, a mix of verified user satisfaction and market presence, plus ratings and pricing. Use the table to compare at a glance, then dig into each below.

ProductSpotScoreRatingPricingBest for
SuperPayStreamlining payments for secure transactions.8.3★★★★★ 4.7FreeFree Trial · Quotation Basedteams of all sizes
Cheddar UpStreamline payments and boost sales with ease.8.6★★★★☆ 4.4FreeFreemium · Subscriptionteams of all sizes
InstamojoSecure and seamless online payments made easy.8.6★★★☆☆ 2.6(14)FreeFreemium · Subscription · Quotation Basedteams of all sizes

8.3

SpotScore

SuperPay - Payment Gateway Software

SuperPay

Streamlining payments for secure transactions.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

4.7

Add to compare

What is SuperPay?

SuperPay is a payment gateway software which allows users to accept credit card payment on their website and transfer the amount to their bank account. With its 100% secured and PCI-DSS compliant cloud solution, SuperPay will ensure that your customers can make payments without worrying about ...

Read more about SuperPay
Free TrialTry Free →·

SuperPay offers custom pricing plan

8.6

SpotScore

Cheddar Up - Payment Gateway Software

Cheddar Up

Streamline payments and boost sales with ease.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

4.4

Add to compare

What is Cheddar Up?

Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...

Read more about Cheddar Up

Starts from $10/Month, also offers free forever plan

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8.6

SpotScore

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

2.6

14 verified reviews

Add to compare

What is Instamojo?

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...

Read more about Instamojo

Instamojo offers custom pricing plan

What sets each pick apart

SuperPay8.3Best for teams of all sizes

100% secure payments

Watch for: Limited payment options

Cheddar Up8.6Best for teams of all sizes

No chargebacks or monthly fees

Watch for: Limited customer support options

Instamojo8.6Best for teams of all sizes

Quick response time from the team, enabling fast payment collections and payouts within 72 hours.

Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.

Why teams look for a PaySimple alternative

The case for a PaySimple alternative often starts with gaps like these:

  • Limited customer support hours, causing inconvenience when needing assistance outside of available times.
  • Complex adjustments and editing of payment plans, leading to challenges in modifying billing details for customers.
  • Unclear billing structures and hidden fees, making it difficult for users to understand the total costs involved.
  • Delayed settlement times for ACH transactions, impacting the accuracy and timing of fund settlements.

Choosing a PaySimple alternative

The 3 payment gateway software free alternatives compare like this on the specifics: 3 offer a free tier; and Instamojo is the highest rated at 2.6★ across 14 reviews.

Our methodology.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to PaySimple are SuperPay (4.7★), Cheddar Up (4.4★), Instamojo (2.6★). Compare all 3 alternatives side-by-side above.

When evaluating alternatives to PaySimple, prioritize: Invoice Payment, PoS Transactions, Recurring Billing, Website Payments, Saved Cards, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

PaySimple starts from $59.95 /Month. Many alternatives offer similar functionality at different price points — some with free tiers, others with more flexible per-seat pricing. Use the filters above to narrow by budget.

Migration difficulty depends on how deeply PaySimple is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

How to pick the best PaySimple alternative

  • On a budget / just exploring: start with a free tier — SuperPay, Cheddar Up and Instamojo let you evaluate without paying upfront.
  • If real-user ratings matter most: Instamojo has the strongest star rating (2.6★) among the options with verified reviews.
  • Want the safest pick: SuperPay has the highest Spotsaas Score (8.3) in this list — a strong default if you're unsure.

How to migrate from PaySimple

To switch off PaySimple without disruption, handle your data first: export it and test that the new tool imports it cleanly. Verify your key workflows still function, pilot the move on a free plan or trial, and keep PaySimple active until the cutover is complete.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].