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Cashfree vs Paytm Payment Gateway vs BizPayO Comparison

Last updated:

Cashfree

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively.  The payme…

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

BizPayO

Starting at $19 /Month

  • Free Trial
  • Individuals
  • Freelancers / Consultants

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through your website or ecommerce store t…

Cashfree vs Paytm Payment Gateway vs BizPayO — at a glance

FeatureCashfreePaytm Payment GatewayBizPayO
Rating4.5 / 54.5 / 5
Reviews486
Starting priceContact for pricingContact for pricing$19 /Month
Free trial No No Yes
Free version No No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Medium Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailable
Support modesOnlineOnlineOnline
CertificationsSOC 2
Data residencyUSIndiaGlobal

Key differences between Cashfree and Paytm Payment Gateway

  • Target audience: Cashfree is built for Individuals and Freelancers / Consultants, while Paytm Payment Gateway targets Large Enterprises and Medium Business.
  • Deployment: Cashfree supports SaaS/Web/Cloud; Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare Cashfree vs Paytm Payment Gateway vs BizPayO — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cashfree
Talk to an expert
Talk to an expert
Talk to an expert
BizPayO - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Cashfree

Best for

Individuals, Freelancers / Consultants, Large Enterprises

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

BizPayO

Best for

Individuals, Freelancers / Consultants, Medium Business

Cashfree typically suits Individuals and Freelancers / Consultants. Paytm Payment Gateway tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline ... Read More about Cashfree

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

BizPayO is a complete payment solution, providing you with a secure, reliable, and efficient way to process online credit card transactions. BizPayO allows you to accept payments through ... Read More about BizPayO

Entry Level Pricing

  • Not Available
  • Not Available
  • Starts from $19

Free Trial Availability

  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.1/10

8.9/10

8.1/10

User Ratings

Based on verified Spotsaas reviews

4.5

(4)

4.5

(86)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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How do Cashfree, Paytm Payment Gateway and BizPayO Compare on Features?

Total Features

6 Features

7 Features

6 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Cashfree, Paytm Payment Gateway and BizPayO on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • Not Available
        • $19

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Cashfree pricing
        Paytm Payment Gateway pricing
        BizPayO pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Not Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        Data Encryption

        ✓ Yes
        ✓ Yes

        Data Residency

        🇺🇸 US
        🇮🇳 India
        🌐 Global

        Cashfree vs Paytm Payment Gateway User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        Rating Distribution

        3

        1

        0

        0

        0

        124

        8

        0

        0

        0

        No reviews available for this product

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is very strong across 4 reviews, with consistently positive feedback.

        What buyers like

        • Supports multiple payment methods
        • Easy integration with e-commerce
        • User-friendly interface

        Common complaints

        • Transaction fees can add up
        • Limited customer support options
        • May require technical setup

        Buyer sentiment

        Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

        What buyers like

        • Ease of use
        • Quick transaction settlements
        • Security and payment notifications

        Common complaints

        • Transaction delays
        • Customer support inconsistencies

        What buyers like

        • Secure payment processing
        • Customizable API
        • Reliable transaction handling

        Common complaints

        • Limited international support
        • Fees may vary
        • Requires technical setup

        Pros and Cons

        • Supports a wide range of payment methods.

        • User-friendly interface simplifies transaction management.

        • Comprehensive tools enhance merchant capabilities.

        • Transaction fees may impact profit margins.

        • Limited customer support could hinder troubleshooting.

        • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

        • High transaction success rate with 128-bit encryption and instant payment notifications

        • Lag-free application with easy settlement features and QR payment support

        • Occasional delays in transaction processing and complexity in payment settlements

        • Inconsistent customer support response times and occasional UI lags

        • Highly customizable API for diverse needs.

        • Strong focus on security and reliability.

        • Seamless integration with various ecommerce platforms.

        • May require technical expertise for setup.

        • Fees can vary based on transaction volume.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        No Customers information available.

        John W. Weldon

        John W. Weldon

        Tsang Seymour

        Tsang Seymour

        Mason C.P.A

        Mason C.P.A

        Media and Screenshots

        Screenshots

        Shopify Payment Gateway India Integration 1

        4 Screenshots

        Business with Paytm

        1 Screenshots

        Product Tour

        2 Screenshots

        Videos

        video-0

        2 Videos

        video-0

        3 Videos

        video-0

        3 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Cashfree or Paytm Payment Gateway?
        Cashfree and Paytm Payment Gateway are closely matched with equal user ratings of 4.5. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
        Do Cashfree and Paytm Payment Gateway offer a free trial?
        Neither Cashfree nor Paytm Payment Gateway currently lists a free trial.
        What is the starting price of Cashfree vs Paytm Payment Gateway?
        Cashfree starts at Contact for pricing. Paytm Payment Gateway starts at Contact for pricing.
        What are the top alternatives to Cashfree?
        Top alternatives to Cashfree include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
        What are the top alternatives to Paytm Payment Gateway?
        Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.

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