Chime Mobile Banking Reviews in June 2026: User Ratings, Pros & Cons

The worst customer Service I have ever encountered

I signed up for a service called Adobe, Inc. in May. I cancelled on 06/17/24 which was verfied by them by a confirmation email. In July, Adobe charged by account $21.24. I contacted them to confirm cancellation and told Chime to block them from being paid on my account. They agreed. In August another $21.24 came thru it was denied by Chime but paid them anyway. I wrote a letter to Chime explaining I had blocked this company and that they have incorrect information like my name zip and ...

Chime stole forty dollars from me.

I have used Chime for several years now, and had a great experience. The credit builder card is great. There is no-fee overdraft. There is a payday advance. My name is Mark Crawford, and a couple weeks ago, I tried to use an ATM and CVS pharmacy near my hospital in New York. The intended withdrawal amount was $40.00. After entering my PIN number and selecting the amount, the screen read: “transaction canceled.” There was no receipt. Just a canceled transaction. I checked my Chime app, and ...

Mypay

I have been with chime for years. They had the Mypay option a few months back and ended in May. This feature was very useful for my life. Now they have restarted the my pay and honestly I'm so angry with how it is. I am making more than I was and my credit limit is only 100 of my pay. I used to be getting 500 of an advance and now it's only 100. No one is sure of what that is and I think that is a messed up method.

Chime is not a real bank

Chime is not a real bank. They are unable to investigate issues with their infrastructure. If your money gets lost, they will just keep the ticket open for 6 months before denying it and pocketing your money.

Someone stole my bill folder and got access to my chime card and withdrawed money from a couple of atm's and they do want to replace my money if I don't get my money back I'm going to sue them

Someone stole my bill folder and got access to my chime card and went to a couple of atm's and withdrawed money from my account and now they don't want to replace the money and I'm going to take further actions which is sue their asses from being unprofessional and not haveing a good investigational team

I had this bsnk for about two years and…

I had this bsnk for about two years and it was a nightmare it was not thst hard to open the account and they already had thar 200 adcance if and only if yiu signed up for direct deposit and yiu still hsve tk wait ungil s deposit comes thru and thats not all two times they rejected incoming deposits and as if that wasnt enough when i finally got a deposit it was hell tryng to get my money back i mean i could omly make purchases what hsppened was i forgot what email i had used and they were ...

The MyPay is an actual joke

The MyPay is an actual joke, they change the amount every paycheck and there is no real logic to it. They raise it 100 to cut it 150 the next time. One time they raised it then the next check which was bigger they cut it 150. Customer service is a joke, one person said sorry that happened I understand we will have it fixed back to the previous amount in a few days..nothing. Then the next customer service rep said, make more and you will get more. They referenced an old check that had lots ...

I had this bsnk for about two years and…

I had this bsnk for about two years and it was a nightmare it was not thst hard to open the account and they already had thar 200 adcance if and only if yiu signed up for direct deposit and yiu still hsve tk wait ungil s deposit comes thru and thats not all two times they rejected incoming deposits and as if that wasnt enough when i finally got a deposit it was hell tryng to get my money back i mean i could omly make purchases what hsppened was i forgot what email i had used and they were ...

Could do better

Never got my money and rewards

Chime is a joke

Chime is a joke. I took 20 of my card and the atm gave a 20 cut in half took a picture and the lady at the counter said dispute it with your bank as I gave what I got to her and I did contact them and so very unhelpful. I've banked with for years and this is what u do. I have pictures to prove it and I contact them but it was just immediately no. SCREW CHIME!!!!!!!! The only reason people like yall is the spot me and the advance on ur pay other than customer service is a joke and they don't ...