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Checkout.com vs Pin Payments Comparison

Last updated:

Checkout.com

3.6(61 reviews)

Starting at Contact for pricing

  • Medium Business
  • Small Business

Checkout.com offers a cloud-based, white-labeled payments platform that makes it easy for online retailers to accept credit cards and debit cards online without any software or hardware installation. It's a safer and mor…

Pin Payments

4.6(100 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minim…

Pin Payments leads on user satisfaction with a 4.6-star rating across 100 reviews.

Checkout.com vs Pin Payments — at a glance

FeatureCheckout.comPin Payments
Rating3.6 / 54.6 / 5
Reviews61100
Starting priceContact for pricingContact for pricing
Free trial No No
Free version No No
Best forMedium Business, Small BusinessIndividuals, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud
APIAvailableAvailable
Support modesOnlineBusiness Hours, Online
CertificationsSOC 2GDPR
Data residencyGlobalUS

Key differences between Checkout.com and Pin Payments

  • Target audience: Checkout.com is built for Medium Business and Small Business, while Pin Payments targets Individuals and Medium Business.
  • User satisfaction: Pin Payments scores higher with a 4.6-star average.
  • Deployment: Checkout.com supports SaaS/Web/Cloud; Pin Payments supports SaaS/Web/Cloud.

Checkout.com vs Pin Payments — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Checkout.com - Payment Processing Software
Talk to an expert
Talk to an expert
Pin Payments - Payment Processing Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Checkout.com

Best for

Medium Business, Small Business

Pin Payments

Best for small businesses needing secure, flexible, and scalable payment processing.

Choose if
  • You run a small e-commerce or subscription-based business seeking PCI-compliant payments.
  • You require a web-based, easy-to-install system with white-label and API integration options.
  • You have technical resources to manage flexible configurations and want scalable payment solutions.
Consider alternatives if
  • You need transparent, fixed pricing for straightforward budgeting.
  • You are a large enterprise needing extensive customization and dedicated support.

Checkout.com typically suits Medium Business and Small Business. Pin Payments tends to fit Individuals and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Checkout.com offers a cloud-based, white-labeled payments platform that makes it easy for online retailers to accept credit cards and debit cards online without any software or hardware ... Read More about Checkout.com

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible ... Read More about Pin Payments

Free Trial Availability

  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

3.6

(61)

Best Company Size

1-50 employees51-200 employees
Get pricing help
Get pricing help

Software Demo

Demo

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Compare Checkout.com and Pin Payments on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Pricing information not available

      Pin Payments pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Installed - Mac
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes
      ✓ Yes

      Data Residency

      🌐 Global
      🇺🇸 US

      Checkout.com User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      28

      2

      0

      0

      9

      47

      3

      0

      0

      3

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is mixed to positive across 39 reviews, with clear strengths and a few common watchouts.

      What buyers like

      • Cloud-based platform
      • No hardware installation needed
      • Secure payment processing

      Common complaints

      • Limited offline capabilities
      • Fees can be high
      • Not suitable for all business types

      Buyer sentiment

      Users generally appreciate the platform's security, flexibility, and ease of installation, though pricing opacity and limited support details are noted concerns.

      What buyers like

      • Security and PCI compliance
      • Flexibility and scalability
      • Ease of installation

      Common complaints

      • Pricing transparency
      • Limited support information

      Pros and Cons

      • Eliminates the need for hardware installation, streamlining setup.

      • Offers a secure platform for online transactions, enhancing customer trust.

      • White-labeled solutions allow for brand customization.

      • Limited offline capabilities may not suit all businesses.

      • Transaction fees can be higher than some competitors.

      • Strong PCI compliance ensuring high security

      • Flexible platform with API and white-label options

      • Web-based system that is easy to install and scalable

      • Pricing is quotation-based and not publicly disclosed

      • Limited information on customer support and onboarding

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      Wilson   Frenchy

      Wilson Frenchy

      PetRescue

      PetRescue

      MeMeMe

      MeMeMe

      Media and Screenshots

      Screenshots

      Step-by-Step Integration

      1 Screenshots

      Verify Link

      2 Screenshots

      Videos

      video-0

      2 Videos

      video-0

      2 Videos

      Top Alternatives to Checkout.com and Pin Payments in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Checkout.com or Pin Payments?
      Pin Payments edges out the other on user ratings (4.6 vs 3.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do Checkout.com and Pin Payments offer a free trial?
      Neither Checkout.com nor Pin Payments currently lists a free trial.
      What is the starting price of Checkout.com vs Pin Payments?
      Checkout.com starts at Contact for pricing. Pin Payments starts at Contact for pricing.
      What are the top alternatives to Checkout.com?
      Top alternatives to Checkout.com include Stripe Payments, WePay, Global Payments, PaySpace, 2Checkout.
      What are the top alternatives to Pin Payments?
      Top alternatives to Pin Payments include Stripe Payments, Braintree Direct, MagicPay, Global Payments, Checkout.com.

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