NEWJoin 1M+ SaaS Professionals|Get Weekly Insights, Trends & Expert PicksSubscribe Free →

Spotsaas logo

PayU vs Swipesum Comparison

Last updated:

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

Swipesum

4.1(54 reviews)

Starting at $25 per analysis

  • Large Enterprises
  • Medium Business

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping their overall costs low. Offer…

Swipesum leads on user satisfaction with a 4.1-star rating across 54 reviews.

SpotSaaS Analysis

PayUSwipesum

The core difference between PayU and Swipesum is that PayU does not provide specific pricing or target market information, while Swipesum offers a clear price point of $25. Ideal buyers for PayU may include businesses seeking flexible payment solutions without upfront costs, whereas Swipesum is suited for budget-conscious companies looking for straightforward payment processing services.

Who should pick which

  • Flexible payment solutions:
  • No listed pricing:
  • Suitable for various business sizes:
  • Not specific to any industry:
  • Ideal for businesses seeking customization:
  • No upfront costs:
  • Clear pricing at $25:
  • Budget-friendly option:
  • Suitable for small to medium businesses:
  • Focused on payment processing:
  • Transparent service offerings:
  • Ideal for cost-conscious buyers:

PayU vs Swipesum — at a glance

FeaturePayUSwipesum
Rating1.9 / 54.1 / 5
Reviews7954
Starting priceContact for pricing$25 per analysis
Free trial No No
Free version No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsSOC 2SOC 2
Data residencyGlobalUS

Key differences between PayU and Swipesum

  • Pricing: Swipesum starts at $25 per analysis. PayU pricing is not publicly listed.
  • User satisfaction: Swipesum scores higher with a 4.1-star average.
  • Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Swipesum supports SaaS/Web/Cloud.

PayU vs Swipesum — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayU - Payment Processing Software
Talk to an expert
Talk to an expert
Swipesum - Payment Processing Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

PayU

Best for

Large Enterprises, Medium Business, Small Business

Swipesum

Best for

Large Enterprises, Medium Business, Small Business

PayU typically suits Large Enterprises and Medium Business. Swipesum tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

Swipesum's PayFlow payment processing software is the perfect solution for small business owners who want to process credit and debit cards through their website or mobile app while keeping ... Read More about Swipesum

Entry Level Pricing

  • Not Available
  • Starts from $25

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

4.1

(54)
Get pricing help
Get pricing help

Software Demo

Demo

Need a second opinion?

Get shortlist help from a software advisor

Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

Compare PayU and Swipesum on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • Not Available
      • $25

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Swipesum pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Not Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      Data Encryption

      ✓ Yes

      Data Residency

      🌐 Global
      🇺🇸 US

      PayU User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      4

      2

      2

      1

      48

      30

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

      What buyers like

      • Easy to use
      • Robust payment solutions
      • Supports multiple payment methods

      Common complaints

      • Limited international support
      • Fees can be high
      • Basic reporting features

      Buyer sentiment

      Buyer sentiment is positive across 30 reviews, with strong overall satisfaction.

      What buyers like

      • Cost-effective for small businesses
      • Cloud-based platform
      • Full accounting capabilities

      Common complaints

      • Limited advanced features
      • Not suitable for large enterprises
      • Customer support can be slow

      Pros and Cons

      • User-friendly interface simplifies payment acceptance

      • Supports various payment methods for customer convenience

      • Quick setup allows for immediate use

      • International support may be limited

      • Transaction fees can be high

      • Affordable solution for small businesses.

      • Comprehensive accounting features included.

      • User-friendly interface simplifies payment processing.

      • Limited features for larger businesses.

      • Customer support may not be responsive.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      OLA

      OLA

      Myntra

      Myntra

      Dream11

      Dream11

      No Customers information available.

      Media and Screenshots

      Screenshots

      PayUmoney Payouts

      6 Screenshots

      No screenshots available.

      Videos

      video-0

      5 Videos

      video-0

      1 Videos

      Top Alternatives to PayU and Swipesum in 2026

      Expand your shortlist

      Add another option to compare side by side

      Search by product name to compare pricing, fit, and buyer feedback in one view.

      Compare similar software options

      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, PayU or Swipesum?
      Swipesum edges out the other on user ratings (4.1 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do PayU and Swipesum offer a free trial?
      Neither PayU nor Swipesum currently lists a free trial.
      What is the starting price of PayU vs Swipesum?
      PayU starts at Contact for pricing. Swipesum starts at $25 per analysis.
      What are the top alternatives to PayU?
      Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
      What are the top alternatives to Swipesum?
      Top alternatives to Swipesum include BluePay, WePay, PayPal Here, MagicPay, Checkout.com.

      Grow your pipeline with buyers who are already looking for you

      254,000+ buyers use Spotsaas every month to evaluate and shortlist software. Get in front of them — for free, or with a managed growth plan built around your category.