PayPal vs PaySimple vs Authorize.Net Comparison
PayPal
Starting at Contact for pricing
- Large Enterprises
- Medium Business
PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to…
PaySimple
Starting at $59.95 /Month
- Freelancers / Consultants
- Large Enterprises
PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…
Authorize.Net
Starting at $25 /Month
- Large Enterprises
- Medium Business
Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…
PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.
PayPal vs PaySimple vs Authorize.Net — at a glance
| Feature | PayPal | PaySimple | Authorize.Net |
|---|---|---|---|
| Rating | 2.6 / 5 | 4.1 / 5 | 3.7 / 5 |
| Reviews | 26,837 | 684 | 399 |
| Starting price | Contact for pricing | $59.95 /Month | $25 /Month |
| Free trial | No | No | No |
| Free version | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Freelancers / Consultants, Large Enterprises, Medium Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS |
| API | Available | Available | Available |
| Support modes | Business Hours, Online | Business Hours, Online | 24/7 (Live rep), Online |
| Certifications | SOC 2, GDPR, ISO 27001 | SOC 2, GDPR | SOC 2, GDPR, ISO 27001 |
| Data residency | Global | US | US |
Key differences between PayPal and PaySimple
- Pricing: PaySimple starts at $59.95 /Month. PayPal pricing is not publicly listed.
- Target audience: PayPal is built for Large Enterprises and Medium Business, while PaySimple targets Freelancers / Consultants and Large Enterprises.
- User satisfaction: PaySimple scores higher with a 4.1-star average.
- Deployment: PayPal supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.
Compare PayPal vs PaySimple vs Authorize.Net — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Best for secure, reliable online payments with strong buyer and seller protections.
- You run an e-commerce store needing quick, secure transactions and dispute resolution
- You want a payment gateway with excellent customer service and fraud refund policies
- Your business is small to medium-sized and values simple, streamlined payment workflows
- Your customers or team lack reliable email access for account verification
- You need extensive offline payment processing capabilities
Best for small to mid-size businesses needing streamlined credit card payment processing.
- You run a small or mid-size retail or service business requiring recurring billing.
- You want an intuitive, easy-to-use platform with integrated merchant services.
- You need convenient scheduling of future payments and simple transaction management.
- You are a large enterprise needing highly customizable payment solutions.
- You require 24/7 customer support and transparent, straightforward billing.
Best for customizable, secure payment processing in small to medium businesses.
- You need a payment gateway with a developer kit for custom checkout flows.
- Your business requires reliable and secure credit card transaction processing.
- You want strong customer support and seamless integration with existing software.
- You are a new user seeking a simple, out-of-the-box payment solution.
- You require extensive third-party app marketplace integrations and connectors.
PayPal: Best for secure, reliable online payments with strong buyer and seller protections. PaySimple: Best for small to mid-size businesses needing streamlined credit card payment processing.
Description | PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and ... Read More about PayPal | PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple | Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net |
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Entry Level Pricing |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | 9.8/10 | 8.6/10 | 9.3/10 |
User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | Small BusinessMedium Business | 1-50 employees51-500 employees | Small BusinessMedium Business |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
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How do PayPal, PaySimple and Authorize.Net Compare on Features?
Total Features | 8 Features | 6 Features | 8 Features |
|---|---|---|---|
Unique Features | No unique features | No unique features | No unique features |
Get Quote | Get Quote | Get Quote |
Compare PayPal, PaySimple and Authorize.Net on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Pricing Page | Pricing information not available |  |  |
Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes | ✓ Yes |
ISO 27001 | ✓ Yes | — | ✓ Yes |
Single Sign-On (SSO) | ✓ Yes | — | — |
Multi-Factor Auth (MFA) | ✓ Yes | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | ✓ Yes | ✓ Yes |
Data Residency | 🌐 Global | 🇺🇸 US | 🇺🇸 US |
PayPal vs PaySimple User Reviews & Rating Comparison
User Ratings | |||
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Rating Distribution | |||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyers appreciate PayPal’s customer service and security features but express concerns about support limitations and fees. What buyers like
Common complaints
| Buyer sentiment Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability. What buyers like
Common complaints
| Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | No Customers information available. |  Hastings on Hudson  Brabo Payroll  Sea Breeze Syrups | No Customers information available. |
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Media and Screenshots
Screenshots |  3 Screenshots |  3 Screenshots | No screenshots available. |
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Videos |  5 Videos |  5 Videos |  3 Videos |
Alternatives
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, PayPal or PaySimple?
- PaySimple edges out the other on user ratings (4.1 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do PayPal and PaySimple offer a free trial?
- Neither PayPal nor PaySimple currently lists a free trial.
- What is the starting price of PayPal vs PaySimple?
- PayPal starts at Contact for pricing. PaySimple starts at $59.95 /Month.
- What are the top alternatives to PayPal?
- Top alternatives to PayPal include PayU, Global Payments, Paytm Payment Gateway, India Online Pay, Razorpay.
- What are the top alternatives to PaySimple?
- Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.