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PayPal vs 2Checkout vs MoonClerk Comparison

Last updated:

PayPal

2.6(26,837 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to…

2Checkout

3.8(2,336 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit ca…

MoonClerk

3.7(36 reviews)

Starting at $15 /Month

  • Large Enterprises
  • Medium Business

The MoonClerk payment gateway software is an e-commerce website plug-in that allows you to accept credit card and debit card payments from customers online. It's powered by our highly secure and scalable cloud computing…

2Checkout leads on user satisfaction with a 3.8-star rating across 2,336 reviews.

PayPal vs 2Checkout vs MoonClerk — at a glance

FeaturePayPal2CheckoutMoonClerk
Rating2.6 / 53.8 / 53.7 / 5
Reviews26,8372,33636
Starting priceContact for pricingContact for pricing$15 /Month
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Business Hours, OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR, ISO 27001GDPR
Data residencyGlobalGlobalGlobal

Key differences between PayPal and 2Checkout

  • User satisfaction: 2Checkout scores higher with a 3.8-star average.
  • Deployment: PayPal supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; 2Checkout supports SaaS/Web/Cloud.

Compare PayPal vs 2Checkout vs MoonClerk — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayPal - Payment Gateway Software
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2Checkout - Payment Gateway Software
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MoonClerk - Payment Gateway Software
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Talk to an expert

Free PDF comparison

Download this PayPal vs 2Checkout vs MoonClerk comparison

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Biggest differences

Start here before you go deeper into features.

PayPal

Best for secure, reliable online payments with strong buyer and seller protections.

Choose if
  • You run an e-commerce store needing quick, secure transactions and dispute resolution
  • You want a payment gateway with excellent customer service and fraud refund policies
  • Your business is small to medium-sized and values simple, streamlined payment workflows
Consider alternatives if
  • Your customers or team lack reliable email access for account verification
  • You need extensive offline payment processing capabilities

2Checkout

Best for small to medium e-commerce businesses needing reliable global payment processing.

Choose if
  • You run a small or medium e-commerce or subscription business targeting global customers.
  • You need a secure, reliable gateway supporting most major credit cards worldwide.
  • You value quick, consistent customer support and an intuitive user interface.
Consider alternatives if
  • Your business requires extensive payment gateway customization and advanced add-ons.
  • You prefer a very simple, minimalistic payment interface without complexity.

MoonClerk

Best for small businesses needing simple, no-code online payment processing.

Choose if
  • You want easy Stripe integration with minimal technical setup.
  • You need customizable payment forms embedded directly on your website.
  • You require automated payment reminders and tracking to reduce manual work.
Consider alternatives if
  • You need highly customizable checkout experiences with advanced design options.
  • Your business requires complex pricing models or flexible payment plans.

PayPal: Best for secure, reliable online payments with strong buyer and seller protections. 2Checkout: Best for small to medium e-commerce businesses needing reliable global payment processing.

Description

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and ... Read More about PayPal

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and ... Read More about 2Checkout

The MoonClerk payment gateway software is an e-commerce website plug-in that allows you to accept credit card and debit card payments from customers online. It's powered by our highly ... Read More about MoonClerk

Entry Level Pricing

  • Not Available
  • Not Available
  • Starts from $15

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

9.8/10

9.1/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

3.7

(36)

Best Company Size

Small BusinessMedium Business
Small BusinessMedium Business
1-50 employees51-500 employees
Get pricing help
Get pricing help
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Software Demo

Demo

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How do PayPal, 2Checkout and MoonClerk Compare on Features?

Total Features

8 Features

7 Features

6 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare PayPal, 2Checkout and MoonClerk on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • Not Available
        • $15

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        2Checkout pricing
        MoonClerk pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes
        ✓ Yes

        Single Sign-On (SSO)

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes
        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes
        ✓ Yes

        Data Residency

        🌐 Global
        🌐 Global
        🌐 Global

        PayPal vs 2Checkout User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        589

        131

        41

        69

        2990

        606

        67

        11

        8

        121

        6

        6

        2

        0

        3

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyers appreciate PayPal’s customer service and security features but express concerns about support limitations and fees.

        What buyers like

        • Customer service quality
        • Fraud protection and refunds
        • Transaction reliability

        Common complaints

        • Support limitations for users without email
        • Merchant fees

        Buyer sentiment

        Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization.

        What buyers like

        • Support responsiveness
        • Ease of use
        • Security and reliability

        Common complaints

        • Interface complexity
        • Limited customization options

        Buyer sentiment

        Users appreciate MoonClerk's ease of use and Stripe integration but express concerns about limited customization and pricing transparency.

        What buyers like

        • Ease of use
        • Stripe integration
        • Custom payment forms

        Common complaints

        • Limited customization
        • Pricing concerns

        Pros and Cons

        • Excellent and patient customer service

        • Quick refunds for fraudulent charges

        • Reliable transaction platform with efficient dispute resolution

        • Limited support for users without email access on phones

        • Fees paid by merchants can be a cost concern

        • Consistent and quick support responses

        • User-friendly platform with intuitive interface

        • Reliable and secure payment processing

        • User interface complexity can be overwhelming without guidance

        • Limited customization options and add-ons in the Marketplace

        • Seamless integration with Stripe enabling convenient transactions

        • User-friendly interface with easy setup suitable for non-technical users

        • Customizable payment forms embedded on websites enhancing brand consistency

        • Limited advanced customization options for checkout pages

        • Restricted flexibility in pricing structures and payment plan designs

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        Bitdefenderr

        Bitdefenderr

        MyFico

        MyFico

        Advisera

        Advisera

        No Customers information available.

        Media and Screenshots

        Screenshots

        How PayPal works

        3 Screenshots

        Dashboard

        5 Screenshots

        Recurring Payment

        1 Screenshots

        Videos

        video-0

        5 Videos

        video-0

        2 Videos

        video-0

        3 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, PayPal or 2Checkout?
        2Checkout edges out the other on user ratings (3.8 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do PayPal and 2Checkout offer a free trial?
        Neither PayPal nor 2Checkout currently lists a free trial.
        What is the starting price of PayPal vs 2Checkout?
        PayPal starts at Contact for pricing. 2Checkout starts at Contact for pricing.
        What are the top alternatives to PayPal?
        Top alternatives to PayPal include PayU, Global Payments, Paytm Payment Gateway, India Online Pay, Razorpay.
        What are the top alternatives to 2Checkout?
        Top alternatives to 2Checkout include Stripe Payments, Global Payments, Checkout.com, Payoneer, UniPay Gateway.

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