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8 Best Paytm Payment Gateway Free Alternatives in 2026

Explore 8 alternatives to Paytm Payment Gateway — vetted by our editors with real user reviews, pricing, and feature comparisons.

9.8

Spot Score

PayPal - Payment Gateway Software

PayPal

Easy, secure payments at your fingertips.

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What is PayPal?

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to use and its fees are paid by the merchant, not the consumer.

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PayPal offers custom pricing plan

9.1

Spot Score

Razorpay - Payment Gateway Software

Razorpay

Streamline your payments with ease.

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What is Razorpay?

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...

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Razorpay offers custom pricing plan

8.6

Spot Score

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

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What is Instamojo?

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports various credit/debit cards, multi-currencies and PayPal.

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Instamojo offers custom pricing plan

8.5

Spot Score

UniPay Gateway - Payment Gateway Software

UniPay Gateway

The key to seamless online payments.

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What is UniPay Gateway?

UniPAY Gateway is a payment gateway software. It is developed to automate e-commerce projects and provide online businesses with the ability to accept credit card data, authorize it, and store it into database automatically.

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UniPay Gateway offers custom pricing plan

8.4

Spot Score

Airpay - Payment Gateway Software

Airpay

Effortless and secure online payments made simple.

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4.0

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What is Airpay?

Airpay is cloud-based payment gateway software, which allows you to accept online payments on websites, mobile applications and kiosks. It can be setup in minutes with minimal effort and is pre-integrated with the most popular ecommerce platforms available today. It can accept payments from any ...

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Airpay offers custom pricing plan

8.2

Spot Score

Atom Paynetz - Payment Gateway Software

Atom Paynetz

Unlock limitless payment options for your business.

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What is Atom Paynetz?

AtomPaynetz is a payment gateway software and multilingual that allows your business to use the latest payment systems, such as credit cards, e-wallets (online wallets), independent payments and various local payment methods in order to obtain maximum sales.

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Atom Paynetz offers custom pricing plan

8.0

Spot Score

DirecPay - Payment Gateway Software

DirecPay

Simplify payments with ease.

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What is DirecPay?

DirecPay is a payment gateway software system designed to make the process of accepting credit cards and other electronic payments easy and cost effective. It's customizable to your business needs, including specialized reports that track customers and their transactions, inventory and more. ...

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DirecPay offers custom pricing plan

PayU - Payment Processing Software

PayU

Securely accept payments with ease.

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What is PayU?

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of their customers.

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PayU offers custom pricing plan

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Paytm Payment Gateway are UniPay Gateway (4.5★), Airpay (4.0★), Razorpay (3.8★). Compare all 8 alternatives side-by-side above.

When evaluating alternatives to Paytm Payment Gateway, prioritize: Invoice Payment, PoS Transactions, Multiple Currency Processing, Recurring Billing, Website Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Paytm Payment Gateway is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

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