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Heartland Payment Processing vs MagicPay Comparison

Last updated:

Heartland Payment Processing

4.4(55 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…

MagicPay

4.4(27 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

A complete online payment processing and marketing platform, MagicPay is everything you need to start and run a successful business immediately. Our secure, robust payment gateway technology enables merchants to set up o…

Heartland Payment Processing vs MagicPay — at a glance

FeatureHeartland Payment ProcessingMagicPay
Rating4.4 / 54.4 / 5
Reviews5527
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forMedium Business, Small BusinessIndividuals, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Installed - Windows
APIAvailable
Support modes24/7 (Live rep), OnlineOnline
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR, ISO 27001
Data residencyUSGlobal

Key differences between Heartland Payment Processing and MagicPay

  • Target audience: Heartland Payment Processing is built for Medium Business and Small Business, while MagicPay targets Individuals and Medium Business.
  • Deployment: Heartland Payment Processing supports SaaS/Web/Cloud; MagicPay supports SaaS/Web/Cloud, Installed - Windows.

Heartland Payment Processing vs MagicPay — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

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MagicPay - Payment Processing Software
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Biggest differences

Start here before you go deeper into features.

Heartland Payment Processing

Best for

Medium Business, Small Business

MagicPay

Best for

Individuals, Medium Business, Small Business

Heartland Payment Processing typically suits Medium Business and Small Business. MagicPay tends to fit Individuals and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing

A complete online payment processing and marketing platform, MagicPay is everything you need to start and run a successful business immediately. Our secure, robust payment gateway ... Read More about MagicPay

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

4.4

(55)

4.4

(27)
Get pricing help
Get pricing help

Software Demo

Demo

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Compare Heartland Payment Processing and MagicPay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      MagicPay pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes
      ✓ Yes

      ISO 27001

      ✓ Yes
      ✓ Yes

      Single Sign-On (SSO)

      ✓ Yes

      Multi-Factor Auth (MFA)

      ✓ Yes
      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Audit Logs

      ✓ Yes
      ✓ Yes

      Data Residency

      🇺🇸 US
      🌐 Global

      Heartland Payment Processing User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      18

      2

      0

      0

      0

      3

      0

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is positive across 20 reviews, with strong overall satisfaction.

      What buyers like

      • User-friendly interface
      • No bulky equipment needed
      • Real-time transaction tracking

      Common complaints

      • Limited advanced features
      • May require internet access
      • Not suitable for large enterprises

      Buyer sentiment

      Buyer sentiment is positive across 3 reviews, with strong overall satisfaction.

      What buyers like

      • Supports multiple payment methods
      • User-friendly interface
      • Quick setup process

      Common complaints

      • Limited customer support hours
      • Higher fees for certain transactions
      • May lack advanced features

      Pros and Cons

      • The software eliminates the need for expensive hardware, making it cost-effective.

      • Real-time transaction tracking enhances operational efficiency.

      • The online portal provides easy access to transaction history.

      • Limited scalability for larger businesses.

      • May lack some advanced features offered by competitors.

      • Combines payment processing with marketing capabilities.

      • Supports a wide range of payment methods.

      • User-friendly interface simplifies setup and management.

      • Customer support may not be available 24/7.

      • Transaction fees can be higher for certain methods.

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Media and Screenshots

      Videos

      video-0

      1 Videos

      video-0

      1 Videos

      Top Alternatives to Heartland Payment Processing and MagicPay in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Heartland Payment Processing or MagicPay?
      Heartland Payment Processing and MagicPay are closely matched with equal user ratings of 4.4. The right choice depends on your team size, budget, and specific Payment Processing Software needs.
      Do Heartland Payment Processing and MagicPay offer a free trial?
      Neither Heartland Payment Processing nor MagicPay currently lists a free trial.
      What is the starting price of Heartland Payment Processing vs MagicPay?
      Heartland Payment Processing starts at Contact for pricing. MagicPay starts at Contact for pricing.
      What are the top alternatives to Heartland Payment Processing?
      Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.
      What are the top alternatives to MagicPay?
      Top alternatives to MagicPay include WePay, PayPal Here, Heartland Payment Processing, QuickBooks Payments, Checkout.com.

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