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Bill.com vs Upflow Comparison

Last updated:

Bill.com

4.0(739 reviews)

Starting at $0 /user/month

  • Free Trial
  • Freelancers / Consultants
  • Large Enterprises

Bill.com is a comprehensive and user-friendly accounting and online payments platform designed to simplify financial management for small businesses. It enables businesses to handle invoicing, bill payments, and expense…

Upflow

4.8(18 reviews)

Starting at Contact for pricing

  • Free Trial
  • Large Enterprises
  • Medium Business

Upflow is a web-based accounting software designed specifically for the needs of contractors. It easily handles jobs, invoices and estimates. This cloud service is online so you can access your books from anywhere at any…

Upflow leads on user satisfaction with a 4.8-star rating across 18 reviews.

Bill.com vs Upflow — at a glance

FeatureBill.comUpflow
Rating4.0 / 54.8 / 5
Reviews73918
Starting price$0 /user/monthContact for pricing
Free trial Yes Yes
Free version No No
Best forFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryAccounting SoftwareAccounts Receivable Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailable
Support modesBusiness Hours, OnlineOnline
CertificationsSOC 2, GDPR
Data residencyUSGlobal

Key differences between Bill.com and Upflow

  • Pricing: Bill.com starts at $0 /user/month. Upflow pricing is not publicly listed.
  • Target audience: Bill.com is built for Freelancers / Consultants and Large Enterprises, while Upflow targets Large Enterprises and Medium Business.
  • User satisfaction: Upflow scores higher with a 4.8-star average.
  • Deployment: Bill.com supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Upflow supports SaaS/Web/Cloud.

Bill.com vs Upflow — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Accounting Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Bill.com
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Upflow
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

Bill.com

Best for small to mid-sized businesses streamlining invoicing and payment workflows.

Choose if
  • You need a simple, user-friendly platform to automate invoicing and bill payments.
  • Your business uses QuickBooks, Xero, or similar accounting software requiring seamless integration.
  • You want real-time visibility and automated notifications for invoice and payment status.
Consider alternatives if
  • Your company requires extensive cross-border payments with multi-currency support.
  • You rely heavily on responsive, personalized customer support for financial software.

Upflow

Best for

Large Enterprises, Medium Business, Small Business

Bill.com typically suits Freelancers / Consultants and Large Enterprises. Upflow tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

Bill.com is a comprehensive and user-friendly accounting and online payments platform designed to simplify financial management for small businesses. It enables businesses to handle ... Read More about Bill.com

Upflow is a web-based accounting software designed specifically for the needs of contractors. It easily handles jobs, invoices and estimates. This cloud service is online so you can access ... Read More about Upflow

Entry Level Pricing

  • Starts from $0
  • Not Available

Free Trial Availability

Spotsaas Score

What's this? ↗

9.2/10

7.9/10

User Ratings

Based on verified Spotsaas reviews

4.8

(18)

Best Company Size

1-50 employees51-500 employees
Get pricing help
Get pricing help

Where each option fits best

See where each product is strongest, which teams it fits, and what causes buyers to keep looking — before you commit.

Based on buyer reviews and verified product data collected by Spotsaas.

Strengths

Key strengths

Bill.com

  • Streamlined Payment Processes: With Bill.com, I’ve seen firsthand how easy it is to automate your accounts payable and receivable. This means less time spent on manual data entry and more focus on strategic initiatives.
  • Enhanced Cash Flow Management: Managers often appreciate the real-time visibility into cash flow that Bill.com provides. You can track payments, send reminders, and predict cash needs more accurately, allowing for smarter financial planning.
  • Seamless Integration: Bill.com easily integrates with popular accounting software like QuickBooks and Xero. This not only simplifies your workflow but also reduces the risk of errors that come with data duplication.

Upflow

No key benefits available yet.

Best fit

Best fit

Bill.com

  • 1 to 500 employees
  • Fintech, SaaS, Consulting, Accounting, and Professional Services
  • Finance Managers, Accounts Payable Specialists, CFOs, Bookkeepers, and Small Business Owners

Upflow

No best-fit guidance available yet.

Watchouts

Reasons buyers look elsewhere

Bill.com

  • Users may seek alternatives to Bill.com due to high subscription costs, especially if their business is small or just starting, making budget-friendly options more appealing for managing invoicing and payments.
  • Some businesses may require more customizable features than what Bill.com offers, prompting them to explore alternatives that allow for tailored workflows and specific integrations with their existing systems.
  • Companies experiencing rapid growth might find that Bill.com lacks scalability, leading them to consider solutions that can better accommodate their evolving financial management needs without sacrificing efficiency.

Upflow

No alternatives guidance available yet.

Software Demo

Demo

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How do Bill.com and Upflow Compare on Features?

Total Features

15 Features

10 Features

Unique Features

No unique features

No unique features

Get Quote
Get Quote

Compare Bill.com and Upflow on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $0
      • Not Available

      Pricing Plans

      • Essentials

        $45

        /user/month

        • Accounts Payable Features:

        • Manually integrate with accounting software via CSV file import/export

        • Easily enter bills

        Show more +

      • Team

        $55

        /user/month

        • Accounts Payable Features

        • Automatic 2-way sync with QuickBooks Online QuickBooks Pro Quickbooks Premiere and Xero

        • Easily enter bills

        Show more +

      • Corporate

        $79

        /user/month

        • Accounts Payable Features

        • Automatic 2-way sync with QuickBooks Online QuickBooks Pro Quickbooks Premiere and Xero

        • Manage bills from a centralized inbox

        Show more +

      • Browse all pricing plans
      • Not Available

      Pricing Page

      Bill.com pricing
      Upflow pricing

      Other Details

      Organization Types supported

          Platforms Supported

              Modes of support

              • 24/7 (Live rep)
              • Business Hours
              • Online
              • 24/7 (Live rep)
              • Business Hours
              • Online

              API Support

              • Available
              • Available
              Get help choosing
              Get help choosing

              Security & Compliance

              Certifications, data handling, and security controls for IT and compliance evaluators.

              SOC 2

              ✓ Yes

              HIPAA

              ✗ No
              ✗ No

              GDPR

              ✓ Yes

              Single Sign-On (SSO)

              ✓ Yes

              Multi-Factor Auth (MFA)

              ✓ Yes

              Data Encryption

              ✓ Yes

              Audit Logs

              ✓ Yes

              Data Residency

              🇺🇸 US
              🌐 Global

              Bill.com User Reviews & Rating Comparison

              User Ratings

              Rating Distribution

              422

              118

              28

              32

              125

              5

              0

              0

              0

              0

              Spotsaas Editor’s POV generated by AI

              Buyer sentiment

              Users generally appreciate Bill.com for its ease of use and efficiency in automating payments, though customer support and international payment features receive notable criticism.

              What buyers like

              • Ease of use
              • Workflow automation
              • Integration with accounting software

              Common complaints

              • Customer service quality
              • Payment processing delays and fees

              Buyer sentiment

              Buyer sentiment is very strong across 5 reviews, with consistently positive feedback.

              What buyers like

              • Web-based access
              • Contractor-specific features
              • Job and invoice management

              Common complaints

              • Limited offline capabilities
              • May lack advanced reporting
              • Not suitable for non-contractors

              Pros and Cons

              • Streamlines invoicing, payments, and accounts payable processes saving significant time

              • User-friendly and intuitive interface

              • Seamless integration with popular accounting software like QuickBooks and Xero

              • Customer service is often unhelpful and difficult to reach

              • Payments can be held for extended periods or require extra fees for faster transfers

              • Contractor-specific features streamline job management.

              • Web-based access allows for flexibility and convenience.

              • Invoice management simplifies billing for contractors.

              • Limited offline capabilities may hinder access.

              • Advanced reporting features are lacking.

              Positive Reviews

              No reviews available for the product

              No reviews available for the product

              Negative Reviews

              No reviews available for the product

              No reviews available for the product

              List of Customers

              Customers

              Wag

              Wag

              Marine Layer

              Marine Layer

              Quicken

              Quicken

              No Customers information available.

              Media and Screenshots

              Screenshots

              screenshots

              10 Screenshots

              Upflow screenshot

              3 Screenshots

              Videos

              video-0

              1 Videos

              video-0

              1 Videos

              Top Alternatives to Bill.com and Upflow in 2026

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              Related Blogs and Articles for Accounts Receivable Software

              Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

              Frequently asked questions

              Which is better, Bill.com or Upflow?
              Upflow edges out the other on user ratings (4.8 vs 4.0). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
              Do Bill.com and Upflow offer a free trial?
              Yes, both Bill.com and Upflow offer a free trial.
              What is the starting price of Bill.com vs Upflow?
              Bill.com starts at $0 /user/month. Upflow starts at Contact for pricing.
              What are the top alternatives to Bill.com?
              Top alternatives to Bill.com include Xero, Zoho Books, AvidXchange, APXPRESS, Paypool.
              What are the top alternatives to Upflow?
              Top alternatives to Upflow include Quickbooks, Xero, Freshbooks, Bill.com, FreeAgent.

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