CardConnect vs Heartland Payment Processing Comparison
CardConnect
Starting at Contact for pricing
- Individuals
- Large Enterprises
CardConnect is a cloud based payment processing system that has been designed for business of all sizes and in any industry. CardConnect can be used to accept payments, manage inventory, fulfill orders, produce reports a…
Heartland Payment Processing
Starting at Contact for pricing
- Medium Business
- Small Business
Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase bulky expensive equipment or hi…
Heartland Payment Processing leads on user satisfaction with a 4.4-star rating across 55 reviews.
CardConnect vs Heartland Payment Processing — at a glance
| Feature | CardConnect | Heartland Payment Processing |
|---|---|---|
| Rating | 1.8 / 5 | 4.4 / 5 |
| Reviews | 66 | 55 |
| Starting price | Contact for pricing | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Individuals, Large Enterprises, Medium Business | Medium Business, Small Business |
| Category | Payment Processing Software | Payment Processing Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud |
| API | Available | — |
| Support modes | 24/7 (Live rep), Business Hours, Online | 24/7 (Live rep), Online |
| Certifications | SOC 2 | SOC 2, GDPR, ISO 27001 |
| Data residency | US | US |
Key differences between CardConnect and Heartland Payment Processing
- Target audience: CardConnect is built for Individuals and Large Enterprises, while Heartland Payment Processing targets Medium Business and Small Business.
- User satisfaction: Heartland Payment Processing scores higher with a 4.4-star average.
- Deployment: CardConnect supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Heartland Payment Processing supports SaaS/Web/Cloud.
CardConnect vs Heartland Payment Processing — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert | Talk to an expert Talk to an expert |
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Biggest differences
Start here before you go deeper into features.
Individuals, Large Enterprises, Medium Business
Medium Business, Small Business
CardConnect typically suits Individuals and Large Enterprises. Heartland Payment Processing tends to fit Medium Business and Small Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | CardConnect is a cloud based payment processing system that has been designed for business of all sizes and in any industry. CardConnect can be used to accept payments, manage inventory, ... Read More about CardConnect | Heartland Payment Processing software was designed with convenience in mind. A "point of sale payment processing" system, it offers the ability to run a business without having to purchase ... Read More about Heartland Payment Processing |
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Free Trial Availability |
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User RatingsBased on verified Spotsaas reviews | ||
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do CardConnect and Heartland Payment Processing Compare on Features?
Total Features | 7 Features | 8 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare CardConnect and Heartland Payment Processing on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
Pricing Option | ||
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Pricing Plans |
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Other Details
Organization Types supported |
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Platforms Supported |
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Modes of support |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
|---|---|---|
HIPAA | ✗ No | ✗ No |
GDPR | — | ✓ Yes |
ISO 27001 | — | ✓ Yes |
Multi-Factor Auth (MFA) | — | ✓ Yes |
Data Encryption | — | ✓ Yes |
Audit Logs | — | ✓ Yes |
Data Residency | 🇺🇸 US | 🇺🇸 US |
CardConnect User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Buyer sentiment is cautious across 29 reviews, with several recurring concerns in feedback. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is positive across 20 reviews, with strong overall satisfaction. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
| Negative Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Screenshots |  2 Screenshots | No screenshots available. |
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Videos |  1 Videos |  1 Videos |
Top Alternatives to CardConnect and Heartland Payment Processing in 2026
Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, CardConnect or Heartland Payment Processing?
- Heartland Payment Processing edges out the other on user ratings (4.4 vs 1.8). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
- Do CardConnect and Heartland Payment Processing offer a free trial?
- Neither CardConnect nor Heartland Payment Processing currently lists a free trial.
- What is the starting price of CardConnect vs Heartland Payment Processing?
- CardConnect starts at Contact for pricing. Heartland Payment Processing starts at Contact for pricing.
- What are the top alternatives to CardConnect?
- Top alternatives to CardConnect include Stripe Payments, WePay, Square Payments, MagicPay, Clover.
- What are the top alternatives to Heartland Payment Processing?
- Top alternatives to Heartland Payment Processing include WePay, Square Payments, PayPal Here, Braintree Direct, QuickBooks Payments.