Chime Mobile Banking Reviews in June 2025: User Ratings, Pros & Cons

Honestly chime my pay sucks last pay…

Honestly chime my pay sucks last pay check I got 500 dollar credit limit but I got it on an allowance only 50 dollars here 80 there they give you a daily allowance up until 500 so in all actuality it takes a week or 2 to get the whole 500 and this pay check I got a bigger direct deposit then the last -500 because I paid them back and my pay is only 170 which I only got 80 the first day and today I got 27 I wouldn’t depend on it they didn’t make me aware that it was an allowance I got myself ...

I signed up for Chime's Credit Builder…

I signed up for Chime's Credit Builder credit card over a year ago, hoping it would help boost my credit score as promised. I used the card regularly, paid off balances, and followed all their guidelines. Yet, after more than a year, my credit hasn’t improved at all. To be clear, this has nothing to do with damaged credit history—I have a new social security number and wasn’t trying to rebuild anything from the ground up. When I reached out to Chime's customer service to express my ...

Highly recommend Chime

I just had the best experience with Chimes customer service. It's been a long a time since a person sounded like they enjoyed there job

This bank I will never use again they…

This bank I will never use again they are lying I been waiting on my money to be deposited for 3 days now

Told to wait a month for over four thousand dollars of my money

I am missing over $4000 dollars because of Chime's mistake, and facing fees with my credit card company and dings to my credit because of it. Chime arbitrarily decided to close my account with them with no justification, I was told that they could not disclose the reason. My account was never overdrawn, I kept a solid amount of money in it at all times, and sent and received payments the same way I have with every other bank account I have ever owned. I have never had an account closed on ...

Chime is definitely A mixed bag for me…

Chime is definitely A mixed bag for me when it comes to reviews. They refunded one fraudulent charge out of a Florida red Robin, but didn’t refund the other. How is one fraud when the other is not also fraud ? I live in California I don’t know, but they were both done either on the same day or one day after another, but only one was refunded? That was years ago now, but it’s still kept me mindful, i hardly use my chime card bc of the $80 i lost to someone else using my card number to buy ...

If i could gibe zero i would

If i could gibe zero i would. Amazon cancled transaction and never took the money. Now have to wait 7 days for pending to expire. They can not override even tho Amazon never had the money. My pay keeps going down and will only allow me to use 50% of credit amount even day of my pay check can still not get full credit amount

Extremely Disappointed with Chime's Customer Service and Account Handling

I am writing to express my frustration with Chime’s handling of my account and the lack of communication regarding its closure. On August 30, 2024, my account was closed without any prior notice or communication. I only discovered this when I logged into the Chime app on October 9, 2024, and was shocked to find that my account no longer existed. Despite my immediate attempts to contact customer service, I received conflicting information. Initially, I was told that my account had been ...

I had a pending charge of $89.27 on…

I had a pending charge of $89.27 on Sunday on Monday pending charge was gone. The charge is not even on my app anymore it was not even in their system the only thing I can say is I'm out $89.27. I thought I had been having money issues for the last month or so so this month I decided to watch. And sure enough evidently I was right I am having money issues with chime. Even with screen recording and my app and sending them pictures of what I was saying they still cannot help me get my $89.27 ...

These people do not care about you at…

These people do not care about you at all. I transfer money from my banking account to my chime account. They took the money out on my banking account and now they're holding my money. Won't release it to me. I've been calling them all day.Because there is a hurricane that about to hit the state of Florida. In hopes that they would do something to help me get my money quicker, they did it worst banking app ever