NEWJoin 1M+ SaaS Professionals|Get Weekly Insights, Trends & Expert PicksSubscribe Free →

Spotsaas logo
Klarna - Buy Now Pay Later Platforms

Klarna Review: Is It The Right Payment Processing Software For Your Team?

Best for SMB teams · Mid-market · Enterprise

GDPR
Save to Favourites

Add to compare

Klarna offers custom pricing plan

AdidasAdidas
PetcoPetco
HH
MacysMacys
Sachs 5th AvenueSachs 5th Avenue

Trusted by many companies including Adidas

Get Pricing Details

What is Klarna?

Klarna helps make shopping simpler and more enjoyable by allowing customers to track their purchases, make payments and log into their account with ease. With the goal of becoming the preferred way to shop around the world, it offers unique products and services in relation to payments, personal finances and social shopping. Plus, Klarna allows customers to split any purchase into manageable chunks that can be paid off over time.

Pricing

  • Klarna offers custom pricing plan

Best For

Suited for solo users, small teams, SMBs, and enterprise

Security & Compliance

GDPR
  • Data residency:Global

Platform

  • Web + mobile app (iOS & Android)

Klarna Software Demo

Klarna was reviewed internally using user feedback, in-house testing, and market research to assess its performance, reliability, and user experience. Learn how we review products and our evaluation process.

Who should consider Klarna

Use cases
E-commerce retailers offering installment payments, Retail businesses seeking flexible payment solutions, Financial services integrating buy-now-pay-later options
Team types
Payment operations teams, Customer service teams
Company size
Small Business, Large Enterprises
Workflow style
Simple and streamlined
Setup complexity
Medium

Why teams choose Klarna

  • Easy-to-use application for installment purchases

  • Excellent customer service with effective issue resolution

  • Flexible payment options that help users manage expenses

Is Klarna right for you?

Best for e-commerce retailers needing flexible installment payment solutions.

Choose Klarna if

  • You run an online store wanting to offer customers manageable installment payments.
  • Your payment operations or customer service teams need a simple, streamlined platform.
  • You seek a widely integrated buy-now-pay-later service with strong customer support.

Consider alternatives if

  • Your business requires fully transparent, fixed pricing models without variability.
  • You need a highly customizable payment platform tailored to unique workflows.

What buyers should know before shortlisting Klarna

Klarna has garnered a loyal following due to its easy-to-use and reliable service, making it a go-to choice for many users. Customers appreciate the convenience of paying in installments, allowing them to make purchases without the immediate financial burden.

The app's seamless transactions and flexibility make shopping a hassle-free experience. Users commend Klarna for its ability to resolve any issues swiftly, giving them peace of mind.

While some users have faced challenges with credit approvals and occasional technical glitches, these instances seem to be outliers among the overwhelmingly positive feedback. Klarna's wide range of partner stores and variety of options make it a versatile platform for shoppers looking to spread out their payments.

Overall, Klarna stands out as a top choice for those seeking a convenient and user-friendly shopping experience with added flexibility.

Pros and cons

Klarna pros and cons

  • Klarna pros
  • Easy-to-use application for installment purchases

  • Excellent customer service with effective issue resolution

  • Flexible payment options that help users manage expenses

  • Klarna cons
  • Verification process issues causing user frustration

  • Inconsistencies in credit checks and purchase power assessments

4.1/5 rating
2,705 verified reviews

Ready to try it?

Get started with Klarna

Connect with the team for a personalised demo.

Get Pricing Details

Still comparing?

See how it stacks up

Compare Klarna side-by-side with top Payment Processing Software alternatives.

Checkout.com
Four
Wisetack
+7 more
Compare alternatives

What is the pricing of Klarna?

Klarna uses custom pricing — plans are tailored to your team size and needs. Contact them for a quote.

Free TrialNot available
PricingKlarna offers custom pricing
Pricing Model
Quotation Based

Klarna reviews and ratings

Buyer sentiment

Overall positive sentiment highlights Klarna's ease of use, flexible payments, and strong customer service, despite some frustrations with verification and credit checks.

What buyers like

  • Ease of use
  • Customer service
  • Flexible payment options

Common complaints

  • Verification process issues
  • Credit check inconsistencies

4.1

Very Good

Based on 154488 ratings & 2705 reviews

Rating Distribution

Excellent

(2160)

Very Good

(120)

Good

(70)

Poor

(63)

Poor

(292)

What users are saying

JK

Jacqueline Kirk

11/21/24

1 out of 5

Never again.

Never again.

AP

Anthony Puckrin

11/21/24

5 out of 5

I LOVE KLARNA ME

no complaints from me

KO

Kenneth Ochei

11/21/24

5 out of 5

Great place to be

Date of experience: November 21, 2024

R

Richard

11/21/24

5 out of 5

Brilliant company I've used karnataka…

Brilliant company I've used karnataka for a couple of years now, it's so easy to use and reliable, if I've ever had a problem with an order klarna ...

Read more

N

NJ

11/20/24

5 out of 5

Life changing

Great way to buy alot of stuff and get it while you pay over time with no interest fee.

FG

Florence Greene

11/20/24

5 out of 5

Love this site

Date of experience: November 20, 2024

Security & Compliance

Klarna security and data handling

Key compliance certifications and security features for IT and security teams evaluating Klarna.

Certifications

GDPR✓ Certified
HIPAA✗ Not certified

Security features

Data Encryption✓ Yes

Developer & data

Data residency
🌐

Alternatives to Klarna

Streamline your online payments ...

Very Good

Compare Klarna vs Checkout.com

Convenience at your fingertips. ...

Excellent

Compare Klarna vs Four

Empowering businesses and customers ...

Excellent

Compare Klarna vs Wisetack

Empowering financial freedom for all.

Very Good

Compare Klarna vs Affirm

Split your payments, expand your ...

Very Good

Compare Klarna vs Afterpay

Shop now, pay later with ease.

Very Good

Compare Klarna vs Laybuy

Empowering budget-friendly ...

Very Good

Compare Klarna vs Sezzle

Unlock seamless payments and boost ...

Very Good

Compare Klarna vs Zip

Secure, Transparent, and ...

Compare Klarna vs Splitit

Streamline payments, boost profits, ...

Compare Klarna vs PayApp

Klarna Customers

Adidas-logo

Adidas

Petco-logo

Petco

H-logo

H

Macys-logo

Macys

Sachs 5th Avenue-logo

Sachs 5th Avenue

SEPHORA-logo

SEPHORA

Help & Contact

Klarna Support Options

Customer ServiceOnline
LocationStockholm, Sweden

Frequently Asked Questions About Klarna

Common questions buyers ask before choosing Klarna.

Klarna is a strong fit if: You run an online store wanting to offer customers manageable installment payments.; Your payment operations or customer service teams need a simple, streamlined platform.. Consider alternatives if: Your business requires fully transparent, fixed pricing models without variability.; You need a highly customizable payment platform tailored to unique workflows..

Buyers commonly note the following limitations of Klarna: Verification process issues causing user frustration; Inconsistencies in credit checks and purchase power assessments; Occasional technical glitches impacting user experience.

Some top alternatives to Klarna includes Checkout.com, Four, Wisetack, Affirm and PayApp.

Klarna offers Quotation Based pricing model

We don't have information regarding integrations of the Klarna as of now.

The starting price is not disclosed by Klarna. You can visit Klarna pricing page to get the latest pricing.

Ready to try it?

Get started with Klarna

Get connected with the team for a personalised demo.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

Grow your pipeline with buyers who are already looking for you

254,000+ buyers use Spotsaas every month to evaluate and shortlist software. Get in front of them — for free, or with a managed growth plan built around your category.