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Four - Buy Now Pay Later Platforms

Four Alternatives with Better Features

Convenience at your fingertips. Shop now, pay later.

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Trusted by 254,745+ software buyers annually.

Pricing

  • Four offers custom pricing plan

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Four rating: 4.72 alternatives foundBuyers compare 3–5 alternatives before deciding.

Showing 1-2 out of 2

Top rated

List of the Top Four alternatives as of June 2026

Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

8.0

Spot Score

PayFlexi - Payment Gateway Software

PayFlexi

Boost sales with personalized payment options.

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✦ Editor’s PickFree plan available

What is PayFlexi?

Introducing PayFlexi, the ultimate payment gateway solution designed to boost your sales by maximizing client conversions. With this platform, customers can easily pay for products and services using personalized installment and payment options. Say goodbye to multiple payment methods as ...

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Common Features

No common features

Unique Features

  • Invoice Payment

  • PoS Transactions

  • Recurring Billing

+ 2 more

Pricing

Starts from $10/Month, also offers free forever plan

Splitit - Buy Now Pay Later Platforms

Splitit

Secure, Transparent, and Easy-to-Manage Payment Plans

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What is Splitit?

Splitit is a flexible payment platform that enables shoppers to split purchases into manageable monthly installments using their existing credit cards—without new loans, applications, or added interest. Designed for e-commerce retailers, healthcare providers, education services, and home ...

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Common Features

No common features

Unique Features

  • Credit Card Processing

  • Reporting (Analytics)

  • Point of Sale (POS)

+ 1 more

Pricing

Splitit offers custom pricing plan

About the reviewer

Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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