Chime Mobile Banking Reviews in August 2026: User Ratings, Pros & Cons

Chime is a joke

Chime is a joke. I took 20 of my card and the atm gave a 20 cut in half took a picture and the lady at the counter said dispute it with your bank as I gave what I got to her and I did contact them and so very unhelpful. I've banked with for years and this is what u do. I have pictures to prove it and I contact them but it was just immediately no. SCREW CHIME!!!!!!!! The only reason people like yall is the spot me and the advance on ur pay other than customer service is a joke and they don't ...

Could do better

Never got my money and rewards

Horrible

Horrible! I got rid of them and they sent me an email saying sorry we're leaving you......there's no such thing on this app regarding the "advance". You have to jump through hoops and it's not worth it. I was so frustrated because they wanted me to do all these other things and I just wanted the advance! IT'S A RIPOFF

Extra money

I like chime but I think it’s very stupid on the new part where they allow you so much extra money but then when you get paid and they take it back they only allow a little amount each day to get back again so they take all you owe at once and don’t even allow you to get it back at once

SIGN UP BONUS IS A LIE; DON'T BUY IN. THEY WILL ABSOLUTELY SCREW YOU

Chime offers these amazing sign-ups bonuses. My friend referred me and, despite using her link to sign up, neither of us received the bonus. When I contacted Chime to find out why, even tho they acknowledged that I had never had an account open, never received their service, that in 2020, FOUR YEARS AGO I had "attempted" to open an account, but could not complete it bc my phone number couldn't be verified at the time. Apparently despite never having the account, just even the ATTEMPT ...

I wish I could put no stars

I wish I could put no stars for their customer service. Bunch of liars. Closed my card down without my permission then want to say I told them to do it because of a dispute. I never gave them permission to do anything now I have to wait 3 weeks for a card I didn't request and can't pay my bills or get gas or groceries because of this. I record all conversations to businesses just incase they want to call themselves reading back a transcript putting words in the customers mouth and I never ...

Very reliable and helpful 👍🏻

Date of experience: September 10, 2024

Opened an account today funds are held hostage

Opened an account today and had funds deposited. Didn’t know before opening the account you cannot transfer or withdrawl the funds until your card arrives in the mail. It will be two weeks before the card arrives and the funds are available to be transferred. I will not use Chime in the future

No customer service at all!

No customer service at all!! Never can fix a problem by calling?! They always have to email somebody else and then 3 days later you hear nothing enough to call back again? Meanwhile you're also emailing them and getting no response??? I have an issue going on two weeks that's still not able to be fixed? Go to a real bank where you can walk on and get assistance . I just had another phone call with chime again and was told again that they need to email someone and that I was told again to ...

I'd give a zero rating.

I can't give this company a low enough ranking. They boast free ATM's. The free ATM closest to me has been out of order for months. Next closest one charges me $3 on the spot then Chime charges me $2.50 for not using one of theirs.