Instamojo vs Atom Paynetz vs 2Checkout Comparison
Instamojo
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…
Atom Paynetz
Starting at Contact for pricing
- Large Enterprises
- Medium Business
AtomPaynetz is a payment gateway software and multilingual that allows your business to use the latest payment systems, such as credit cards, e-wallets (online wallets), independent payments and various local payment met…
2Checkout
Starting at Contact for pricing
- Large Enterprises
- Medium Business
2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit ca…
Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.
Instamojo vs Atom Paynetz vs 2Checkout — at a glance
| Feature | Instamojo | Atom Paynetz | 2Checkout |
|---|---|---|---|
| Rating | 2.6 / 5 | — | 3.8 / 5 |
| Reviews | 33 | — | 2,336 |
| Starting price | Contact for pricing | Contact for pricing | Contact for pricing |
| Free trial | No | No | No |
| Free version | No | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android | SaaS/Web/Cloud | SaaS/Web/Cloud |
| API | Available | — | Available |
| Support modes | Business Hours, Online | Business Hours, Online | 24/7 (Live rep), Business Hours, Online |
| Certifications | GDPR | SOC 2 | SOC 2, GDPR, ISO 27001 |
| Data residency | India | India | Global |
Key differences between Instamojo and Atom Paynetz
- Deployment: Instamojo supports SaaS/Web/Cloud, Mobile - Android; Atom Paynetz supports SaaS/Web/Cloud.
Compare Instamojo vs Atom Paynetz vs 2Checkout — and walk away knowing which one fits.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Biggest differences
Start here before you go deeper into features.
Best for small to medium businesses needing simple, multi-currency payment processing.
- You need fast payout processing within 72 hours to improve cash flow.
- You want a user-friendly, straightforward interface for easy transaction management.
- Your business requires support for multiple payment methods including credit/debit cards and PayPal.
- Your business demands highly responsive and proactive customer support.
- You cannot tolerate risks of account freezing or funds being held without clear communication.
Large Enterprises, Medium Business, Small Business
Best for small to medium e-commerce businesses needing reliable global payment processing.
- You run a small or medium e-commerce or subscription business targeting global customers.
- You need a secure, reliable gateway supporting most major credit cards worldwide.
- You value quick, consistent customer support and an intuitive user interface.
- Your business requires extensive payment gateway customization and advanced add-ons.
- You prefer a very simple, minimalistic payment interface without complexity.
Instamojo typically suits Large Enterprises and Medium Business. Atom Paynetz tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo | AtomPaynetz is a payment gateway software and multilingual that allows your business to use the latest payment systems, such as credit cards, e-wallets (online wallets), independent ... Read More about Atom Paynetz | 2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and ... Read More about 2Checkout |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | 8.6/10 | 8.2/10 | 9.1/10 |
User RatingsBased on verified Spotsaas reviews | |||
Best Company Size | 1-50 employees51-500 employees | — | Small BusinessMedium Business |
Get pricing help | Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Instamojo, Atom Paynetz and 2Checkout Compare on Features?
Total Features | 7 Features | 7 Features | 7 Features |
|---|---|---|---|
Unique Features | No unique features | No unique features | No unique features |
Get Quote | Get Quote | Get Quote |
Compare Instamojo, Atom Paynetz and 2Checkout on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | — | ✓ Yes | ✓ Yes |
|---|---|---|---|
HIPAA | ✗ No | ✗ No | ✗ No |
GDPR | ✓ Yes | — | ✓ Yes |
ISO 27001 | — | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | — | ✓ Yes |
Data Encryption | ✓ Yes | — | ✓ Yes |
Audit Logs | — | — | ✓ Yes |
Data Residency | 🇮🇳 India | 🇮🇳 India | 🌐 Global |
Instamojo vs Atom Paynetz User Reviews & Rating Comparison
User Ratings | No reviews available for the product | ||
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Rating Distribution | No reviews available for this product | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like
Common complaints
| What buyers like
Common complaints
| Buyer sentiment Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product | No reviews available for the product |
List of Customers
Customers | ![]() Malanad Plantations ![]() Yazon ![]() AE RI Sakhi | No Customers information available. | ![]() Bitdefenderr ![]() MyFico ![]() Advisera |
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Media and Screenshots
Screenshots | ![]() 4 Screenshots | No screenshots available. | ![]() 5 Screenshots |
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Videos | ![]() 4 Videos | ![]() 2 Videos | ![]() 2 Videos |
Alternatives
Alternatives |
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Related Blogs and Articles for Payment Gateway Software
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Instamojo or Atom Paynetz?
- Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do Instamojo and Atom Paynetz offer a free trial?
- Neither Instamojo nor Atom Paynetz currently lists a free trial.
- What is the starting price of Instamojo vs Atom Paynetz?
- Instamojo starts at Contact for pricing. Atom Paynetz starts at Contact for pricing.
- What are the top alternatives to Instamojo?
- Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.
- What are the top alternatives to Atom Paynetz?
- Top alternatives to Atom Paynetz include PayU, Global Payments, PayPal, Instamojo, Paytm Payment Gateway.





















