Which is better, SumUp or PaySimple?

PaySimple edges out SumUp based on user ratings across 684 reviews. That said, the best pick depends on your workflow — SumUp may be a stronger fit for specific team sizes or use cases. Review the full comparison to decide.

What are the main differences between SumUp and PaySimple?

Key differences between SumUp and PaySimple include pricing (SumUp starts at $0 vs PaySimple at $59.95); target audience (SumUp targets Large Enterprises while PaySimple serves Freelancers / Consultants). Use the Spotsaas comparison table to evaluate each dimension before deciding.

Do both SumUp and PaySimple offer a Free trial?

Neither SumUp nor PaySimple offers a free trial.

Who are the typical users of SumUp?

SumUp is designed for Large Enterprises, Medium Business, Small Business.

Who are the typical users of PaySimple?

PaySimple is designed for Freelancers / Consultants, Large Enterprises, Medium Business, Small Business.

What is the starting price of SumUp and PaySimple?

Pricing for SumUp starts at $0/month, whereas PaySimple starts at $59.95/Month.

What are the best alternatives to SumUp?

Some top alternatives to SumUp include Square Point of Sale, ShopKeep, Lightspeed Retail, WePay, Square Payments.

What are the best alternatives to PaySimple?

Some top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.

SumUp vs PaySimple Comparison

Last updated: May 20, 2026

SumUp

4.0(4 reviews)

Starting at $0 /month

Large Enterprises
Medium Business

SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card payments online, in-app, and i…

View Pricing Read Reviews

PaySimple

4.1(684 reviews)

Starting at $59.95 /Month

Freelancers / Consultants
Large Enterprises

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…

View Pricing Read Reviews

PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.

SumUp vs PaySimple — at a glance

Feature	SumUp	PaySimple
Rating	4.0 / 5	4.1 / 5
Reviews	4	684
Starting price	$0 /month	$59.95 /Month
Free trial	No	No
Free version	No	No
Best for	Large Enterprises, Medium Business, Small Business	Freelancers / Consultants, Large Enterprises, Medium Business
Category	POS Software	Payment Gateway Software
Integrations	8+ apps	—
Platforms	SaaS/Web/Cloud, Mobile - Android, Mobile - iOS	SaaS/Web/Cloud, Mobile - Android, Mobile - iOS
API	Available	Available
Support modes	Business Hours, Online	Business Hours, Online
Certifications	SOC 2, GDPR	SOC 2, GDPR
Data residency	Global	US

Key differences between SumUp and PaySimple

Pricing: SumUp starts at $0 /month, while PaySimple starts at $59.95 /Month.
Target audience: SumUp is built for Large Enterprises and Medium Business, while PaySimple targets Freelancers / Consultants and Large Enterprises.
User satisfaction: PaySimple scores higher with a 4.1-star average.
Deployment: SumUp supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

SumUp vs PaySimple — find the better fit before you commit.

Which tool fits your team best

Which is actually cheaper for your team size

Where each product wins, per real buyers

Most POS Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Biggest differences

Features

Pricing

Buying details

Security

Buyer feedback

Integrations

Product tour

Other options

	SumUp (10049) Visit website Visit Website *sponsored	PaySimple (97) Talk to an expert Talk to an expert

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Biggest differences

Affiliate Disclosure

Start here before you go deeper into features.

SumUp

Best for

Large Enterprises, Medium Business, Small Business

PaySimple

Best for small to mid-size businesses needing streamlined credit card payment processing.

Choose if

You run a small or mid-size retail or service business requiring recurring billing.
You want an intuitive, easy-to-use platform with integrated merchant services.
You need convenient scheduling of future payments and simple transaction management.

Consider alternatives if

You are a large enterprise needing highly customizable payment solutions.
You require 24/7 customer support and transparent, straightforward billing.

SumUp typically suits Large Enterprises and Medium Business. PaySimple tends to fit Freelancers / Consultants and Large Enterprises better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description	SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card ... Read More about SumUp	PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple
Entry Level Pricing	Starts from $0 , monthly	Starts from $59.95
Free Trial Availability	No free trial	No free trial
Spotsaas Score What's this? ↗	Not Available	8.6/10
User Ratings Based on verified Spotsaas reviews	4 (4)	4.1 (684)
Best Company Size	—	1-50 employees51-500 employees
	Visit website	Get pricing help

Software Demo

Demo

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How do SumUp and PaySimple Compare on Features?

Total Features	14 Features	6 Features
Unique Features	No unique features	No unique features
	Visit website	Get Quote

Compare SumUp and PaySimple on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option
Starting From	$0 , monthly	$59.95
Pricing Plans	Pay-as-you-go $0 /month Get Started Payments Plus $24.5 /month Get Started	Not Available
Pricing Page
	View detailed pricing	View detailed pricing

Other Details

Organization Types supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)
Modes of support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	Available
	Visit Website	Get help choosing

Security & Compliance

Certifications, data handling, and security controls for IT and compliance evaluators.

SOC 2	✓ Yes	✓ Yes
HIPAA	✗ No	✗ No
GDPR	✓ Yes	✓ Yes
Single Sign-On (SSO)	✓ Yes	—
Multi-Factor Auth (MFA)	✓ Yes	—
Data Encryption	✓ Yes	✓ Yes
Audit Logs	✓ Yes	✓ Yes
Data Residency	🌐 Global	🇺🇸 US

SumUp User Reviews & Rating Comparison

User Ratings	4 (based on 4 reviews)	4.1 (based on 684 reviews)
Rating Distribution	7627 626 216 191 1389	63 28 2 1 3
Spotsaas Editor’s POV generated by AI	Buyer sentiment Buyer sentiment is positive across 10049 reviews, with strong overall satisfaction. What buyers like Easy integration with accounting and eCommerce platforms Supports both in-person and online payments No monthly subscription required Common complaints May not suit complex restaurant or enterprise setups Limited advanced POS features (e.g., detailed inventory, loyalty)	Buyer sentiment Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability. What buyers like Ease of use Customer support responsiveness Streamlined payment processing Common complaints Limited support hours Complex payment plan adjustments
Pros and Cons	Supports multiple payment methods seamlessly. Offers 24/7 access to financial data. Cost-effective for small businesses. May not scale well for larger businesses. Transaction fees can add up.	Streamlined payment processes with easy transaction and schedule management Intuitive user experience facilitating payment handling and report generation Responsive and helpful customer support Limited customer support hours Complexity in adjusting and editing payment plans
Positive Reviews	No reviews available for the product	No reviews available for the product
Negative Reviews	No reviews available for the product	No reviews available for the product
	Read reviews	Read reviews

Integrations

Integration with other apps	Quickbooks 4.83 (8404 reviews) Xero 4.68 (4665 reviews) Wix 3.2 (13774 reviews)	No Integration information available.

List of Customers

Customers	DHL FLiXBUS	Hastings on Hudson Brabo Payroll Sea Breeze Syrups

Media and Screenshots

Screenshots	1 Screenshots	3 Screenshots
Videos	3 Videos	5 Videos

Top Alternatives to SumUp and PaySimple in 2026

Alternatives	Square Point of Sale 4.5 ShopKeep 3.1 Lightspeed Retail 4.5	Stripe Payments 4.5 WePay 3.6 Square Payments 4.6

Frequently asked questions

Which is better, SumUp or PaySimple?: PaySimple edges out the other on user ratings (4.1 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
Do SumUp and PaySimple offer a free trial?: Neither SumUp nor PaySimple currently lists a free trial.
What is the starting price of SumUp vs PaySimple?: SumUp starts at $0 /month. PaySimple starts at $59.95 /Month.
What are the top alternatives to SumUp?: Top alternatives to SumUp include Square Point of Sale, ShopKeep, Lightspeed Retail, WePay, Square Payments.
What are the top alternatives to PaySimple?: Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.

SumUp vs PaySimple Comparison

SumUp

PaySimple

SumUp vs PaySimple — at a glance

Key differences between SumUp and PaySimple

SumUp vs PaySimple — find the better fit before you commit.

SumUp

PaySimple

Download this SumUp vs PaySimple comparison

Biggest differences

Description

Entry Level Pricing

Free Trial Availability

Spotsaas Score

User Ratings

Best Company Size

Software Demo

Demo

Get shortlist help from a software advisor

How big is your team?

How do SumUp and PaySimple Compare on Features?

Compare SumUp and PaySimple on pricing

Other Details

Organization Types supported

Platforms Supported

Modes of support

API Support

Security & Compliance

SumUp User Reviews & Rating Comparison

Integrations

Integration with other apps

List of Customers

Customers

Media and Screenshots

Screenshots

Videos

Top Alternatives to SumUp and PaySimple in 2026

Related Blogs and Articles for Payment Gateway Software

Frequently asked questions