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ChargeKeep vs Instamojo Comparison

Last updated:

ChargeKeep

Starting at $16 /Month

  • Free Trial
  • Small Business
  • Medium Business

Introducing ChargeKeep – the best-in-class, hassle-free recurring payments software. With its lightweight design and user-friendly interface, ChargeKeep seamlessly integrates with your website, making it easy for you to…

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, bu…

Instamojo leads on user satisfaction with a 2.6-star rating across 33 reviews.

ChargeKeep vs Instamojo — at a glance

FeatureChargeKeepInstamojo
Rating2.6 / 5
Reviews33
Starting price$16 /MonthContact for pricing
Free trial Yes No
Free version No No
Best forSmall Business, Medium Business, StartupsLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android
APIAvailable
Support modesBusiness Hours, Online
CertificationsGDPR
Data residencyUSIndia

Key differences between ChargeKeep and Instamojo

  • Pricing: ChargeKeep starts at $16 /Month. Instamojo pricing is not publicly listed.
  • Free trial: ChargeKeep offers a free trial; Instamojo does not.
  • Target audience: ChargeKeep is built for Small Business and Medium Business, while Instamojo targets Large Enterprises and Medium Business.

ChargeKeep vs Instamojo — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

ChargeKeep - Payment Gateway Software
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Talk to an expert
Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

ChargeKeep

Best for

Small Business, Medium Business, Startups

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

ChargeKeep typically suits Small Business and Medium Business. Instamojo tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Introducing ChargeKeep – the best-in-class, hassle-free recurring payments software. With its lightweight design and user-friendly interface, ChargeKeep seamlessly integrates with your ... Read More about ChargeKeep

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges ... Read More about Instamojo

Entry Level Pricing

  • Starts from $16 , Billed Yearly
  • Not Available

Free Trial Availability

  • Free Trial available
  • No free trial

SpotScore

What's this? ↗

8.1/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

2.6

(33)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

ChargeKeep has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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Step 1 of 4

How big is your team?

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How do ChargeKeep and Instamojo Compare on Features?

Total Features

6 Features

7 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare ChargeKeep and Instamojo on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $16 , Billed Yearly
      • Not Available

      Pricing Plans

      • Basic

        • Credit card & ACH payments

        • Recurring & one-time payments

        • Custom fields & amounts

        Show more +

      • Plus

        • Includes features of Basic plan, plus

        • Customer portal

        • Subscription saver (dunning)

        Show more +

      • Not Available

      Pricing Page

      ChargeKeep pricing
      Instamojo pricing

      Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      HIPAA

      ✗ No
      ✗ No

      GDPR

      ✓ Yes

      Data Encryption

      ✓ Yes

      Data Residency

      🇺🇸 US
      🇮🇳 India

      ChargeKeep User Reviews & Rating Comparison

      User Ratings

      No reviews available for the product

      Rating Distribution

      No reviews available for this product

      0

      1

      1

      1

      11

      Spotsaas Editor’s POV generated by AI

      What buyers like

      • User-friendly interface
      • Seamless website integration
      • Customizable payment overlay

      Common complaints

      • Limited payment options
      • May lack advanced features
      • Customization may require technical skills

      Buyer sentiment

      Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

      What buyers like

      • Ease of use
      • Fast payout processing
      • Multi-currency support

      Common complaints

      • Poor customer support
      • Account freezing and fund holds

      Pros and Cons

      • Highly customizable payment overlay enhances branding.

      • Easy integration with existing websites simplifies setup.

      • User-friendly interface reduces training time.

      • Limited advanced features compared to competitors.

      • Customization may require some technical knowledge.

      • Quick response time enabling payouts within 72 hours

      • User-friendly and straightforward interface

      • Supports multiple payment methods including credit/debit cards and PayPal

      • Unresponsive customer support with long wait times

      • Instances of account freezing and funds being held without clear communication

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      List of Customers

      Customers

      No Customers information available.

      Malanad Plantations

      Malanad Plantations

      Yazon

      Yazon

      AE RI Sakhi

      AE RI Sakhi

      Media and Screenshots

      Screenshots

      Recurring Payment

      1 Screenshots

      Embed Instamojo Payment Button

      4 Screenshots

      Videos

      No videos available.

      video-0

      4 Videos

      Top Alternatives to ChargeKeep and Instamojo in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, ChargeKeep or Instamojo?
      Instamojo edges out the other on user ratings (2.6 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
      Do ChargeKeep and Instamojo offer a free trial?
      ChargeKeep offers a free trial. Instamojo does not.
      What is the starting price of ChargeKeep vs Instamojo?
      ChargeKeep starts at $16 /Month. Instamojo starts at Contact for pricing.
      What are the top alternatives to ChargeKeep?
      Top alternatives to ChargeKeep include GoCardless, PayPal, Authorize.Net, UniPay Gateway, SuperPay.
      What are the top alternatives to Instamojo?
      Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.