Chime Mobile Banking Reviews in June 2025: User Ratings, Pros & Cons

Chime is the very, very worst for personal banking.

Chime is great - until I need to deposit money. Even at the places that have "free" deposits on their Cash Map, and even though I have a $1000 limit for deposits, these retailers are charging $4.95 per transaction, and limiting my deposit below my Chime limit. The Chime ATM doesn't accept deposits. I am being charged $50 for ten $300 deposits over 10 days to get my apron-string money from my husband deposited into my Chime bank account. Today, it has cost me 3 hoirs to drive aroumd town to ...

They stole 13,000 from my account

They stole 13,000 from my account. I'm making a police report today.

I had Chime for a little over 2 years…

I had Chime for a little over 2 years an no problems. I lost my job and they closed my account. I had a positive balance. When I called to find out the reason why my account was being closed I was told that they could not release that information. Why not?!? I have done proven this was my account. I am about to start a new job and tried applying for another Chime card and a message came across that they cannot give me an account at this time and that the customer service representatives ...

Very thankful I have Chime...They are the Best!

I have nothing but great things to say about chime! They are amazing and are always on top of things like catching fraudulent transactions before it happens! I love my Chime! They really are the best!!!!!

Its easy to access and simple to use

The greatest banking app by far if someone u know sends u a spot me thats easy free convenient money

They decide when and where you can…

They decide when and where you can spend your own money. Don't waste your time on this garbage!!

I spent three weeks trying to get my…

I spent three weeks trying to get my account unblocked only to get it unblocked within 30 min it was blocked again. Then had to wait 8 hours to review my information.unfortionally they seemed shocked I closed my account. Well it took me 3weeks sending documents to get it unblocked.will not telling anyone to use chime I am so stressed over this and there apologies mean nothing.got tired of hereing it. And there music stinks too!!¡!!!!

Chime SUCKS!!!

Chime closed my account because I had a large deposit come in to my acct. They told me I had to show them a paystub to verify the deposit and I explained to them that the deposit didn't come from an employer. I showed them the email from where the deposit came from. It was a legit deposit and they still closed my account. I bank with navy federal and deposits come in from this company all the time and Navy federal had never questioned my deposits and they are a federal bank. Everytime I try ...

DO NOT USE CHIME

DO NOT USE CHIME, THEY CHARGE $2.50 JUST TO TAKE OUT YOUR OWN MONEY FROM ATM. WHAT A RIP OFF!! AND YOU CAN NO LONGER DISPUTE CHARGES ONLINE.

“Run for the Hills”! Chime Sucks!

Yes, chime does really suck. They were great until my direct deposit stopped. Not helpful or willing to stop a mobile check deposit that was ‘all of a sudden’ going to take over a week to clear. I think it was because I had stopped my one direct deposit and hadn’t been able to start the new one, which by the way was their fault as well. So, let me explain… when getting direct deposit they would spot me some of my mobile deposit until it cleared in 3 days. Once my direct deposit stopped from ...