Instamojo vs BizPayO vs Razorpay Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
BizPayO
Starting at $19 /Month
- Free Trial
- Individuals
- Freelancers / Consultants
BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store t…
Razorpay
Starting at Contact for pricing
- Individuals
- Freelancers / Consultants
Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…
Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.
Instamojo vs BizPayO vs Razorpay — at a glance
| Feature | Instamojo | BizPayO | Razorpay |
|---|---|---|---|
| Rating | 2.6 / 5 | — | 3.8 / 5 |
| Reviews | 33 | — | 141 |
| Starting price | Contact for pricing | $19 /Month | Contact for pricing |
| Free trial | No | Yes | No |
| Free version | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Individuals, Freelancers / Consultants, Medium Business | Individuals, Freelancers / Consultants, Large Enterprises |
| Category | Payment Gateway Software | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud | SaaS/Web/Cloud, Mobile - Android |
| API | Available | — | Available |
| Support modes | Business Hours, Online | Online | 24/7 (Live rep), Business Hours, Online |
| Certifications | GDPR | SOC 2 | SOC 2, GDPR, ISO 27001 |
| Data residency | India | Global | India |
Key differences between Instamojo and BizPayO
- Pricing: BizPayO starts at $19 /Month. Instamojo pricing is not publicly listed.
- Free trial: BizPayO offers a free trial; Instamojo does not.
- Target audience: Instamojo is built for Large Enterprises and Medium Business, while BizPayO targets Individuals and Freelancers / Consultants.
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; BizPayO supports SaaS/Web/Cloud.
Compare Instamojo vs BizPayO vs Razorpay — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
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Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Individuals, Freelancers / Consultants, Medium Business
Best for Indian businesses needing flexible, API-driven payment gateway solutions.
- You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
- Your development team needs easy, seamless API integration for custom payment workflows.
- You want real-time payment insights via an intuitive dashboard for better financial management.
- You require extensive international card support without relying on third-party intermediaries.
- You need transparent, straightforward pricing without complex, quotation-based negotiations.
Instamojo typically suits Large Enterprises and Medium Business. BizPayO tends to fit Individuals and Freelancers / Consultants better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through ... Read More about BizPayO | Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay |
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Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 8.1/10 | 9.1/10 |
User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | 1-50 employees51-500 employees | — | Small BusinessMedium Business |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo, BizPayO and Razorpay Compare on Features?
Total Features | 7 Features | 6 Features | 7 Features |
|---|---|---|---|
Unique Features | No unique features | No unique features | No unique features |
Get Quote | Get Quote | Get Quote |
Compare Instamojo, BizPayO and Razorpay on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | ✓ Yes | — | ✓ Yes |
ISO 27001 | — | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | — | ✓ Yes |
Data Encryption | ✓ Yes | ✓ Yes | ✓ Yes |
Audit Logs | — | — | ✓ Yes |
Data Residency | 🇮🇳 India | 🌐 Global | 🇮🇳 India |
Instamojo vs BizPayO User Reviews & Rating Comparison
User Ratings | No reviews available for the product | ||
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Rating Distribution | No reviews available for this product | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| What buyers like
Common complaints
| Buyer sentiment Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers |  Malanad Plantations  Yazon  AE RI Sakhi |  John W. Weldon  Tsang Seymour  Mason C.P.A |  Zoho  Treebo  FreshToHome |
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Media and Screenshots
Screenshots |  4 Screenshots |  2 Screenshots |  3 Screenshots |
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Videos |  4 Videos |  3 Videos |  4 Videos |
Alternatives
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or BizPayO?
- Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and BizPayO offer a free trial?
- BizPayO offers a free trial. Instamojo does not.
- What is the starting price of Instamojo vs BizPayO?
- Instamojo starts at Contact for pricing. BizPayO starts at $19 /Month.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to BizPayO?
- Top alternatives to BizPayO include Chargezoom, QuickBooks Payments, PayorCRM, PayPal, Authorize.Net.