Buyer's Guide · United Kingdom
UK Billing and Invoicing Software in 2026
By Rajat Gupta, Founder & Lead Reviewer
This guide ranks the 6 best Billing and Invoicing Software options available in the United Kingdom as of 2026, ordered by SpotScore — a composite of ratings, verified reviews, and feature coverage. All tools listed support UK compliance requirements and are evaluated for suitability in the UK market.
Top Billing and Invoicing Software in the United Kingdom: Quick Comparison
Ranked by SpotScore — a composite of ratings, reviews, and feature coverage
| # | Product | SpotScore | Rating | Pricing model |
|---|---|---|---|---|
| 1 | Zervant | 9.1 | — | Free Trial, Freemium, Subscription |
| 2 | InvoiceBerry | 9.0 | 4.8/5 (35) | Free Trial, Subscription |
| 3 | Bookipi | 8.1 | 4.5/5 (2) | Freemium |
| 4 | Invoicey | 8.0 | — | Quotation Based |
| 5 | Subscribie | 7.8 | — | Free Trial, Freemium, Subscription |
| 6 | Billsby | — | 5.0/5 (349) | Free Trial, Freemium, Quotation Based, Subscription |
1. Zervant
Effortless billing and invoicing for your business.
- SpotScore
- 9.1/10
- Pricing model
- Free Trial, Freemium, Subscription
- Availability
- Available in the United Kingdom
Zervant is a billing and invoicing software that allows you to charge your clients and keep an online record of transactions. It has a more professional UI, and allows its users to choose between a wide variety of themes. Zervant also grants admin privileges to multiple people, for easier collaboration between departments.
2. InvoiceBerry
Streamline your billing and boost your business.
- SpotScore
- 9.0/10
- User rating
- Pricing model
- Free Trial, Subscription
- Availability
- Available in the United Kingdom
InvoiceBerry is a cloud based billing & invoicing software with multi-user capability. It has ability to send bills to multiple customers in bulk, payments tracking, recurring billing functionality, invoice reminding and fully integrated with most payment gateways and merchant accounts. It helps you manage, organize and grow your business over the internet.
3. Bookipi
Simplify finances, save time.
- SpotScore
- 8.1/10
- User rating
- Pricing model
- Freemium
- Availability
- Available in the United Kingdom
Bookipi is an invoicing and expense tracking app for entrepreneurs, small business owners, and independent contractors. It reduces manual data entry by combining invoice creation, expense logging, and financial reporting in one mobile-accessible tool.
4. Invoicey
Get paid faster with Invoicey.
- SpotScore
- 8.0/10
- Pricing model
- Quotation Based
- Availability
- Available in the United Kingdom
Invoicey makes it simple to get those unpaid and overdue invoices taken care of. It only takes a few minutes to get started; just create an account and you can begin uploading past Late Invoices. Our user-friendly platform is tailored to make the management of finances smoother than ever, as it offers a straightforward dashboard and easy to utilize features. You can store and organize your records and documents, plus you can also keep an eye on all late payment records in one tidy
5. Subscribie
Streamline your billing with Subscribie.
- SpotScore
- 7.8/10
- Pricing model
- Free Trial, Freemium, Subscription
- Availability
- Available in the United Kingdom
Subscribie makes it simple and effortless for businesses to collect recurring payments online. With this intuitive builder, you can offer customers endless subscription plans. We provide a convenient online form for customers to enter their information, such as name and address. When customers select their package and complete the form, Subscribie will automatically establish recurring payments going into you account; thus, sparing you from billing customers time and again for services provided. This system is tailored to reduce stress and simplify matters for you
6. Billsby
Streamline your billing and boost your bottom line.
- User rating
- Pricing model
- Free Trial, Freemium, Quotation Based, Subscription
- Availability
- Available in the United Kingdom
Billsby is a web-based billing and invoice software application. It's designed to be efficient, simple and low cost. It is a simple and easy to use invoicing and billing software that will automate your business finances, control your cash flow, minimize errors, generate professional invoices, track payments and help you stay in touch with customers.
How to Choose Billing and Invoicing Software in the United Kingdom
Billing and invoicing software in the United Kingdom must comply with specific regulations that govern financial transactions and reporting. Your business is required to adhere to the standards set by HM Revenue and Customs (HMRC) and the Companies Act 2006, among others. The core challenge you face is ensuring that your chosen software can handle compliance requirements such as Making Tax Digital (MTD) for VAT and Real Time Information (RTI) for payroll. Failure to comply with these regulations can lead to penalties, legal risks, and operational inefficiencies, making it crucial to select software that meets all necessary criteria.
HMRC's position is that all VAT-registered businesses should be signed up for Making Tax Digital and must use compatible software to keep VAT records and file returns — the first thing to settle about any billing and invoicing software product sold into the UK.1 Major players in the market include Sage and QuickBooks, which have tailored solutions to meet compliance needs.
Key Regulations
Making Tax Digital for VAT
Making Tax Digital (MTD) for VAT requires businesses with a taxable turnover above £85,000 to keep digital records and submit VAT returns through compatible software. Your billing and invoicing software must have MTD functionality to ensure that VAT returns are filed electronically and accurately. Non-compliance can result in penalties of up to £400 for late submissions or incorrect filings.
Real Time Information (RTI)
Real Time Information (RTI) mandates that employers report payroll information to HMRC on or before each payday. Your software must support RTI submissions to ensure compliance with payroll reporting requirements. Failure to comply can lead to penalties of £100 per month for late submissions.
Companies Act 2006
The Companies Act 2006 requires UK companies to maintain accurate financial records and issue invoices that comply with specific legal requirements. Your software must generate invoices that include mandatory details such as your company number and VAT registration number. Non-compliance can result in fines and legal challenges.
Consumer Rights Act 2015
The Consumer Rights Act 2015 mandates that businesses provide clear and transparent pricing information. Your billing software must ensure that invoices clearly outline all charges and terms of service. Failure to comply can lead to consumer disputes and potential penalties from trading standards.
Payment Services Regulations 2017
The Payment Services Regulations 2017 require businesses to ensure secure payment processing and transparency in payment transactions. Your invoicing software must support secure payment gateways and provide clear transaction records. Non-compliance can lead to penalties and loss of customer trust.
What to Look For
HMRC-recognised MTD functionality
Your billing software must have HMRC-recognised MTD functionality to ensure compliance with VAT reporting requirements. Verify that the software can submit VAT returns directly to HMRC and maintain digital records as mandated. This feature is critical to avoid penalties associated with MTD non-compliance.
RTI direct submission capability
The software must support direct RTI submissions to HMRC to meet payroll reporting obligations. Confirm that it can report payroll information on or before each payday, as required by law. This capability is essential to avoid monthly penalties for late submissions.
Automated invoice generation with legal compliance
Your software should automatically generate invoices that comply with the Companies Act 2006. This includes mandatory information such as your company number and VAT registration number. Ensure that the vendor can demonstrate compliance with these legal requirements.
Transparent pricing display
The software must provide clear and transparent pricing information on invoices to comply with the Consumer Rights Act 2015. Check that it can itemize charges and terms of service effectively. This feature is crucial to avoid disputes with customers.
Secure payment processing integration
Your invoicing software should integrate with secure payment gateways to comply with the Payment Services Regulations 2017. Verify that it can process payments securely and maintain transaction records. This is vital to protect your business from fraud and maintain customer trust.
Audit trail functionality
The software must provide an audit trail of all transactions to support compliance with financial regulations. Ensure that it can track changes and provide a history of invoices issued and payments received. This feature is important for internal audits and regulatory compliance.
Common mistake: Many UK businesses purchase billing software that claims MTD compliance but fails to meet HMRC recognition standards. This oversight can lead to rejected VAT submissions and significant penalties. Verify the software's compliance status with HMRC before finalizing your purchase to avoid costly mistakes.
Compliance Checklist
Does the software support MTD-compliant VAT submissions?
This question is crucial as MTD compliance is mandatory for businesses with a taxable turnover above £85,000. If the vendor answers no, you will need to seek alternative solutions to avoid penalties.
Can the software submit RTI filings directly to HMRC?
Direct RTI submission is required to meet payroll reporting obligations. If the answer is no, you risk incurring penalties for late submissions.
Does the software generate invoices that meet Companies Act 2006 requirements?
Invoices must include specific legal details. If the vendor cannot confirm this, you may face legal repercussions.
Is the software capable of itemizing charges as per the Consumer Rights Act 2015?
Clear pricing is essential to avoid consumer disputes. A negative response indicates a risk of non-compliance.
Does the software integrate with secure payment gateways?
Secure payment processing is mandated by the Payment Services Regulations 2017. If the answer is no, your business may be exposed to fraud risks.
Questions to Ask Vendors
- Are you listed on HMRC's approved MTD software list?
- How do you ensure compliance with RTI submission requirements?
- What features do you offer to meet Companies Act 2006 invoicing standards?
- Can your software provide an audit trail for all transactions?
- How do you handle updates to VAT rates in your software?
Frequently Asked Questions
Yes, billing software must be HMRC-approved if your business is required to comply with Making Tax Digital (MTD) for VAT. This means the software must be capable of submitting VAT returns electronically. Failure to use HMRC-approved software can result in penalties of up to £400 for late or incorrect submissions. Always check the HMRC-approved software list before making a purchase.
The penalties for late Real Time Information (RTI) submissions can amount to £100 per month for each month the submission is late. Additionally, repeated failures can lead to increased penalties. Ensuring your billing software can submit RTI filings directly to HMRC is crucial to avoid these penalties. Regularly review your payroll processes to ensure compliance.
To ensure compliance with UK law, particularly the Companies Act 2006, your invoices must include specific information such as your company number and VAT registration number. Verify that your billing software can generate compliant invoices automatically. Non-compliance can lead to fines and legal challenges, so it is essential to choose software that meets these requirements.
Yes, electronic invoicing is legally binding in the UK, provided it meets the requirements set out in the Electronic Communications Act 2000. Your invoices must be clear, accurate, and retain the necessary legal information. Ensure your billing software can generate legally compliant electronic invoices to avoid disputes and ensure enforceability.
If your billing software fails to comply with UK regulations, you risk incurring penalties and facing legal challenges. It is crucial to immediately assess the software's capabilities and seek alternatives if necessary. Regularly review compliance requirements and ensure your software is updated to meet any changes in legislation.
In the UK, the VAT registration threshold is £85,000 in taxable turnover. If your business exceeds this amount over a 12-month period, you must register for VAT and charge it on your invoices.
Most billing and invoicing software in the UK offers features for managing recurring billing. This allows businesses to automate the invoicing process for subscription-based services, ensuring timely payments and reducing administrative workload.
Billing software in the UK should support multiple payment methods, including bank transfers, credit/debit cards, and online payment systems like PayPal. This flexibility can improve customer satisfaction and increase the likelihood of timely payments.
Freelancers in the UK must include specific information on their invoices, such as their name, address, VAT number (if registered), and a unique invoice number. Additionally, they should clearly itemize services rendered and include payment terms.
Yes, most billing and invoicing software available in the UK can integrate with popular accounting solutions like Xero, QuickBooks, and Sage. This integration can streamline financial processes and ensure accurate bookkeeping.
When selecting billing software in the UK, consider features such as VAT management, automated invoicing, payment tracking, reporting tools, and compliance with HMRC regulations. These features enhance efficiency and ensure legal compliance.
Billing software can improve cash flow by automating invoicing, reducing the time between service delivery and payment collection. Features like payment reminders and online payment options further encourage timely payments from customers.
Under GDPR, UK businesses must ensure that customer data used in billing and invoicing is processed securely and transparently. This includes obtaining consent for data collection and providing customers with the right to access their data.
Choose billing software that offers flexibility in pricing plans, user capacity, and features. Scalable solutions can accommodate business growth by allowing you to add users, features, or integrations as needed without major system changes.
Cloud-based billing software offers accessibility from any location with internet access, automatic updates, and enhanced security features. This can reduce IT costs and improve collaboration among team members, making it ideal for UK businesses.
What's the Best Billing and Invoicing Payment Software?
Zervant takes first place on 9.1, with InvoiceBerry 0.1 behind on 9. InvoiceBerry rates 4.6 but on only 36 reviews, so treat that figure as early rather than settled. Reviewers put InvoiceBerry top on rating, at 4.6 out of 5.
| # | Product | SpotScore |
|---|---|---|
| 1 | Zervant | 9.1 |
| 2 | InvoiceBerry | 9 |
| 3 | Bookipi | 8.1 |
| 4 | Invoicey | 8 |
| 5 | Subscribie | 7.8 |
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Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].