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Four - Buy Now Pay Later Platforms

Four Alternatives and Competitors

Convenience at your fingertips. Shop now, pay later.

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Pricing

  • Four offers custom pricing plan

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List of the Top Four alternatives as of June 2025

Compare business software, products, and services to find the best solution for your business or organization. Use the filters on the left to drill down by category, pricing, features, market segment, user ratings, and more.

8.0

Spot Score

PayFlexi - Payment Gateway Software

PayFlexi

Boost sales with personalized payment options.

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Product Description

Introducing PayFlexi, the ultimate payment gateway solution designed to boost your sales by maximizing client conversions. With this platform, customers can easily pay for products and services using personalized installment and payment options. Say goodbye to multiple payment methods as ...

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Common Features

No common features

Unique Features

  • Invoice Payment

  • PoS Transactions

  • Recurring Billing

+ 2 more

Pricing

Starts from $10/Month, also offers free forever plan

Splitit - Buy Now Pay Later Platforms

Splitit

Transforming the way you Buy Now, Pay Later.

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Product Description

Splitit is an industry-leading platform that enables superior Buy Now, Pay Later services for businesses with its Installments-as-a-Service technology. Bypassing the challenges of traditional BNPL services, Splitit allows merchants to effortlessly generate branded payment plans at the checkout. ...

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Common Features

No common features

Unique Features

No unique features

Pricing

Splitit offers custom pricing plan

PayNet - Payment Processing Software

PayNet

Effortless payments, faster growth.

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Product Description

PayNet is a revolutionary payment platform that offers businesses around the world an easy and secure way to accept payments online. Our software features an online invoicing tool that supports multiple currencies, allowing you to receive payments from customers quicker and more efficiently. ...

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Common Features

No common features

Unique Features

No unique features

Pricing

PayNet offers custom pricing plan

7.5

Spot Score

Zip - Expense Management Software

Zip

Streamline sales with instant spend approvals.

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Product Description

Zip helps merchants maximize their online sales by providing a modern method of spend approvals with instant plug and play integration and streamlined user experience. No more complicated API configurations! Its seamless integration with popular eCommerce platforms such as WooCommerce, Shopify, ...

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Common Features

No common features

Unique Features

  • Multi-level Approval

  • Spend Control

  • Expense Approval

+ 1 more

Pricing

Zip offers custom pricing plan

Frequently Asked Questions (FAQs)

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Popular alternatives include PayFlexi, Splitit, PayNet, Zip and undefined.

Tools like Splitit, Comfi Payments, PayPal Credit, Zip and Klarna are best for small businesses for Buy Now Pay Later Platforms.

This software is researched and edited by

Rajat Gupta is the founder of Spotsaas, where he reviews and compares software tools that help businesses work smarter. Over the past two years, he has analyzed thousands of products across CRM, HR, AI, and finance — combining real-world research with a strong foundation in commerce and the CFA program. He's especially curious about AI, automation, and the future of work tech. Outside of SpotSaaS, you'll find him on a badminton court or tracking the stock market.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].