Authorize.Net vs Cardinity Comparison
Authorize.Net
Starting at $25 /Month
- Large Enterprises
- Medium Business
Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software developer's kit so you can customi…
Cardinity
Starting at Contact for pricing
- Large Enterprises
- Medium Business
Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or hardware. With clients in over 90 coun…
Authorize.Net vs Cardinity — at a glance
| Feature | Authorize.Net | Cardinity |
|---|---|---|
| Rating | 3.7 / 5 | 3.7 / 5 |
| Reviews | 399 | 37 |
| Starting price | $25 /Month | Contact for pricing |
| Free trial | No | No |
| Free version | No | No |
| Best for | Large Enterprises, Medium Business, Small Business | Large Enterprises, Medium Business, Small Business |
| Category | Payment Gateway Software | Payment Gateway Software |
| Platforms | SaaS/Web/Cloud, Mobile - Android, Mobile - iOS | SaaS/Web/Cloud |
| API | Available | Available |
| Support modes | 24/7 (Live rep), Online | Business Hours, Online |
| Certifications | SOC 2, GDPR, ISO 27001 | SOC 2, GDPR |
| Data residency | US | Global |
Key differences between Authorize.Net and Cardinity
- Pricing: Authorize.Net starts at $25 /Month. Cardinity pricing is not publicly listed.
- Deployment: Authorize.Net supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Cardinity supports SaaS/Web/Cloud.
Authorize.Net vs Cardinity — find the better fit before you commit.
Which tool fits your team best
Which is actually cheaper for your team size
Where each product wins, per real buyers
Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.
Biggest differences
Features
Pricing
Buying details
Security
Buyer feedback
Integrations
Product tour
Other options
Talk to an expert Talk to an expert |
Biggest differences
Start here before you go deeper into features.
Best for customizable, secure payment processing in small to medium businesses.
- You need a payment gateway with a developer kit for custom checkout flows.
- Your business requires reliable and secure credit card transaction processing.
- You want strong customer support and seamless integration with existing software.
- You are a new user seeking a simple, out-of-the-box payment solution.
- You require extensive third-party app marketplace integrations and connectors.
Large Enterprises, Medium Business, Small Business
Authorize.Net typically suits Large Enterprises and Medium Business. Cardinity tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.
Description | Authorize.Net is a payment gateway service provider that enables your business to accept secure credit card and electronic check payments. Authorization.Net provides you with a software ... Read More about Authorize.Net | Cardinity is a payment gateway software that enables e-commerce merchants to start accepting credit card payments quickly and easily, without the need for any additional software or ... Read More about Cardinity |
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Entry Level Pricing |
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Free Trial Availability |
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Spotsaas ScoreWhat's this? ↗ | 9.3/10 | 8.4/10 |
User RatingsBased on verified Spotsaas reviews | ||
Best Company Size | Small BusinessMedium Business | — |
Get pricing help | Get pricing help |
Software Demo
Demo |
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How do Authorize.Net and Cardinity Compare on Features?
Total Features | 8 Features | 7 Features |
|---|---|---|
Unique Features | No unique features | No unique features |
Get Quote | Get Quote |
Compare Authorize.Net and Cardinity on pricing
Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.
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Other Details
Organization Types supported |
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Platforms Supported |
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API Support |
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Get help choosing | Get help choosing |
Security & Compliance
Certifications, data handling, and security controls for IT and compliance evaluators.
SOC 2 | ✓ Yes | ✓ Yes |
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HIPAA | ✗ No | ✗ No |
GDPR | ✓ Yes | ✓ Yes |
ISO 27001 | ✓ Yes | — |
Multi-Factor Auth (MFA) | ✓ Yes | — |
Data Encryption | ✓ Yes | ✓ Yes |
Audit Logs | ✓ Yes | — |
Data Residency | 🇺🇸 US | 🌐 Global |
Authorize.Net User Reviews & Rating Comparison
User Ratings | ||
|---|---|---|
Rating Distribution | ||
Spotsaas Editor’s POV generated by AI | Buyer sentiment Users generally find Authorize.Net reliable and easy to use with strong customer support, though some struggle with its complexity and limited integration options. What buyers like
Common complaints
| Buyer sentiment Buyer sentiment is mixed to positive across 31 reviews, with clear strengths and a few common watchouts. What buyers like
Common complaints
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Pros and Cons |
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Positive Reviews | No reviews available for the product | No reviews available for the product |
Media and Screenshots
Videos |  3 Videos |  3 Videos |
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Alternatives |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
Frequently asked questions
- Which is better, Authorize.Net or Cardinity?
- Authorize.Net and Cardinity are closely matched with equal user ratings of 3.7. The right choice depends on your team size, budget, and specific Payment Gateway Software needs.
- Do Authorize.Net and Cardinity offer a free trial?
- Neither Authorize.Net nor Cardinity currently lists a free trial.
- What is the starting price of Authorize.Net vs Cardinity?
- Authorize.Net starts at $25 /Month. Cardinity starts at Contact for pricing.
- What are the top alternatives to Authorize.Net?
- Top alternatives to Authorize.Net include Stripe Payments, QuickBooks Payments, PayorCRM, UniPay Gateway, NETELLER.
- What are the top alternatives to Cardinity?
- Top alternatives to Cardinity include Global Payments, Checkout.com, Authorize.Net, MultiSafepay, UniPay Gateway.