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Best Payment Processing Software For Small Business

Top picks for Payment Processing Software available for small business

Simplify transactions, elevate commerce.

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Starts from $29/Month

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Streamline global payments and expand your business's reach.

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Free trial not available

Freemium not available

Rapyd Collect offers custom pricing plan

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Streamline payments and boost revenue with Zai.

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Free trial not available

Freemium not available

Zai offers custom pricing plan

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List of the Best Payment Processing Software For Small Business as of July 2025

GETTRX - Payment Processing Software

GETTRX

Simplify transactions, elevate commerce.

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Product Description

Introducing GETTRX - the solution that allows you to reduce cash processing fees and say goodbye to outdated payment methods. Our experienced team specializes in bankcard services and information infrastructure, providing a speedy turnaround on merchant applications. We believe in the success ...

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Starts from $29/Month

Rapyd Collect - Payment Processing Software

Rapyd Collect

Streamline global payments and expand your business's reach.

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Product Description

Rapyd Collect: Revolutionizing Global Commerce Rapyd Collect is a game-changing product that empowers businesses to thrive in any local market across the globe. With our fintech-as-a-service platform, businesses can now easily integrate localized fintech and payment capabilities into their ...

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Rapyd Collect offers custom pricing plan

Zai - Payment Processing Software

Zai

Streamline payments and boost revenue with Zai.

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Product Description

Zai, the ultimate revenue management platform, simplifies payment automation and boosts operational savings with its powerful APIs. With just a single API, Zai seamlessly integrates multiple payment systems, streamlining payments and settlements. Bid goodbye to resource strain and complexity ...

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Zai offers custom pricing plan

Songhai Exchange - Payment Processing Software

Songhai Exchange

Efficient fund management for African trade

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Product Description

Introducing Songhai Exchange, the ultimate solution for efficient fund management and trade-related investments in Africa. With our innovative Pan-African payment network, users can easily access cash pick up, bank transfers, bill payments, and mobile money transfers across the continent. By ...

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Songhai Exchange offers custom pricing plan

Dots - Payment Processing Software

Dots

Streamline your business with effortless automation.

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Product Description

Introducing Dots: the ultimate process automation platform for your business. Say goodbye to tedious manual tasks and multiple payment processors, because Dots streamlines everything with just a single API. No more wasting time on onboarding or managing payments, as Dots handles it all ...

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Dots offers custom pricing plan

PAYZE - Payment Processing Software

PAYZE

Streamline payments and elevate your business with PAYZE.

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Product Description

PAYZE is a user-friendly online payment processing platform that simplifies the process of accepting payments. With its intuitive API, you can easily offer multiple payment options to your customers and even split payments between multiple merchants. Say goodbye to time-consuming manual payment ...

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PAYZE offers custom pricing plan

NuovoPay - Payment Processing Software

NuovoPay

Seamless payments, simplified solutions.

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Product Description

NuovoPay is a payment processing software as a service (SaaS) that allows merchants to accept credit cards from the comfort of their desktop. This service offers tiered pricing options, no monthly or start-up fees, a PCI certified merchant account, and payouts via either PayPal or direct check ...

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Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

These are the key features of Payment Processing Software. Accounts Payable, Accounts Receivable, Bank Reconciliation, Billing and Invoicing, Cash Management, Collections, General Ledger, Purchasing, Tax Management and Contact Management

This software is researched and edited by

Rajat Gupta is the founder of Spotsaas, where he reviews and compares software tools that help businesses work smarter. Over the past two years, he has analyzed thousands of products across CRM, HR, AI, and finance — combining real-world research with a strong foundation in commerce and the CFA program. He's especially curious about AI, automation, and the future of work tech. Outside of SpotSaaS, you'll find him on a badminton court or tracking the stock market.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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