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Cashfree vs Payfacile vs Instamojo Comparison

Last updated:

Cashfree

4.5(4 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline businesses effectively.  The payme…

Payfacile

Starting at Contact for pricing

  • Medium Business
  • Small Business

Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment gateway software provides complete fr…

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

Cashfree leads on user satisfaction with a 4.5-star rating across 4 reviews.

Cashfree vs Payfacile vs Instamojo — at a glance

FeatureCashfreePayfacileInstamojo
Rating4.5 / 52.6 / 5
Reviews433
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forIndividuals, Freelancers / Consultants, Large EnterprisesMedium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/CloudSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailable
Support modesOnline24/7 (Live rep)Business Hours, Online
CertificationsGDPR
Data residencyUSUSIndia

Key differences between Cashfree and Payfacile

  • Target audience: Cashfree is built for Individuals and Freelancers / Consultants, while Payfacile targets Medium Business and Small Business.
  • Deployment: Cashfree supports SaaS/Web/Cloud; Payfacile supports SaaS/Web/Cloud.

Compare Cashfree vs Payfacile vs Instamojo — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Cashfree
Talk to an expert
Talk to an expert
Payfacile - Payment Gateway Software
Talk to an expert
Talk to an expert
Instamojo - Payment Gateway Software
Talk to an expert
Talk to an expert

Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

Cashfree

Best for

Individuals, Freelancers / Consultants, Large Enterprises

Payfacile

Best for

Medium Business, Small Business

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if
  • You need fast payout processing within 72 hours to improve cash flow.
  • You want a user-friendly, straightforward interface for easy transaction management.
  • Your business requires support for multiple payment methods including credit/debit cards and PayPal.
Consider alternatives if
  • Your business demands highly responsive and proactive customer support.
  • You cannot tolerate risks of account freezing or funds being held without clear communication.

Cashfree typically suits Individuals and Freelancers / Consultants. Payfacile tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Cashfree is a payment gateway software using which merchants can accept payments from their customers either through electronic or card payments and can also manage their online/offline ... Read More about Cashfree

Payfacile is a payment gateway software that allows online merchants to accept credit cards, debit cards, e-checks, and ACH payments on their e-commerce websites. This secure payment ... Read More about Payfacile

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.1/10

8.0/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

4.5

(4)

2.6

(33)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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Step 1 of 4

How big is your team?

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How do Cashfree, Payfacile and Instamojo Compare on Features?

Total Features

6 Features

5 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare Cashfree, Payfacile and Instamojo on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Cashfree pricing
        Payfacile pricing
        Instamojo pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Not Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes

        Data Residency

        🇺🇸 US
        🇺🇸 US
        🇮🇳 India

        Cashfree vs Payfacile User Reviews & Rating Comparison

        User Ratings

        No reviews available for the product

        Rating Distribution

        3

        1

        0

        0

        0

        No reviews available for this product

        0

        1

        1

        1

        11

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is very strong across 4 reviews, with consistently positive feedback.

        What buyers like

        • Supports multiple payment methods
        • Easy integration with e-commerce
        • User-friendly interface

        Common complaints

        • Transaction fees can add up
        • Limited customer support options
        • May require technical setup

        What buyers like

        • Supports various payment types
        • User-friendly interface
        • No maintenance costs

        Common complaints

        • Limited advanced features
        • May lack customization
        • Transaction fees apply

        Buyer sentiment

        Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues.

        What buyers like

        • Ease of use
        • Fast payout processing
        • Multi-currency support

        Common complaints

        • Poor customer support
        • Account freezing and fund holds

        Pros and Cons

        • Supports a wide range of payment methods.

        • User-friendly interface simplifies transaction management.

        • Comprehensive tools enhance merchant capabilities.

        • Transaction fees may impact profit margins.

        • Limited customer support could hinder troubleshooting.

        • Affordable pricing makes it accessible for small businesses.

        • User-friendly interface simplifies payment processing.

        • No maintenance costs reduce overall expenses.

        • Limited features may not satisfy larger businesses.

        • Transaction fees could impact profitability.

        • Quick response time enabling payouts within 72 hours

        • User-friendly and straightforward interface

        • Supports multiple payment methods including credit/debit cards and PayPal

        • Unresponsive customer support with long wait times

        • Instances of account freezing and funds being held without clear communication

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        No Customers information available.

        Malanad Plantations

        Malanad Plantations

        Yazon

        Yazon

        AE RI Sakhi

        AE RI Sakhi

        Media and Screenshots

        Screenshots

        Shopify Payment Gateway India Integration 1

        4 Screenshots

        No screenshots available.

        Embed Instamojo Payment Button

        4 Screenshots

        Videos

        video-0

        2 Videos

        video-0

        1 Videos

        video-0

        4 Videos

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        Add another option to compare side by side

        Search by product name to compare pricing, fit, and buyer feedback in one view.

        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Cashfree or Payfacile?
        Cashfree edges out the other on user ratings (4.5 vs -1.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Cashfree and Payfacile offer a free trial?
        Neither Cashfree nor Payfacile currently lists a free trial.
        What is the starting price of Cashfree vs Payfacile?
        Cashfree starts at Contact for pricing. Payfacile starts at Contact for pricing.
        What are the top alternatives to Cashfree?
        Top alternatives to Cashfree include PayU, PaySimple, Paytm Payment Gateway, BizPayO, India Online Pay.
        What are the top alternatives to Payfacile?
        Top alternatives to Payfacile include Chargezoom, Netfunda OneClickBill, InvoiceBerry, OneBill, PayorCRM.

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