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DirecPay vs Instamojo vs Authorize.Net Comparison

Last updated:

DirecPay

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

DirecPay is a payment gateway software system designed to make the process of accepting credit cards and other electronic payments easy and cost effective. It's customizable to your business needs, including specialized…

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

Authorize.Net

3.7(399 reviews)

Starting at $25 /Month

  • Large Enterprises
  • Medium Business

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…

Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.

DirecPay vs Instamojo vs Authorize.Net — at a glance

FeatureDirecPayInstamojoAuthorize.Net
Rating2.6 / 53.7 / 5
Reviews33399
Starting priceContact for pricingContact for pricing$25 /Month
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailable
Support modesBusiness Hours, OnlineBusiness Hours, Online24/7 (Live rep), Online
CertificationsSOC 2GDPRSOC 2, GDPR, ISO 27001
Data residencyUSIndiaUS

Key differences between DirecPay and Instamojo

  • Deployment: DirecPay supports SaaS/Web/Cloud; Instamojo supports SaaS/Web/Cloud, Mobile - Android.

Compare DirecPay vs Instamojo vs Authorize.Net — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

DirecPay - Payment Gateway Software
Talk to an expert
Talk to an expert
Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert
Authorize.Net - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

DirecPay

Best for

Large Enterprises, Medium Business, Small Business

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

Authorize.Net

Best for customizable, secure payment processing in small to medium businesses.

Choose if
  • You need a payment gateway with a developer kit for custom checkout flows.
  • Your business requires reliable and secure credit card transaction processing.
  • You want strong customer support and seamless integration with existing software.
Consider alternatives if
  • You are a new user seeking a simple, out-of-the-box payment solution.
  • You require extensive third-party app marketplace integrations and connectors.

DirecPay typically suits Large Enterprises and Medium Business. Instamojo tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

DirecPay is a payment gateway software system designed to make the process of accepting credit cards and other electronic payments easy and cost effective. It's customizable to your ... Read More about DirecPay

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net

Entry Level Pricing

  • Not Available
  • Not Available
  • Starts from $25

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.0/10

8.6/10

9.3/10

User Ratings

Based on verified Spotsaas reviews

2.6

(33)

Best Company Size

1-50 employees51-500 employees
Small BusinessMedium Business
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

DirecPay has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do DirecPay, Instamojo and Authorize.Net Compare on Features?

Total Features

5 Features

7 Features

8 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare DirecPay, Instamojo and Authorize.Net on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • Not Available
        • $25

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        Instamojo pricing
        Authorize.Net pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Not Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes

        Data Residency

        🇺🇸 US
        🇮🇳 India
        🇺🇸 US

        DirecPay vs Instamojo User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        Rating Distribution

        No reviews available for this product

        0

        1

        1

        1

        11

        203

        64

        15

        11

        26

        Spotsaas Editor’s POV generated by AI

        What buyers like

        • Customizable to business needs
        • Specialized reporting features
        • Handles back-end functions

        Common complaints

        • Limited payment method options
        • May require technical setup
        • Fees can add up

        Buyer sentiment

        Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

        What buyers like

        • Ease of use
        • Fast payout processing
        • Multi-currency support

        Common complaints

        • Poor customer support
        • Account freezing and fund holds

        Buyer sentiment

        Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options.

        What buyers like

        • Ease of use
        • Integration capabilities
        • Customer support

        Common complaints

        • Complexity for new users
        • Limited app marketplace options

        Pros and Cons

        • Highly customizable to fit various business models.

        • Offers detailed reporting for better transaction tracking.

        • Handles complex back-end processes seamlessly.

        • Setup may require technical expertise.

        • Transaction fees can accumulate quickly.

        • Quick response time enabling payouts within 72 hours

        • User-friendly and straightforward interface

        • Supports multiple payment methods including credit/debit cards and PayPal

        • Unresponsive customer support with long wait times

        • Instances of account freezing and funds being held without clear communication

        • Seamless integration with other software

        • Reliable and secure credit card transaction processing

        • Excellent customer support

        • Limited options in the app marketplace for additional connectors

        • Complex features and customizations can be intimidating for new users

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        Malanad Plantations

        Malanad Plantations

        Yazon

        Yazon

        AE RI Sakhi

        AE RI Sakhi

        No Customers information available.

        Media and Screenshots

        Screenshots

        No screenshots available.

        Embed Instamojo Payment Button

        4 Screenshots

        No screenshots available.

        Videos

        No videos available.

        video-0

        4 Videos

        video-0

        3 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, DirecPay or Instamojo?
        Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do DirecPay and Instamojo offer a free trial?
        Neither DirecPay nor Instamojo currently lists a free trial.
        What is the starting price of DirecPay vs Instamojo?
        DirecPay starts at Contact for pricing. Instamojo starts at Contact for pricing.
        What are the top alternatives to DirecPay?
        Top alternatives to DirecPay include Checkout.com, PaymentSpring, SecurePay, PayPal, Paytm Payment Gateway.
        What are the top alternatives to Instamojo?
        Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

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