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PayPal vs BizPayO vs 2Checkout Comparison

Last updated:

PayPal

2.6(26,837 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to…

BizPayO

Starting at $19 /Month

  • Free Trial
  • Individuals
  • Freelancers / Consultants

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store t…

2Checkout

3.8(2,336 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit ca…

PayPal leads on user satisfaction with a 2.6-star rating across 26,837 reviews.

PayPal vs BizPayO vs 2Checkout — at a glance

FeaturePayPalBizPayO2Checkout
Rating2.6 / 53.8 / 5
Reviews26,8372,336
Starting priceContact for pricing$19 /MonthContact for pricing
Free trial No Yes No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnline24/7 (Live rep), Business Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2SOC 2, GDPR, ISO 27001
Data residencyGlobalGlobalGlobal

Key differences between PayPal and BizPayO

  • Pricing: BizPayO starts at $19 /Month. PayPal pricing is not publicly listed.
  • Free trial: BizPayO offers a free trial; PayPal does not.
  • Target audience: PayPal is built for Large Enterprises and Medium Business, while BizPayO targets Individuals and Freelancers / Consultants.
  • Deployment: PayPal supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; BizPayO supports SaaS/Web/Cloud.

Compare PayPal vs BizPayO vs 2Checkout — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayPal - Payment Gateway Software
Talk to an expert
Talk to an expert
BizPayO - Payment Gateway Software
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Talk to an expert
2Checkout - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

PayPal

Best for secure, reliable online payments with strong buyer and seller protections.

Choose if
  • You run an e-commerce store needing quick, secure transactions and dispute resolution
  • You want a payment gateway with excellent customer service and fraud refund policies
  • Your business is small to medium-sized and values simple, streamlined payment workflows
Consider alternatives if
  • Your customers or team lack reliable email access for account verification
  • You need extensive offline payment processing capabilities

BizPayO

Best for

Individuals, Freelancers / Consultants, Medium Business

2Checkout

Best for small to medium e-commerce businesses needing reliable global payment processing.

Choose if
  • You run a small or medium e-commerce or subscription business targeting global customers.
  • You need a secure, reliable gateway supporting most major credit cards worldwide.
  • You value quick, consistent customer support and an intuitive user interface.
Consider alternatives if
  • Your business requires extensive payment gateway customization and advanced add-ons.
  • You prefer a very simple, minimalistic payment interface without complexity.

PayPal typically suits Large Enterprises and Medium Business. BizPayO tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and ... Read More about PayPal

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through ... Read More about BizPayO

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and ... Read More about 2Checkout

Entry Level Pricing

  • Not Available
  • Starts from $19
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

9.8/10

8.1/10

9.1/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
Small BusinessMedium Business
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do PayPal, BizPayO and 2Checkout Compare on Features?

Total Features

8 Features

6 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare PayPal, BizPayO and 2Checkout on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $19
        • Not Available

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        BizPayO pricing
        2Checkout pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Not Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes
        ✓ Yes

        Single Sign-On (SSO)

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes
        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes
        ✓ Yes

        Data Residency

        🌐 Global
        🌐 Global
        🌐 Global

        PayPal vs BizPayO User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        Rating Distribution

        589

        131

        41

        69

        2990

        No reviews available for this product

        606

        67

        11

        8

        121

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyers appreciate PayPal’s customer service and security features but express concerns about support limitations and fees.

        What buyers like

        • Customer service quality
        • Fraud protection and refunds
        • Transaction reliability

        Common complaints

        • Support limitations for users without email
        • Merchant fees

        What buyers like

        • Secure payment processing
        • Customizable API
        • Reliable transaction handling

        Common complaints

        • Limited international support
        • Fees may vary
        • Requires technical setup

        Buyer sentiment

        Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization.

        What buyers like

        • Support responsiveness
        • Ease of use
        • Security and reliability

        Common complaints

        • Interface complexity
        • Limited customization options

        Pros and Cons

        • Excellent and patient customer service

        • Quick refunds for fraudulent charges

        • Reliable transaction platform with efficient dispute resolution

        • Limited support for users without email access on phones

        • Fees paid by merchants can be a cost concern

        • Highly customizable API for diverse needs.

        • Strong focus on security and reliability.

        • Seamless integration with various ecommerce platforms.

        • May require technical expertise for setup.

        • Fees can vary based on transaction volume.

        • Consistent and quick support responses

        • User-friendly platform with intuitive interface

        • Reliable and secure payment processing

        • User interface complexity can be overwhelming without guidance

        • Limited customization options and add-ons in the Marketplace

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        John W. Weldon

        John W. Weldon

        Tsang Seymour

        Tsang Seymour

        Mason C.P.A

        Mason C.P.A

        Bitdefenderr

        Bitdefenderr

        MyFico

        MyFico

        Advisera

        Advisera

        Media and Screenshots

        Screenshots

        How PayPal works

        3 Screenshots

        Product Tour

        2 Screenshots

        Dashboard

        5 Screenshots

        Videos

        video-0

        5 Videos

        video-0

        3 Videos

        video-0

        2 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, PayPal or BizPayO?
        PayPal edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do PayPal and BizPayO offer a free trial?
        BizPayO offers a free trial. PayPal does not.
        What is the starting price of PayPal vs BizPayO?
        PayPal starts at Contact for pricing. BizPayO starts at $19 /Month.
        What are the top alternatives to PayPal?
        Top alternatives to PayPal include PayU, Global Payments, Paytm Payment Gateway, India Online Pay, Razorpay.
        What are the top alternatives to BizPayO?
        Top alternatives to BizPayO include Chargezoom, QuickBooks Payments, PayorCRM, PayPal, Authorize.Net.

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