Chime Mobile Banking Reviews in June 2026: User Ratings, Pros & Cons
Banking made easy, anytime, anywhere.
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Chime Mobile Banking offers custom pricing plan
Chime Mobile Banking Reviews & Ratings
Spotsaas Editor’s POV
Chime is a mobile-first banking app designed to simplify everyday financial management for modern users. It combines no-fee checking and savings accounts with a clean app interface, early payday access, automatic savings tools, and minimal banking friction. Chime’s focus on transparent pricing and digital convenience appeals to users tired of traditional bank ...Read more
Chime Mobile Banking pros and cons
The intuitive app design makes it easy to send money, check balances, and manage accounts on the go without visiting physical branches.
Instant notifications for transactions, low balances, and direct deposits help users stay aware and in control of their money.
Built-in features let users round up transactions or transfer small amounts into savings automatically, supporting better financial habits.
Users get paid up to two days early when they set up direct deposit, improving cash flow for bills and budgeting.
Some users report slower response times or limited support channels compared to traditional banks.
Access to certain ATMs may incur charges unless users use Chime’s partner network or get fee rebates through membership requirements.
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Showing 151-160 out of 379
RI
Renee Ingram
07/12/24
Worse experience
I’ve only had this for about 2 months. I immediately started seeing charges for purchase I did not make. So I reported the card lost and ask for a new card. It has been two months. I have requested the card twice but no card. Each time the app says it was delivered. The customer service number noted does not even answer. Worst ever!!
GB
Gnoj Bryan
07/11/24
I loved this bank until
I used to love this bank know I don't know I'm at the point where I want to switch this bank because I just had a recent incident happen with my check that was deposited to my chime account I went to a ATM to draw half of my check which was 523.and some cents I drew 300 from the ATM was getting my card out the ATM but by time I did they ATM alluded my money back I didn't get any of my money that was dispensed because they ATM took it back so I called the people that owned the ATM that I ...
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MP
Michael Pullen
07/09/24
Chime is a bunch of thiefs
Ok I had 5000 usd wired to a chime account they told me they were rejecting the transfer but the company that wired it said it shows it went through on their end but chime has not put the money in the account so they said they are rejecting it but appears they think they are just going to except it and not put it in the account I've already contacted my lawyer and he is preparing to file papers on them this money is from another lawsuit I have going so starting a new one will not bother me ...
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ST
Sekina Tyson
07/07/24
Great app
Great app overdraft is great just wish it would let you get the $200 you only get 5 people a month other than that it's a great application and banking
AL
Amya Lien
07/07/24
The absolute WORST BANK IVE EVER USED…
The absolute WORST BANK IVE EVER USED IN MY LIFE ! $1100 stolen from me, I filed a dispute & REPORTED MY CARD STOLEN! THEY DID NOTHING TO HELP ME GET MY MONEY BACK AT ALL. I will never in my life use chime again. I even gave the information they needed like the receipts and police report.
AB
Aaliyah Blair
07/07/24
The chime horror
Awful the agent don’t know anything bunt …… not even a supervisor they will literally lie to you worst company I’ve ever dealt with
TH
Tammy Hobbs
07/06/24
Great service and great card
Great service, overdraft privileges, great deals, get pay check 2 days early, easy disputes, helps credit score, you can pay anyone, get paid by anyone easily, move money easily.... Best thing I've gotten in a long time!!!
BL
barbie lyman
07/05/24
🤬🤡 First of all why do I have to give…
🤬🤡 First of all why do I have to give just one star to these fake ass people who doesn't speak no english they don't deserve it at all and me and my fiance have been trying for over 2 months to get my named changed cause i used my nickname and they put the wrong address and blamed it on us and they have the last 4 of my social security number to fix my account they say everything is fine but when it comes to sending me the email o we sent you one right away while we are on the phone with ...
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TL
Tristan Lee
07/05/24
I get my direct deposits on chime
I get my direct deposits on chime. But I wouldn't recommend this to anyone. You can't send money to anyone unless they're on chime. I had to add the chime card on PayPal so I could have PayPal take money from chime then easily send money where it needed to go from PayPal. Chime makes it impossible to send money out. Makes me so mad. I wish I never used chime. I don't want to refer any friends, Chime. Quit trying to make me. I like my friends and wouldn't put you near my friends, Chime. You suck.
TL
Tristan Lee
07/05/24
I get my direct deposits on chime
I get my direct deposits on chime. But I wouldn't recommend this to anyone. You can't send money to anyone unless they're on chime. I had to add the chime card on PayPal so I could have PayPal take money from chime then easily send money where it needed to go from PayPal. Chime makes it impossible to send money out. Makes me so mad. I wish I never used chime. I don't want to refer any friends, Chime. Quit trying to make me. I like my friends and wouldn't put you near my friends, Chime. You suck.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].