Square Payments vs SumUp vs Square Point of Sale vs ShopKeep Comparison
Square Payments
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn.
SumUp
Starting at $0 /month
- Large Enterprises
- Medium Business
SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card payments online, in-app, and i…
Square Point of Sale
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Square Point of Sale, the ultimate choice for businesses searching for an easy-to-use POS system. With its user-friendly design, you can effortlessly process transactions, track customer purchases, and collect feedback f…
ShopKeep
Starting at Contact for pricing
- Free Trial
- Medium Business
- Small Business
ShopKeep is an easy-to-use, cloud-based iPad POS software. It's powerful enough for big businesses and light enough for small ones. There's rich reporting, customer analytics and integration with all the products you use…
Square Payments leads on user satisfaction with a 4.6-star rating across 132 reviews.
Square Payments vs SumUp vs Square Point of Sale vs ShopKeep — at a glance
| Feature | Square Payments | SumUp | Square Point of Sale | ShopKeep |
|---|---|---|---|---|
| Rating | 4.6 / 5 | 4.0 / 5 | 4.5 / 5 | 3.1 / 5 |
| Reviews | 132 | 4 | 518 | 135 |
| Starting price | Contact for pricing | $0 /month | Contact for pricing | Contact for pricing |
| Free trial | No | No | No | Yes |
| Free version | No | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Medium Business, Small Business |
| Category | Payment Processing Software | POS Software | POS Software | Retail Software |
| Integrations | — | 8+ apps | — | — |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - iOS |
| API | — | Available | Available | — |
| Support modes | 24/7 (Live rep), Online | Business Hours, Online | Business Hours, Online | 24/7 (Live rep), Business Hours, Online |
| Certifications | SOC 2, GDPR | SOC 2, GDPR | SOC 2, GDPR | — |
| Data residency | US | Global | US | Global |
Key differences between Square Payments and SumUp
- Pricing: SumUp starts at $0 /month. Square Payments pricing is not publicly listed.
- User satisfaction: Square Payments scores higher with a 4.6-star average.
- Deployment: Square Payments supports SaaS/Web/Cloud; SumUp supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Compare Square Payments vs SumUp vs Square Point of Sale vs ShopKeep — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Best for small to mid-sized businesses needing simple mobile payment processing.
- You run a retail, food, or mobile vendor business needing quick mobile payments.
- You want an easy-to-learn, mobile-first solution for iPhone or iPad payments.
- You prefer a low-cost, fast setup without complex integrations or customization.
- You are a large enterprise requiring complex payment integrations and advanced reporting.
- You need detailed pricing transparency and extensive customization options.
Large Enterprises, Medium Business, Small Business
Best for small to mid-sized retail and food businesses needing simple POS.
- You want an easy-to-use POS with quick transaction processing.
- You need integrated inventory management and sales reporting.
- You require mobile device compatibility and hardware like Square Terminal.
- Your business is a large enterprise needing extensive customization.
- You require complex, multi-location inventory management capabilities.
Best for small to mid-sized retail and hospitality businesses needing easy iPad POS.
- You want a simple, cloud-based iPad POS that works right out of the box.
- Your business is a retail shop, restaurant, or salon with up to 200 employees.
- You need quick setup with reliable performance and useful business analytics.
- You are a large enterprise requiring complex POS customizations and hardware integrations.
- You need consistently responsive customer service and guaranteed hardware compatibility.
Square Payments typically suits Large Enterprises and Medium Business. SumUp tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Square Payments is a software application that allows you to take payments with your iPhone or iPad. It accepts credit and debit card payments, is free to download, and is easy to learn. | SumUp is a trusted financial technology company operating in 32 countries across three continents. We aid small business owners by making it quick, secure, and cost-effective to accept card ... Read More about SumUp | Square Point of Sale, the ultimate choice for businesses searching for an easy-to-use POS system. With its user-friendly design, you can effortlessly process transactions, track customer ... Read More about Square Point of Sale | ShopKeep is an easy-to-use, cloud-based iPad POS software. It's powerful enough for big businesses and light enough for small ones. There's rich reporting, customer analytics and ... Read More about ShopKeep |
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Entry Level Pricing |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | Not Available | Not Available | 9.2/10 | 9.8/10 |
User RatingsBased on verified Spotsaas reviews | ||||
Best Company Size | 1-50 employees51-500 employees | — | 1-50 employees51-500 employees | 1-50 employees51-200 employees |
Get pricing help | Get pricing help |
Software Demo
Demo |  Square Payments has not given any software demo yet If you're the owner of this profile, add your demo.Contact us |
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How do Square Payments, SumUp, Square Point of Sale and ShopKeep Compare on Features?
Total Features | 0 Features | 14 Features | 11 Features | 24 Features |
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Unique Features | No features | No unique features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Square Payments, SumUp, Square Point of Sale and ShopKeep on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
Single Sign-On (SSO) | — | ✓ Yes |
Multi-Factor Auth (MFA) | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | ✓ Yes |
Data Residency | 🇺🇸 US | 🌐 Global |
Square Payments vs SumUp vs Square Point of Sale User Reviews & Rating Comparison
User Ratings | 4.5 (based on 518 reviews) | |||
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Rating Distribution | ||||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Users appreciate the simplicity and mobile convenience of Square Payments but note the lack of detailed pricing and advanced features. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 10049 reviews, with strong overall satisfaction. What buyers like
Common complaints
| Buyer sentiment Buyers generally appreciate Square POS for its ease of use and hardware integration but note limitations in advanced features and pricing clarity. What buyers like
Common complaints
| Buyer sentiment Users generally appreciate the ease of use and business insights but express frustration with inconsistent support and hardware issues. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product | No reviews available for the product |
Integrations
Integration with other apps | No Integration information available. | No Integration information available. | No Integration information available. |
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List of Customers
Customers | No Customers information available. |  DHL  FLiXBUS | No Customers information available. | No Customers information available. |
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Media and Screenshots
Screenshots | No screenshots available. |  1 Screenshots |
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Videos | No videos available. |  3 Videos |
Alternatives
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Square Payments or SumUp?
- Square Payments edges out the other on user ratings (4.6 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Square Payments and SumUp offer a free trial?
- Neither Square Payments nor SumUp currently lists a free trial.
- What is the starting price of Square Payments vs SumUp?
- Square Payments starts at Contact for pricing. SumUp starts at $0 /month.
- What are the top alternatives to Square Payments?
- Top alternatives to Square Payments include Stripe Payments, WePay, Braintree Direct, QuickBooks Payments, MagicPay.
- What are the top alternatives to SumUp?
- Top alternatives to SumUp include Square Point of Sale, ShopKeep, Lightspeed Retail, WePay, Square Payments.