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Payfacile vs PayPal vs EBS Comparison

Last updated:

Payfacile

Starting at Contact for pricing

  • Medium Business
  • Small Business

Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment gateway software provides complete fr…

PayPal

2.6(26,837 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to…

EBS

4.0(558 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the fines…

PayPal leads on user satisfaction with a 2.6-star rating across 26,837 reviews.

Payfacile vs PayPal vs EBS — at a glance

FeaturePayfacilePayPalEBS
Rating2.6 / 54.0 / 5
Reviews26,837558
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forMedium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailable
Support modes24/7 (Live rep)Business Hours, OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001
Data residencyUSGlobalIndia

Key differences between Payfacile and PayPal

  • Target audience: Payfacile is built for Medium Business and Small Business, while PayPal targets Large Enterprises and Medium Business.
  • Deployment: Payfacile supports SaaS/Web/Cloud; PayPal supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Payfacile vs PayPal vs EBS — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Payfacile - Payment Gateway Software
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Talk to an expert
PayPal - Payment Gateway Software
Talk to an expert
Talk to an expert
EBS - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Payfacile

Best for

Medium Business, Small Business

PayPal

Best for secure, reliable online payments with strong buyer and seller protections.

Choose if
  • You run an e-commerce store needing quick, secure transactions and dispute resolution
  • You want a payment gateway with excellent customer service and fraud refund policies
  • Your business is small to medium-sized and values simple, streamlined payment workflows
Consider alternatives if
  • Your customers or team lack reliable email access for account verification
  • You need extensive offline payment processing capabilities

EBS

Best for

Large Enterprises, Medium Business, Small Business

Payfacile typically suits Medium Business and Small Business. PayPal tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment ... Read More about Payfacile

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and ... Read More about PayPal

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in ... Read More about EBS

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.0/10

9.8/10

8.5/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

EBS has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Payfacile, PayPal and EBS Compare on Features?

Total Features

5 Features

8 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Payfacile, PayPal and EBS on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Payfacile pricing

        Pricing information not available

        EBS pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Not Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        ISO 27001

        ✓ Yes

        Single Sign-On (SSO)

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🇺🇸 US
        🌐 Global
        🇮🇳 India

        Payfacile vs PayPal User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        4

        (based on 558 reviews)

        Rating Distribution

        No reviews available for this product

        589

        131

        41

        69

        2990

        0

        0

        0

        0

        0

        Spotsaas Editor’s POV generated by AI

        What buyers like

        • Supports various payment types
        • User-friendly interface
        • No maintenance costs

        Common complaints

        • Limited advanced features
        • May lack customization
        • Transaction fees apply

        Buyer sentiment

        Buyers appreciate PayPal’s customer service and security features but express concerns about support limitations and fees.

        What buyers like

        • Customer service quality
        • Fraud protection and refunds
        • Transaction reliability

        Common complaints

        • Support limitations for users without email
        • Merchant fees

        Buyer sentiment

        Buyer sentiment is positive across 558 reviews, with strong overall satisfaction.

        What buyers like

        • End-to-end solution
        • Trusted by banks
        • Supports emerging markets

        Common complaints

        • Complex integration
        • Limited to banking sector
        • Higher fees for small businesses

        Pros and Cons

        • Affordable pricing makes it accessible for small businesses.

        • User-friendly interface simplifies payment processing.

        • No maintenance costs reduce overall expenses.

        • Limited features may not satisfy larger businesses.

        • Transaction fees could impact profitability.

        • Excellent and patient customer service

        • Quick refunds for fraudulent charges

        • Reliable transaction platform with efficient dispute resolution

        • Limited support for users without email access on phones

        • Fees paid by merchants can be a cost concern

        • Comprehensive solution tailored for banks.

        • Strong security measures ensure transaction safety.

        • Multi-currency support for global transactions.

        • Integration can be complex and time-consuming.

        • Primarily focused on banking institutions.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        No Customers information available.

        Jammu and Kashmir Tourism

        Jammu and Kashmir Tourism

        SIKKIM Tourism

        SIKKIM Tourism

        Kerala

        Kerala

        Media and Screenshots

        Screenshots

        No screenshots available.

        How PayPal works

        3 Screenshots

        EBS Payment Gateway Screenshots

        4 Screenshots

        Videos

        video-0

        1 Videos

        video-0

        5 Videos

        No videos available.

        Expand your shortlist

        Add another option to compare side by side

        Search by product name to compare pricing, fit, and buyer feedback in one view.

        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Payfacile or PayPal?
        PayPal edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Payfacile and PayPal offer a free trial?
        Neither Payfacile nor PayPal currently lists a free trial.
        What is the starting price of Payfacile vs PayPal?
        Payfacile starts at Contact for pricing. PayPal starts at Contact for pricing.
        What are the top alternatives to Payfacile?
        Top alternatives to Payfacile include Chargezoom, Netfunda OneClickBill, InvoiceBerry, OneBill, PayorCRM.
        What are the top alternatives to PayPal?
        Top alternatives to PayPal include PayU, Global Payments, Paytm Payment Gateway, India Online Pay, Razorpay.

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