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Safepay Alternatives: 3 Options Compared, Including Free (2026)

Explore 3 alternatives to Safepay — vetted by our editors with real user reviews, pricing, and feature comparisons.

A quick look at the 3 best free Safepay alternatives

Quick answer

The best Safepay alternatives to try first are SuperPay, Cheddar Up and Instamojo. SuperPay earns the highest SpotScore (8.3) and a 4.7★ rating. Compare all 3 on score, rating, and pricing below.

Whether it's the bill, a missing capability, or the day-to-day friction, plenty of teams leave Safepay. These 3 payment gateway software free alternatives are where they tend to land. We order them by SpotScore (real-user satisfaction and market presence), star ratings, and pricing. Editors vet each one. Skim the table, then read on for detail.

ProductSpotScoreRatingPricingBest for
SuperPayStreamlining payments for secure transactions.8.3★★★★★ 4.7FreeFree Trial · Quotation Basedteams of all sizes
Cheddar UpStreamline payments and boost sales with ease.8.6★★★★☆ 4.4FreeFreemium · Subscriptionteams of all sizes
InstamojoSecure and seamless online payments made easy.8.6★☆☆☆☆ 1.43(14)FreeFreemium · Subscription · Quotation Basedteams of all sizes

8.3

SpotScore

SuperPay - Payment Gateway Software

SuperPay

Streamlining payments for secure transactions.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

4.7

Add to compare

What is SuperPay?

SuperPay is a payment gateway software which allows users to accept credit card payment on their website and transfer the amount to their bank account. With its 100% secured and PCI-DSS compliant cloud solution, SuperPay will ensure that your customers can make payments without worrying about ...

Read more about SuperPay
Free TrialTry Free →·

SuperPay offers custom pricing plan

8.6

SpotScore

Cheddar Up - Payment Gateway Software

Cheddar Up

Streamline payments and boost sales with ease.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

4.4

Add to compare

What is Cheddar Up?

Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...

Read more about Cheddar Up

Starts from $10/Month, also offers free forever plan

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8.6

SpotScore

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

1.4

14 verified reviews

Add to compare

What is Instamojo?

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...

Read more about Instamojo

Instamojo offers custom pricing plan

The main Safepay competitors

Buyers comparing Safepay usually weigh it against these 3 payment gateway software competitors, starting with SuperPay, Cheddar Up and Instamojo. Each is compared against Safepay on rating, pricing and feature coverage below.

Tools similar to Safepay

Searches for "sites like Safepay" and "apps like Safepay" land on the same shortlist as "Safepay alternatives" — the 3 options below cover both, whether you want a like-for-like replacement or something lighter.

The case for each pick

SuperPay8.3Best for teams of all sizes

100% secure payments

Watch for: Limited payment options

Cheddar Up8.6Best for teams of all sizes

No chargebacks or monthly fees

Watch for: Limited customer support options

Instamojo8.6Best for teams of all sizes

Quick response time from the team, enabling fast payment collections and payouts within 72 hours.

Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.

Why teams look for a Safepay alternative

Before comparing options, it helps to name why teams leave Safepay in the first place:

  • Limited payment processing features
  • Not a full payment gateway
  • May require additional tools

What to prioritize in a Safepay alternative

Here's the data-driven picture across all 3 payment gateway software free alternatives: 3 offer a free tier; and Instamojo is the highest rated at 1.43★ across 14 reviews.

Our scoring approach.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Safepay are SuperPay (4.7★), Cheddar Up (4.4★), Instamojo (1.4★). Compare all 3 alternatives side-by-side above.

When evaluating alternatives to Safepay, prioritize: Invoice Payment, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Safepay is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Which Safepay alternative makes sense for you?

  • On a budget / just exploring: start with a free tier — SuperPay, Cheddar Up and Instamojo let you evaluate without paying upfront.
  • If real-user ratings matter most: Instamojo has the strongest star rating (1.43★) among the options with verified reviews.
  • Want the safest pick: SuperPay has the highest Spotsaas Score (8.3) in this list — a strong default if you're unsure.

What switching from Safepay takes

Moving away from Safepay is lower-risk with a phased approach. Export your data, test that the new tool imports it, and verify your key workflows. Run a small pilot before the full switch, and don't drop Safepay until the migration's complete. Free trials above help you test first.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].