Pin Payments vs Cardinity Comparison
Pin Payments
Starting at Contact for pricing
- Individuals
- Medium Business
Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minim…
Cardinity
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 coun…
Pin Payments leads on user satisfaction with a 4.6-star rating across 100 reviews.
Pin Payments vs Cardinity — at a glance
| Feature | Pin Payments | Cardinity |
|---|---|---|
| Rating | 4.6 / 5 | 3.7 / 5 |
| Reviews | 100 | 37 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Individuals, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Processing Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | Available | Available |
| Support modes | Business Hours, Online | Business Hours, Online |
| Certifications | GDPR | SOC 2, GDPR |
| Data residency | US | Global |
Key differences between Pin Payments and Cardinity
- Target audience: Pin Payments is built for Individuals and Medium Business, while Cardinity targets Large Enterprises and Medium Business.
- User satisfaction: Pin Payments scores higher with a 4.6-star average.
- Deployment: Pin Payments supports SaaS/Web/Cloud; Cardinity supports SaaS/Web/Cloud.
Pin Payments vs Cardinity — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Best for small businesses needing secure, flexible, and scalable payment processing.
- You run a small e-commerce or subscription-based business seeking PCI-compliant payments.
- You require a web-based, easy-to-install system with white-label and API integration options.
- You have technical resources to manage flexible configurations and want scalable payment solutions.
- You need transparent, fixed pricing for straightforward budgeting.
- You are a large enterprise needing extensive customization and dedicated support.
Large Enterprises, Medium Business, Small Business
Pin Payments typically suits Individuals and Medium Business. Cardinity tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible ... Read More about Pin Payments | Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or ... Read More about Cardinity |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | Not Available | 8.4/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | 1-50 employees51-200 employees | — |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Pin Payments and Cardinity Compare on Features?
Total Features | 0 Features | 7 Features |
|---|---|---|
Unique Features | No features | No unique features |
Get Quote | Get Quote |
Compare Pin Payments and Cardinity on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
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Pricing Page |  |  |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes |
Data Residency | 🇺🇸 US | 🌐 Global |
Pin Payments User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Users generally appreciate the platform's security, flexibility, and ease of installation, though pricing opacity and limited support details are noted concerns. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is mixed to positive across 31 reviews, with clear strengths and a few common watchouts. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Wilson Frenchy  PetRescue  MeMeMe | No Customers information available. |
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Media and Screenshots
Screenshots |  2 Screenshots | No screenshots available. |
|---|---|---|
Videos |  2 Videos |  3 Videos |
Top Alternatives to Pin Payments and Cardinity in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Pin Payments or Cardinity?
- Pin Payments edges out the other on user ratings (4.6 vs 3.7). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Pin Payments and Cardinity offer a free trial?
- Neither Pin Payments nor Cardinity currently lists a free trial.
- What is the starting price of Pin Payments vs Cardinity?
- Pin Payments starts at Contact for pricing. Cardinity starts at Contact for pricing.
- What are the top alternatives to Pin Payments?
- Top alternatives to Pin Payments include Stripe Payments, Braintree Direct, MagicPay, Global Payments, Checkout.com.
- What are the top alternatives to Cardinity?
- Top alternatives to Cardinity include Global Payments, Checkout.com, Authorize.Net, MultiSafepay, UniPay Gateway.