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Top 5 Free Safepay Alternatives, Compared (2026)

Explore 5 alternatives to Safepay — vetted by our editors with real user reviews, pricing, and feature comparisons.

A quick look at the 5 best free Safepay alternatives

Quick answer

The best Safepay alternatives to try first are PrivateVPN, Avast SecureLine VPN and Guardio. PrivateVPN earns the highest SpotScore (9.1) and a 4.94★ rating. Compare all 5 on score, rating, and pricing below.

Whether it's the bill, a missing capability, or the day-to-day friction, plenty of teams leave Safepay. These 5 payment gateway software free alternatives are where they tend to land. We order them by SpotScore (real-user satisfaction and market presence), star ratings, and pricing. Editors vet each one. Skim the table, then read on for detail.

ProductSpotScoreRatingPricingBest for
PrivateVPNSecurely connect to your home network from anywhere.9.1★★★★★ 4.94(3043)Freefrom $2.50/moteams of all sizes
Avast SecureLine VPNSecure your online world with one click.8.2Not yet ratedFreefrom $4.99/moteams of all sizes
GuardioKeep your online world safe and secure.—Not yet ratedFreefrom $15/moteams of all sizes
Cheddar UpStreamline payments and boost sales with ease.8.6★★★★☆ 4.4FreeFreemium · Subscriptionteams of all sizes
InstamojoSecure and seamless online payments made easy.8.6★★★☆☆ 2.6(14)FreeFreemium · Subscription · Quotation Basedteams of all sizes

9.1

SpotScore

PrivateVPN - VPN Software

PrivateVPN

Securely connect to your home network from anywhere.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

4.9

3043 verified reviews

Add to compare

What is PrivateVPN?

PrivateVPN lets you instantly access your home network from anywhere in the world. This software-based solution provides you with a secure and anonymous Internet connection through the usage of a virtual private network (VPN). The safety of WiFi connections, online bank transactions and credit ...

Read more about PrivateVPN
Free Trial

8.2

SpotScore

Avast SecureLine VPN - VPN Software

Avast SecureLine VPN

Secure your online world with one click.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is Avast SecureLine VPN?

: Avast SecureLine VPN provides ultimate online security with just one click. Safeguard your internet connection from hackers while using public Wi-Fi, block third-party tracking of your online activities, and access your desired content regardless of your location. This smart VPN ...

Read more about Avast SecureLine VPN
Free TrialTry Free →

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Guardio - Website Security Software

Guardio

Keep your online world safe and secure.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

Add to compare

What is Guardio?

Guardio is designed to build a secure digital environment - one that prevents phishing attacks, blocks intrusive notifications and shields confidential information. Installing the lightweight extension on your browser grants you quick access and extended protection from malicious emails, ...

Read more about Guardio
Free TrialTry Free →·

Guardio offers custom pricing plan

8.6

SpotScore

Cheddar Up - Payment Gateway Software

Cheddar Up

Streamline payments and boost sales with ease.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

4.4

Add to compare

What is Cheddar Up?

Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...

Read more about Cheddar Up

Starts from $10/Month, also offers free forever plan

8.6

SpotScore

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

2.6

14 verified reviews

Add to compare

What is Instamojo?

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...

Read more about Instamojo

Instamojo offers custom pricing plan

The case for each pick

PrivateVPN9.1Best for teams of all sizes

Easy access to home network

Watch for: Limited server locations

Avast SecureLine VPN8.2Best for teams of all sizes

One-click online security

Watch for: Limited server locations

GuardioBest for teams of all sizes

Prevents phishing attacks

Watch for: Limited to browser protection

Cheddar Up8.6Best for teams of all sizes

No chargebacks or monthly fees

Watch for: Limited customer support options

Instamojo8.6Best for teams of all sizes

Quick response time from the team, enabling fast payment collections and payouts within 72 hours.

Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.

Why teams look for a Safepay alternative

Before comparing options, it helps to name why teams leave Safepay in the first place:

  • Limited payment processing features
  • Not a full payment gateway
  • May require additional tools

What to prioritize in a Safepay alternative

Here's the data-driven picture across all 5 payment gateway software free alternatives: 5 offer a free tier; paid plans run $2.5–$15, with PrivateVPN the cheapest entry point; and PrivateVPN is the highest rated at 4.94★ across 3043 reviews.

Our scoring approach.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Safepay are PrivateVPN (4.9★), Cheddar Up (4.4★), Instamojo (2.6★). Compare all 5 alternatives side-by-side above.

When evaluating alternatives to Safepay, prioritize: Invoice Payment, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Safepay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Which Safepay alternative makes sense for you?

  • On a budget / just exploring: start with a free tier — PrivateVPN, Avast SecureLine VPN and Guardio let you evaluate without paying upfront.
  • If real-user ratings matter most: PrivateVPN has the strongest star rating (4.94★) among the options with verified reviews.
  • Want the safest pick: PrivateVPN has the highest Spotsaas Score (9.1) in this list — a strong default if you're unsure.

What switching from Safepay takes

Moving away from Safepay is lower-risk with a phased approach. Export your data, test that the new tool imports it, and verify your key workflows. Run a small pilot before the full switch, and don't drop Safepay until the migration's complete. Free trials above help you test first.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].