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SwipeSimple vs SumUp vs Square Point of Sale vs ShopKeep Comparison

Last updated:

SwipeSimple

4.3(4,945 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

SwipeSimple is a software platform designed to make digital payments for small businesses effortless and efficient. With built-in customization tools, merchants can quickly adjust tax rates, add items to the cart, and co…

SumUp

4.0(4 reviews)

Starting at $0 /month

  • Large Enterprises
  • Medium Business

SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card payments online, in-app, and i…

Square Point of Sale

4.5(518 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Square Point of Sale, the ultimate choice for businesses searching for an easy-to-use POS system. With its user-friendly design, you can effortlessly process transactions, track customer purchases, and collect feedback f…

ShopKeep

3.1(135 reviews)

Starting at Contact for pricing

  • Free Trial
  • Medium Business
  • Small Business

ShopKeep is an easy-to-use, cloud-based iPad POS software. It's powerful enough for big businesses and light enough for small ones. There's rich reporting, customer analytics and integration with all the products you use…

SwipeSimple leads on user satisfaction with a 4.3-star rating across 4,945 reviews.

SwipeSimple vs SumUp vs Square Point of Sale vs ShopKeep — at a glance

FeatureSwipeSimpleSumUpSquare Point of SaleShopKeep
Rating4.3 / 54.0 / 54.5 / 53.1 / 5
Reviews4,9454518135
Starting priceContact for pricing$0 /monthContact for pricingContact for pricing
Free trial No No No Yes
Free version No No No No
Best forIndividuals, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessMedium Business, Small Business
CategoryPayment Processing SoftwarePOS SoftwarePOS SoftwareRetail Software
Integrations6+ apps8+ apps
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - iOS
APIAvailableAvailable
Support modesBusiness Hours, OnlineBusiness Hours, OnlineBusiness Hours, Online24/7 (Live rep), Business Hours, Online
CertificationsSOC 2, GDPRSOC 2, GDPR
Data residencyUSGlobalUSGlobal

Key differences between SwipeSimple and SumUp

  • Pricing: SumUp starts at $0 /month. SwipeSimple pricing is not publicly listed.
  • Target audience: SwipeSimple is built for Individuals and Medium Business, while SumUp targets Large Enterprises and Medium Business.
  • User satisfaction: SwipeSimple scores higher with a 4.3-star average.
  • Deployment: SwipeSimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; SumUp supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare SwipeSimple vs SumUp vs Square Point of Sale vs ShopKeep — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

SwipeSimple - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

SwipeSimple

Best for

Individuals, Medium Business, Small Business

SumUp

Best for

Large Enterprises, Medium Business, Small Business

Square Point of Sale

Best for small to mid-sized retail and food businesses needing simple POS.

Choose if
  • You want an easy-to-use POS with quick transaction processing.
  • You need integrated inventory management and sales reporting.
  • You require mobile device compatibility and hardware like Square Terminal.
Consider alternatives if
  • Your business is a large enterprise needing extensive customization.
  • You require complex, multi-location inventory management capabilities.

ShopKeep

Best for small to mid-sized retail and hospitality businesses needing easy iPad POS.

Choose if
  • You want a simple, cloud-based iPad POS that works right out of the box.
  • Your business is a retail shop, restaurant, or salon with up to 200 employees.
  • You need quick setup with reliable performance and useful business analytics.
Consider alternatives if
  • You are a large enterprise requiring complex POS customizations and hardware integrations.
  • You need consistently responsive customer service and guaranteed hardware compatibility.

SwipeSimple typically suits Individuals and Medium Business. SumUp tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

SwipeSimple is a software platform designed to make digital payments for small businesses effortless and efficient. With built-in customization tools, merchants can quickly adjust tax ... Read More about SwipeSimple

SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card ... Read More about SumUp

Square Point of Sale, the ultimate choice for businesses searching for an easy-to-use POS system. With its user-friendly design, you can effortlessly process transactions, track customer ... Read More about Square Point of Sale

ShopKeep is an easy-to-use, cloud-based iPad POS software. It's powerful enough for big businesses and light enough for small ones. There's rich reporting, customer analytics and ... Read More about ShopKeep

Entry Level Pricing

  • Not Available
  • Starts from $0 , monthly
  • Not Available
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

Not Available

Not Available

9.2/10

9.8/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

51–200 employees
1-50 employees51-500 employees
1-50 employees51-200 employees
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

SwipeSimple

  • Real-time reporting and business insights: The platform provides detailed transaction reporting that helps business owners track daily sales activity, revenue trends, and payment performance. By viewing real-time reports, businesses can better understand customer purchasing behavior and monitor financial performance, which supports more informed decision-making.
  • Built-in invoicing and recurring billing: SwipeSimple includes invoicing tools that allow businesses to send payment requests through email or digital payment links. It also supports recurring billing for businesses offering subscription services, memberships, or ongoing service contracts. These capabilities help automate payment collection and reduce manual billing work.
  • Easy-to-use payment interface: The platform is designed with a straightforward user interface that allows merchants to process transactions quickly without extensive training. Staff members can easily navigate the dashboard, complete transactions, issue refunds, and manage customer payments, making the system suitable for businesses that want a simple and reliable payment processing experience.

SumUp

No key benefits available yet.

Best fit

Best fit

SwipeSimple

  • 51–200 employees
  • Retail, Hospitality, Field Services, Professional Services, Small Business Commerce
  • Business Owner, Store Manager, Operations Manager, Finance Manager, Service Technician, Sales Associate

SumUp

No best-fit guidance available yet.

ShopKeep

No best-fit guidance available yet.

Watchouts

Reasons buyers look elsewhere

SwipeSimple

  • Many organizations rely on a large technology ecosystem including CRM platforms, accounting software, marketing automation tools, and e-commerce systems. While SwipeSimple offers some integrations, businesses that depend heavily on interconnected software tools may prefer payment platforms with broader integration libraries and open API ecosystems to support deeper automation and system connectivity.
  • The platform is built with simplicity in mind, which can limit flexibility for businesses that require customized workflows. Companies that need features such as custom checkout experiences, complex reporting dashboards, loyalty programs, advanced customer segmentation, or marketing automation may prefer alternative POS platforms that offer more configurable systems and expanded functionality.
  • Although SwipeSimple handles payments effectively, it offers limited capabilities for managing detailed product inventories. Businesses that manage large product assortments, warehouse stock, or supply chains may need systems that provide advanced inventory control, stock alerts, purchase order tracking, and supplier management features. For these organizations, payment systems with stronger inventory management tools may provide better operational control.

SumUp

No alternatives guidance available yet.

ShopKeep

No alternatives guidance available yet.

Software Demo

Demo

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How do SwipeSimple, SumUp, Square Point of Sale and ShopKeep Compare on Features?

Total Features

17 Features

14 Features

11 Features

24 Features

Unique Features

No unique features

No unique features

No unique features

No unique features

Get Quote
Get Quote

Compare SwipeSimple, SumUp, Square Point of Sale and ShopKeep on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

          Starting From

          • Not Available
          • $0 , monthly
          • Not Available
          • Not Available

          Pricing Plans

          • Not Available
          • Not Available
          • Not Available

          Pricing Page

          Pricing information not available

          SumUp pricingSquare Point of Sale pricing

          Pricing information not available

          Other Details

          Organization Types supported

          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers
          • Large Enterprises
          • Medium Business
          • Small Business
          • Individuals
          • Freelancers

          Platforms Supported

          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)
          • Browser Based (Cloud)
          • Mobile - Android
          • Mobile - iOS
          • Installed - Windows
          • Installed - Mac
          • Browser Based (Cloud)

          Modes of support

          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online
          • 24/7 (Live rep)
          • Business Hours
          • Online

          API Support

          • Not Available
          • Available
          • Available
          • Not Available
          Get help choosing
          Get help choosing

          Security & Compliance

          Certifications, data handling, and security controls for IT and compliance evaluators.

          SOC 2

          ✓ Yes

          HIPAA

          ✗ No
          ✗ No

          GDPR

          ✓ Yes

          Single Sign-On (SSO)

          ✓ Yes

          Multi-Factor Auth (MFA)

          ✓ Yes

          Data Encryption

          ✓ Yes
          ✓ Yes

          Audit Logs

          ✓ Yes

          Data Residency

          🇺🇸 US
          🌐 Global

          SwipeSimple vs SumUp vs Square Point of Sale User Reviews & Rating Comparison

          User Ratings

          4.3

          (based on 4945 reviews)

          4.5

          (based on 518 reviews)

          Rating Distribution

          0

          0

          0

          0

          0

          7627

          626

          216

          191

          1389

          0

          0

          0

          0

          0

          77

          17

          8

          6

          79

          Spotsaas Editor’s POV generated by AI

          Buyer sentiment

          Buyer sentiment is positive across 4945 reviews, with strong overall satisfaction.

          What buyers like

          • SwipeSimple is particularly suited for small and medium-sized businesses that need a straightforward payment processing solution.
          • The platform includes reporting dashboards that allow merchants to monitor sales activity, transaction history, and payment performance in real time.
          • SwipeSimple provides built-in invoicing features that allow businesses to send payment requests directly to customers through email or payment links.

          Common complaints

          • Although SwipeSimple integrates with several business tools, certain workflows may require automation platforms or additional software to connect with external systems such as CRM platforms or accounting tools.
          • The platform focuses on simplicity, which means it offers fewer customization options for checkout workflows, reporting dashboards, or specialized business processes.
          • SwipeSimple is typically offered through third-party payment processors rather than directly by the platform.

          Buyer sentiment

          Buyer sentiment is positive across 10049 reviews, with strong overall satisfaction.

          What buyers like

          • Easy integration with accounting and eCommerce platforms
          • Supports both in-person and online payments
          • No monthly subscription required

          Common complaints

          • May not suit complex restaurant or enterprise setups
          • Limited advanced POS features (e.g., detailed inventory, loyalty)

          Buyer sentiment

          Buyers generally appreciate Square POS for its ease of use and hardware integration but note limitations in advanced features and pricing clarity.

          What buyers like

          • Ease of use
          • Hardware integration
          • Inventory management

          Common complaints

          • Limited advanced features
          • Pricing transparency

          Buyer sentiment

          Users generally appreciate the ease of use and business insights but express frustration with inconsistent support and hardware issues.

          What buyers like

          • Ease of use
          • Business analytics
          • Customer support availability

          Common complaints

          • Customer service inconsistency
          • Hardware compatibility problems

          Pros and Cons

          • SwipeSimple is particularly suited for small and medium-sized businesses that need a straightforward payment processing solution.

          • The platform includes reporting dashboards that allow merchants to monitor sales activity, transaction history, and payment performance in real time.

          • SwipeSimple provides built-in invoicing features that allow businesses to send payment requests directly to customers through email or payment links.

          • Although SwipeSimple integrates with several business tools, certain workflows may require automation platforms or additional software to connect with external systems such as CRM platforms or accounting tools.

          • The platform focuses on simplicity, which means it offers fewer customization options for checkout workflows, reporting dashboards, or specialized business processes.

          • Supports multiple payment methods seamlessly.

          • Offers 24/7 access to financial data.

          • Cost-effective for small businesses.

          • May not scale well for larger businesses.

          • Transaction fees can add up.

          • User-friendly interface enabling quick transaction processing

          • Integrated inventory management and sales reporting

          • Mobile device compatibility and hardware options like Square Terminal

          • Limited advanced customization for complex business needs

          • Pricing details are not fully transparent and may require sales consultation

          • User-friendly interface providing valuable business insights

          • Easy setup and integration with online stores

          • Reliable system performance supporting small business growth

          • Inconsistent customer service quality causing delays

          • Hardware compatibility issues with printers and scanners

          Positive Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Negative Reviews

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          No reviews available for the product

          Integrations

          Integration with other apps

          No Integration information available.

          No Integration information available.

          List of Customers

          Customers

          No Customers information available.

          DHL

          DHL

          FLiXBUS

          FLiXBUS

          No Customers information available.

          No Customers information available.

          Media and Screenshots

          Screenshots

          No screenshots available.

          Dashboard

          1 Screenshots

          Videos

          video-0

          2 Videos

          video-0

          3 Videos

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          Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

          Frequently asked questions

          Which is better, SwipeSimple or SumUp?
          SwipeSimple edges out the other on user ratings (4.3 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
          Do SwipeSimple and SumUp offer a free trial?
          Neither SwipeSimple nor SumUp currently lists a free trial.
          What is the starting price of SwipeSimple vs SumUp?
          SwipeSimple starts at Contact for pricing. SumUp starts at $0 /month.
          What are the top alternatives to SwipeSimple?
          Top alternatives to SwipeSimple include Stripe Payments, WePay, Square Payments, Clover, PaySimple.
          What are the top alternatives to SumUp?
          Top alternatives to SumUp include Square Point of Sale, ShopKeep, Lightspeed Retail, WePay, Square Payments.

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