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10 Best PaySimple Alternatives in 2026 — Free Options Included

Explore 10 alternatives to PaySimple — vetted by our editors with real user reviews, pricing, and feature comparisons.

The 10 best free PaySimple alternatives at a glance

Quick answer

Our pick of free payment gateway software alternatives to PaySimple: Paytm Payment Gateway, Tap2Pay and MoonClerk. Paytm Payment Gateway leads the pack with a SpotScore of 8.9 and a 4.89★ rating. Compare all 10 on score, rating, and pricing below.

Maybe PaySimple costs too much, misses a feature you need, or just feels clunky. Whatever the reason, these 10 payment gateway software free alternatives are the picks worth a closer look. We order them by SpotScore, a mix of verified user satisfaction and market presence, plus ratings and pricing. Use the table to compare at a glance, then dig into each below.

ProductSpotScoreRatingPricingBest for
Paytm Payment GatewaySeamless integration, customizable alerts, effortless payments.8.9★★★★★ 4.89(132)Quotation Basedteams of all sizes
Tap2PayStreamline online payments with secure convenience.8.8★★★★☆ 3.82(11)from $49/moteams of all sizes
MoonClerkStreamline your online payments with ease.8.6★★★★☆ 3.62(17)from $15/moteams of all sizes
InstamojoSecure and seamless online payments made easy.8.6★☆☆☆☆ 1.43(14)FreeFreemium · Subscription · Quotation Basedteams of all sizes
PaySpaceStreamline payments for successful business growth.8.5★★★★☆ 4.06(35)Quotation Basedteams of all sizes
EBSEmpowering banks with secure online transactions.8.5★★★★☆ 4Quotation Basedteams of all sizes
UniPay GatewayThe key to seamless online payments.8.5★★★★★ 4.5(2)Quotation Basedsmall & mid-size businesses
NextPay Payment GatewayEffortless payments for your business.8.4★★☆☆☆ 1.75(2)Subscription · Quotation Basedteams of all sizes
CCAvenueSecure, seamless payment solutions for modern businesses.8.4★☆☆☆☆ 1.25(17)Subscriptionteams of all sizes
Coriunder BAASStreamline your payments with Coriunder.8.1★★★★★ 5(8)Freefrom $500/moteams of all sizes

8.9

SpotScore

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.9

132 verified reviews

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What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

Read more about Paytm Payment Gateway

Paytm Payment Gateway offers custom pricing plan

8.8

SpotScore

Tap2Pay - Payment Gateway Software

Tap2Pay

Streamline online payments with secure convenience.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

3.8

11 verified reviews

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What is Tap2Pay?

Tap2Pay is open source payment gateway software for online businesses. It enables any web merchant to accept payments from credit cards, e-wallets, and other payment instruments. It provides a smooth checkout experience for end users by redirecting them to a mobile app or the merchant website ...

Read more about Tap2Pay

Tap2Pay offers custom pricing plan

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8.6

SpotScore

MoonClerk - Payment Gateway Software

MoonClerk

Streamline your online payments with ease.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

3.6

17 verified reviews

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What is MoonClerk?

The MoonClerk payment gateway software is an e-commerce website plug-in that allows you to accept credit card and debit card payments from customers online. It's powered by our highly secure and scalable cloud computing infrastructure. Plug in and start processing credit card, debit card & ACH ...

Read more about MoonClerk

MoonClerk offers custom pricing plan

8.6

SpotScore

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

1.4

14 verified reviews

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What is Instamojo?

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...

Read more about Instamojo

Instamojo offers custom pricing plan

8.5

SpotScore

PaySpace - Payment Gateway Software

PaySpace

Streamline payments for successful business growth.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.1

35 verified reviews

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What is PaySpace?

PaySpace is a PCI-compliant payment gateway built for high-risk merchants in sectors like CBD, online gambling, and nutraceuticals that face rejection from standard payment processors. It routes transactions through acquiring banks that specialize in high-risk verticals, though document ...

Read more about PaySpace

PaySpace offers custom pricing plan

8.5

SpotScore

EBS - Payment Gateway Software

EBS

Empowering banks with secure online transactions.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.0

Add to compare

What is EBS?

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the finest web-based end-to-end payment processing solution for banks that serve ...

Read more about EBS

EBS offers custom pricing plan

8.5

SpotScore

UniPay Gateway - Payment Gateway Software

UniPay Gateway

The key to seamless online payments.

Best for: SMB teams · Mid-market

Get Pricing Details

4.5

2 verified reviews

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What is UniPay Gateway?

UniPay Gateway is a payment processing platform for e-commerce operators that need to automate credit card authorization and data storage without manual transaction handling. It captures card data, authorizes transactions, and writes records to a connected database in a single workflow, ...

Read more about UniPay Gateway

UniPay Gateway offers custom pricing plan

8.4

SpotScore

NextPay Payment Gateway - Payment Gateway Software

NextPay Payment Gateway

Effortless payments for your business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

1.8

2 verified reviews

Add to compare

What is NextPay Payment Gateway?

NextPay is a payment gateway for small to medium-sized businesses that need to accept credit cards, debit cards, and mobile wallet payments across both physical and online locations. It provides a straightforward setup path for merchants that want to go live quickly without dedicated payment ...

Read more about NextPay Payment Gateway

NextPay Payment Gateway offers custom pricing plan

8.4

SpotScore

CCAvenue - Payment Gateway Software

CCAvenue

Secure, seamless payment solutions for modern businesses.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

1.3

17 verified reviews

Add to compare

What is CCAvenue?

CCAvenue is the payment gateway software that lets users accept payments online with a credit/debit card or through multiple payment channels like mobile, PoS, and net banking. With SaaS-based solution and integrated fraud management system, CCAvenue helps merchants across all verticals to ...

Read more about CCAvenue

8.1

SpotScore

Coriunder BAAS - Payment Gateway Software

Coriunder BAAS

Streamline your payments with Coriunder.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

5.0

8 verified reviews

Add to compare

What is Coriunder BAAS?

Coriunder BAAS - Payment Gateway software is designed for Banks, Financial Institutions, e-Commerce Merchants and Enterprise Businesses. It helps them to offer secure and convenient online payment gateway services to their customers that accept various payments including Debit /Credit Cards, ...

Read more about Coriunder BAAS

Who competes with PaySimple?

PaySimple competes with 10 other payment gateway software tools tracked on Spotsaas. The closest by feature overlap are Paytm Payment Gateway, Tap2Pay and MoonClerk. Each is compared against PaySimple on rating, pricing and feature coverage below.

Tools similar to PaySimple

Searches for "sites like PaySimple" and "apps like PaySimple" land on the same shortlist as "PaySimple alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

What sets each pick apart

Paytm Payment Gateway8.9Best for teams of all sizes

Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.

Watch for: Some delays in transaction processing and occasional complexity in payment settlements.

Tap2Pay8.8Best for teams of all sizes

Fast and secure payments system, allowing sales across multiple channels with ease.

Watch for: Some users report issues with customer support and unresponsiveness.

MoonClerk8.6Best for teams of all sizes

Integration with payment processors like Stripe for convenient transactions.

Watch for: Lack of advanced customization options for checkout pages may limit flexibility.

Instamojo8.6Best for teams of all sizes

Quick response time from the team, enabling fast payment collections and payouts within 72 hours.

Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.

PaySpace8.5Best for teams of all sizes

Reliable and stable service for receiving payments, with competent and polite customer support.

Watch for: Integration time can be lengthy, requiring improvement for faster onboarding.

EBS8.5Best for teams of all sizes

End-to-end solution

Watch for: Complex integration

UniPay Gateway8.5Best for small & mid-size businesses

Automates e-commerce transactions

Watch for: Limited payment method options

NextPay Payment Gateway8.4Best for teams of all sizes

Supports major credit and debit cards

Watch for: Limited advanced features

CCAvenue8.4Best for teams of all sizes

Multiple payment channels

Watch for: Limited international support

Coriunder BAAS8.1Best for teams of all sizes

Secure online payment services

Watch for: Higher fees for enterprise features

Why teams look for a PaySimple alternative

The case for a PaySimple alternative often starts with gaps like these:

  • Limited customer support hours, causing inconvenience when needing assistance outside of available times.
  • Complex adjustments and editing of payment plans, leading to challenges in modifying billing details for customers.
  • Unclear billing structures and hidden fees, making it difficult for users to understand the total costs involved.
  • Delayed settlement times for ACH transactions, impacting the accuracy and timing of fund settlements.

Choosing a PaySimple alternative

The 10 payment gateway software free alternatives compare like this on the specifics: 2 offer a free tier; paid plans run $15–$500, with MoonClerk the cheapest entry point; and Coriunder BAAS is the highest rated at 5★ across 8 reviews.

Our methodology.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to PaySimple are Coriunder BAAS (5.0★), Paytm Payment Gateway (4.9★), UniPay Gateway (4.5★). Compare all 10 alternatives side-by-side above.

When evaluating alternatives to PaySimple, prioritize: Invoice Payment, PoS Transactions, Recurring Billing, Website Payments, Saved Cards, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

PaySimple starts from $59.95 /Month. Many alternatives offer similar functionality at different price points — some with free tiers, others with more flexible per-seat pricing. Use the filters above to narrow by budget.

Migration difficulty depends on how deeply PaySimple is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

How to pick the best PaySimple alternative

  • On a budget / just exploring: start with a free tier — Instamojo and Coriunder BAAS let you evaluate without paying upfront.
  • If real-user ratings matter most: Coriunder BAAS has the strongest star rating (5★) among the options with verified reviews.
  • Want the safest pick: Paytm Payment Gateway has the highest Spotsaas Score (8.9) in this list — a strong default if you're unsure.

How to migrate from PaySimple

To switch off PaySimple without disruption, handle your data first: export it and test that the new tool imports it cleanly. Verify your key workflows still function, pilot the move on a free plan or trial, and keep PaySimple active until the cutover is complete.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].