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Pin Payments vs Swipesum Comparison

Last updated:

Pin Payments

4.6(100 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minim…

Swipesum

4.1(54 reviews)

Starting at $25 per analysis

  • Large Enterprises
  • Medium Business

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offer…

Pin Payments leads on user satisfaction with a 4.6-star rating across 100 reviews.

SpotSaaS Analysis

Pin PaymentsSwipesum

The core difference is that Pin Payments is tailored for small businesses needing secure and scalable payment solutions, while Swipesum offers a straightforward pricing model for businesses looking to simplify payment processing. Ideal buyers for Pin Payments are small e-commerce or subscription-based businesses, whereas Swipesum is suitable for businesses seeking cost-effective payment processing options.

Who should pick which

  • Best for small businesses needing secure payment processing:
  • Offers PCI-compliant payment solutions:
  • Ideal for e-commerce and subscription-based businesses:
  • Features web-based and easy-to-install systems:
  • Includes white-label and API integration options:
  • Scalable to accommodate business growth:
  • Simplifies payment processing for various business types:
  • Offers a straightforward pricing model at $25:
  • Focuses on cost-effective solutions:
  • Ideal for businesses seeking to streamline payments:
  • Not specifically tailored to any company size:
  • Lacks detailed features and integrations listed:

Pin Payments vs Swipesum — at a glance

FeaturePin PaymentsSwipesum
Rating4.6 / 54.1 / 5
Reviews10054
Starting priceContact for pricing$25 per analysis
Free trial No No
Free version No No
Best forIndividuals, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsGDPRSOC 2
Data residencyUSUS

Key differences between Pin Payments and Swipesum

  • Pricing: Swipesum starts at $25 per analysis. Pin Payments pricing is not publicly listed.
  • Target audience: Pin Payments is built for Individuals and Medium Business, while Swipesum targets Large Enterprises and Medium Business.
  • User satisfaction: Pin Payments scores higher with a 4.6-star average.
  • Deployment: Pin Payments supports SaaS/Web/Cloud; Swipesum supports SaaS/Web/Cloud.

Pin Payments vs Swipesum — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Pin Payments - Payment Processing Software
Talk to an expert
Talk to an expert
Swipesum - Payment Processing Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Pin Payments

Best for small businesses needing secure, flexible, and scalable payment processing.

Choose if
  • You run a small e-commerce or subscription-based business seeking PCI-compliant payments.
  • You require a web-based, easy-to-install system with white-label and API integration options.
  • You have technical resources to manage flexible configurations and want scalable payment solutions.
Consider alternatives if
  • You need transparent, fixed pricing for straightforward budgeting.
  • You are a large enterprise needing extensive customization and dedicated support.

Swipesum

Best for

Large Enterprises, Medium Business, Small Business

Pin Payments typically suits Individuals and Medium Business. Swipesum tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible ... Read More about Pin Payments

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping ... Read More about Swipesum

Entry Level Pricing

  • Not Available
  • Starts from $25

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.1

(54)

Best Company Size

1-50 employees51-200 employees
Get pricing help
Get pricing help

Software Demo

Demo

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Compare Pin Payments and Swipesum on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $25

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pin Payments pricing
      Swipesum pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Pin Payments User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      47

      3

      0

      0

      3

      30

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Users generally appreciate the platform's security, flexibility, and ease of installation, though pricing opacity and limited support details are noted concerns.

      What buyers like

      • Security and PCI compliance
      • Flexibility and scalability
      • Ease of installation

      Common complaints

      • Pricing transparency
      • Limited support information

      Buyer sentiment

      Buyer sentiment is positive across 30 reviews, with strong overall satisfaction.

      What buyers like

      • Cost-effective for small businesses
      • Cloud-based platform
      • Full accounting capabilities

      Common complaints

      • Limited advanced features
      • Not suitable for large enterprises
      • Customer support can be slow

      Pros and Cons

      • Strong PCI compliance ensuring high security

      • Flexible platform with API and white-label options

      • Web-based system that is easy to install and scalable

      • Pricing is quotation-based and not publicly disclosed

      • Limited information on customer support and onboarding

      • Affordable solution for small businesses.

      • Comprehensive accounting features included.

      • User-friendly interface simplifies payment processing.

      • Limited features for larger businesses.

      • Customer support may not be responsive.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      Wilson   Frenchy

      Wilson Frenchy

      PetRescue

      PetRescue

      MeMeMe

      MeMeMe

      No Customers information available.

      Media and Screenshots

      Screenshots

      Verify Link

      2 Screenshots

      No screenshots available.

      Videos

      video-0

      2 Videos

      video-0

      1 Videos

      Top Alternatives to Pin Payments and Swipesum in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Pin Payments or Swipesum?
      Pin Payments edges out the other on user ratings (4.6 vs 4.1). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Pin Payments and Swipesum offer a free trial?
      Neither Pin Payments nor Swipesum currently lists a free trial.
      What is the starting price of Pin Payments vs Swipesum?
      Pin Payments starts at Contact for pricing. Swipesum starts at $25 per analysis.
      What are the top alternatives to Pin Payments?
      Top alternatives to Pin Payments include Stripe Payments, Braintree Direct, MagicPay, Global Payments, Checkout.com.
      What are the top alternatives to Swipesum?
      Top alternatives to Swipesum include BluePay, WePay, PayPal Here, MagicPay, Checkout.com.

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