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Instamojo vs Atom Paynetz vs EBS Comparison

Last updated:

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

Atom Paynetz

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

AtomPaynetz is a payment gateway software and multilingual that allows your business to use the latest payment systems, such as credit cards, e-wallets (online wallets), independent payments and various local payment met…

EBS

4.0(558 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the fines…

Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.

Instamojo vs Atom Paynetz vs EBS — at a glance

FeatureInstamojoAtom PaynetzEBS
Rating2.6 / 54.0 / 5
Reviews33558
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, OnlineBusiness Hours, OnlineBusiness Hours, Online
CertificationsGDPRSOC 2
Data residencyIndiaIndiaIndia

Key differences between Instamojo and Atom Paynetz

  • Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Atom Paynetz supports SaaS/Web/Cloud.

Compare Instamojo vs Atom Paynetz vs EBS — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Instamojo - Payment Gateway Software
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Talk to an expert
Atom Paynetz - Payment Gateway Software
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Talk to an expert
EBS - Payment Gateway Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

Atom Paynetz

Best for

Large Enterprises, Medium Business, Small Business

EBS

Best for

Large Enterprises, Medium Business, Small Business

Instamojo typically suits Large Enterprises and Medium Business. Atom Paynetz tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

AtomPaynetz is a payment gateway software and multilingual that allows your business to use the latest payment systems, such as credit cards, e-wallets (online wallets), independent ... Read More about Atom Paynetz

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in ... Read More about EBS

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.6/10

8.2/10

8.5/10

User Ratings

Based on verified Spotsaas reviews

2.6

(33)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

EBS has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do Instamojo, Atom Paynetz and EBS Compare on Features?

Total Features

7 Features

7 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Instamojo, Atom Paynetz and EBS on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Instamojo pricing
        Atom Paynetz pricing
        EBS pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Not Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        Data Encryption

        ✓ Yes

        Data Residency

        🇮🇳 India
        🇮🇳 India
        🇮🇳 India

        Instamojo vs Atom Paynetz User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        4

        (based on 558 reviews)

        Rating Distribution

        0

        1

        1

        1

        11

        No reviews available for this product

        0

        0

        0

        0

        0

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

        What buyers like

        • Ease of use
        • Fast payout processing
        • Multi-currency support

        Common complaints

        • Poor customer support
        • Account freezing and fund holds

        What buyers like

        • Multilingual support
        • Supports local payment methods
        • Flexible payment options

        Common complaints

        • Setup can be complex
        • Limited documentation
        • Fees may be high

        Buyer sentiment

        Buyer sentiment is positive across 558 reviews, with strong overall satisfaction.

        What buyers like

        • End-to-end solution
        • Trusted by banks
        • Supports emerging markets

        Common complaints

        • Complex integration
        • Limited to banking sector
        • Higher fees for small businesses

        Pros and Cons

        • Quick response time enabling payouts within 72 hours

        • User-friendly and straightforward interface

        • Supports multiple payment methods including credit/debit cards and PayPal

        • Unresponsive customer support with long wait times

        • Instances of account freezing and funds being held without clear communication

        • Multilingual capabilities enhance user experience.

        • Supports a variety of local payment methods.

        • Flexible options cater to diverse customer needs.

        • Setup process can be complicated.

        • Documentation may not be comprehensive.

        • Comprehensive solution tailored for banks.

        • Strong security measures ensure transaction safety.

        • Multi-currency support for global transactions.

        • Integration can be complex and time-consuming.

        • Primarily focused on banking institutions.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        Malanad Plantations

        Malanad Plantations

        Yazon

        Yazon

        AE RI Sakhi

        AE RI Sakhi

        No Customers information available.

        Jammu and Kashmir Tourism

        Jammu and Kashmir Tourism

        SIKKIM Tourism

        SIKKIM Tourism

        Kerala

        Kerala

        Media and Screenshots

        Screenshots

        Embed Instamojo Payment Button

        4 Screenshots

        No screenshots available.

        EBS Payment Gateway Screenshots

        4 Screenshots

        Videos

        video-0

        4 Videos

        video-0

        2 Videos

        No videos available.

        Expand your shortlist

        Add another option to compare side by side

        Search by product name to compare pricing, fit, and buyer feedback in one view.

        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Instamojo or Atom Paynetz?
        Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Instamojo and Atom Paynetz offer a free trial?
        Neither Instamojo nor Atom Paynetz currently lists a free trial.
        What is the starting price of Instamojo vs Atom Paynetz?
        Instamojo starts at Contact for pricing. Atom Paynetz starts at Contact for pricing.
        What are the top alternatives to Instamojo?
        Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
        What are the top alternatives to Atom Paynetz?
        Top alternatives to Atom Paynetz include PayU, Global Payments, PayPal, Instamojo, Paytm Payment Gateway.

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