Chime Mobile Banking Reviews in June 2026: User Ratings, Pros & Cons
Banking made easy, anytime, anywhere.
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Chime Mobile Banking offers custom pricing plan
Chime Mobile Banking Reviews & Ratings
Spotsaas Editor’s POV
Chime is a mobile-first banking app designed to simplify everyday financial management for modern users. It combines no-fee checking and savings accounts with a clean app interface, early payday access, automatic savings tools, and minimal banking friction. Chime’s focus on transparent pricing and digital convenience appeals to users tired of traditional bank ...Read more
Chime Mobile Banking pros and cons
The intuitive app design makes it easy to send money, check balances, and manage accounts on the go without visiting physical branches.
Instant notifications for transactions, low balances, and direct deposits help users stay aware and in control of their money.
Built-in features let users round up transactions or transfer small amounts into savings automatically, supporting better financial habits.
Users get paid up to two days early when they set up direct deposit, improving cash flow for bills and budgeting.
Some users report slower response times or limited support channels compared to traditional banks.
Access to certain ATMs may incur charges unless users use Chime’s partner network or get fee rebates through membership requirements.
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Showing 141-150 out of 379
JS
Jonah Samuels
07/16/24
I used to love this bank but....
I used to love this bank, it has great features and honestly it would be better if the custom service actually cared. I was charged by Amazon on the 5th for an order which I did. The charge went through almost within the hour after I made this order. But somehow down the line, on the 13th I was charged again for 86.78. Chime supports claims there isn't a transaction on the 5th. The agent was rude after I tried to explain what I did. It's like the agent didn't care anymore. I wasn't blaming ...
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MG
Michael Goroum
07/15/24
0 stars
0 stars. This place is a DUCKING joke over 6 months and no physical card and when a card does show up it’s late as hell and it’s been cancelled because I called after it said it was delivered the company is a JOKE
WL
William Lopeez
07/15/24
Chime is worthless customer service is…
Chime is worthless customer service is no good they don't want to assist with anything they don't want to do their job I'm waiting on an investigation they can take anywhere from two weeks to 3 months over something that took me less than an hour to find out the answer to
TR
Toni Risch
07/15/24
This is the first review I've EVER…
This is the first review I've EVER done. I can't say enough about this online bank. Being a single mom of 2, there are many times I need a little extra help in between paychecks and Chime's Payday advance has been an absolute life SAVER! Not to mention their Spot me benefit that covers some expenses that otherwise would be declined. Spot me will allow the transaction to go through. I highly recommend this bank to anyone looking for peace of mind in between paychecks and the security of ...
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DJ
David Jensen
07/14/24
App is a piece of work
App is a piece of work 5 times I filled out app I got frustrated and uninstalled Garbage your app isn't working
AC
Alysha Cummings
07/13/24
Chime withholding government funds
I deposited three checks from the US treasury to my Chime account. They told me each one would take up to five business days to deposit, despite the law being that government funds are to be made available within one or two business days. Well, it’s day five and I still don’t have the funds for the first check. I’ve reached out to the CFPB to get it resolved. Beware of this non-bank!!!!!
MM
Monica M
07/13/24
Chime is horrid
This company is horrid! I enrolled in their service and can’t receive their debut card. They have tried twice to get the card to me and I have yet to receive the card. Where is it? Their customer service tell me to call their number and I did the first time. I was then told they couldn’t help me. I told them about a PO Box I used and they took the information but I still haven’t received a card. Why would I contact them a second time? A waste of my time.
JM
Jeremiah McClanahan
07/13/24
Chime is extremely helpful in many way
Chime is extremely easy to use, helpful, handy
BL
Bigdaddy Lemon
07/12/24
No longer using chime
I mostly liked chime but after 4 years I made one dispute over a Chinese company that scammed me and chime didn't even try to help although I had proof that I was offered a refund I never received
LW
Latifa Wolfe
07/12/24
I’ve had chime for years with no…
I’ve had chime for years with no issues. However, I’ve filed 2 disputes for the same charge, and both were denied. I have provided receipts, pictures and etc to support my claim. I was told it was denied due to lack of evidence. Do not bank with these people. I’m currently in the process of cling my accounts. I have also warned my friends and family that I referred as well. I’ve been fighting for my money to be refunded since May! This is ridiculous
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