Chime Mobile Banking Reviews in June 2026: User Ratings, Pros & Cons
Banking made easy, anytime, anywhere.
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Chime Mobile Banking offers custom pricing plan
Chime Mobile Banking Reviews & Ratings
Spotsaas Editor’s POV
Chime is a mobile-first banking app designed to simplify everyday financial management for modern users. It combines no-fee checking and savings accounts with a clean app interface, early payday access, automatic savings tools, and minimal banking friction. Chime’s focus on transparent pricing and digital convenience appeals to users tired of traditional bank ...Read more
Chime Mobile Banking pros and cons
The intuitive app design makes it easy to send money, check balances, and manage accounts on the go without visiting physical branches.
Instant notifications for transactions, low balances, and direct deposits help users stay aware and in control of their money.
Built-in features let users round up transactions or transfer small amounts into savings automatically, supporting better financial habits.
Users get paid up to two days early when they set up direct deposit, improving cash flow for bills and budgeting.
Some users report slower response times or limited support channels compared to traditional banks.
Access to certain ATMs may incur charges unless users use Chime’s partner network or get fee rebates through membership requirements.
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Showing 191-200 out of 389
DE
Deondre Eddie Jones
06/21/24
My old account has been closed for no…
My old account has been closed for no reason now I can't use my debit card and I can't login to my account
DE
Deondre Eddie Jones
06/21/24
My old account has been closed for no…
My old account has been closed for no reason now I can't use my debit card and I can't login to my account
A
asdlfjasdh
06/20/24
Stay clear
Someone used my email address to sign up with them and I'm getting all the emails about the card being issued. I contacted them via IG to ask them to remove my email. I was told 3 times to just call them. I explained 3 times that I'm in the UK and won't be paying a small fortune to call them in the US. They still haven't removed my email. Absolutely tone-deaf customer service and I feel sorry for anyone who is actually a customer.
C
customer
06/20/24
Abhorrent customer service/no intelligent customer service.. …
This company needs to close.Abhorrent customer/no intelligent Customer service
KM
Kimberly Maxwell
06/20/24
The worst experience again today a…
The worst experience again today a supervisor kept talking over me and told me that I wasn’t listening which you don’t tell an upset customer especially one who isn’t using foul language. I was told multiple times that a company would be blocked, I have already called 4 times and filed at least 5 disputes but here we are today and I was charged again for a transaction that the bank shouldn’t have allowed. The chime card was used in error by my son who then cancelled the order thinking chime ...
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KY
Kita Yvette
06/20/24
Been with chime for years years
Been with chime for years I don’t even use my credit builder I just transfer to my debit card woke up to a negative account due to apple charges, reported it as fraud and chime denied the claim even though I don’t even use the card. My fico score is up because of me not chime this bank is pointless and will let a merchant rob you blind
SB
Sherry Barber
06/20/24
Chime is a horrible institution it lost…
Chime is a horrible institution it lost me my belongings my vacation and now im broke down and chime says no you can't have your money
KY
Kita Yvette
06/20/24
Been with chime for years years
Been with chime for years I don’t even use my credit builder I just transfer to my debit card woke up to a negative account due to apple charges, reported it as fraud and chime denied the claim even though I don’t even use the card. My fico score is up because of me not chime this bank is pointless and will let a merchant rob you blind
C
customer
06/20/24
Abhorrent customer service/no intelligent customer service.. …
This company needs to close.Abhorrent customer/no intelligent Customer service
A
asdlfjasdh
06/20/24
Stay clear
Someone used my email address to sign up with them and I'm getting all the emails about the card being issued. I contacted them via IG to ask them to remove my email. I was told 3 times to just call them. I explained 3 times that I'm in the UK and won't be paying a small fortune to call them in the US. They still haven't removed my email. Absolutely tone-deaf customer service and I feel sorry for anyone who is actually a customer.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].