Find 17 Best Payment Processing Software with API Integration in July 2026
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What is Wallester?
Wallester is a financial technology company that revolutionizes expense management for businesses, offering an innovative approach to optimizing corporate finances. As an official Visa partner, Wallester Business provides a seamless solution for issuing corporate cards tailored to various ...
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ePayPolicy
Simplifying Secure Online Payments and Accounting for the Insurance Industry
Best for: Mid-market · Enterprise
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What is ePayPolicy?
ePayPolicy offers secure, efficient online payment solutions tailored to the unique needs of the insurance industry. Designed to eliminate the complexities of payment processing, ePayPolicy provides a seamless platform for agencies, brokers, MGAs, premium finance companies, and carriers to ...
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Marqeta
Empowering endless possibilities in payment technology.
Best for: SMB teams · Mid-market · Enterprise
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What is Marqeta?
Marqeta is pioneering the world of card issuing and payment processing. Introducing an open API platform to increase speed and efficiency - Marqeta provides an innovative payment experience across various apps and services you use daily. We have designed our platform from the ground up, ...
Read more about MarqetaMarqeta offers custom pricing plan

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What is inai?
Inai is the perfect platform for global payment integration that helps maximise profits for businesses. Its founders have extensive entrepreneurial and investor experience, and offer a range of flexible business and pricing models. There’s no coding necessary - businesses can use the payment ...
Read more about inaiStarts from $500/Month, also offers free forever plan

Wisetack
Empowering businesses and customers through flexible financing.
Best for: SMB teams · Mid-market · Enterprise
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What is Wisetack?
Wisetack is an embedded consumer financing platform that lets businesses offer buy-now, pay-later options for in-person services. The API-driven integration handles the sign-up flow and customer experience end-to-end, so businesses can add financing without building custom payment infrastructure.
Read more about WisetackWisetack offers custom pricing plan

Duffel Payments
Streamline your business and increase profits effortlessly.
Best for: SMB teams · Mid-market · Enterprise
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What is Duffel Payments?
Duffel Payments, the newest offering from our SaaS Aggregator company, allows you to effortlessly sell flights and streamline your travel business. Gone are the days of complex and expensive upfront costs - Duffel Payments enables you to charge your customers directly through our easy-to-use ...
Read more about Duffel PaymentsStarts from $2PER CONFIRMED ORDER

Rapyd Collect
Streamline global payments and expand your business's reach.
Best for: SMB teams · Mid-market · Enterprise
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What is Rapyd Collect?
Rapyd Collect: Revolutionizing Global Commerce Rapyd Collect is a game-changing product that empowers businesses to thrive in any local market across the globe. With our fintech-as-a-service platform, businesses can now easily integrate localized fintech and payment capabilities into their ...
Read more about Rapyd CollectRapyd Collect offers custom pricing plan

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What is Zai?
Zai, the ultimate revenue management platform, simplifies payment automation and boosts operational savings with its powerful APIs. With just a single API, Zai seamlessly integrates multiple payment systems, streamlining payments and settlements. Bid goodbye to resource strain and complexity ...
Read more about ZaiZai offers custom pricing plan

Dots
Streamline your business with effortless automation.
Best for: SMB teams · Mid-market · Enterprise
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What is Dots?
Introducing Dots: the ultimate process automation platform for your business. Say goodbye to tedious manual tasks and multiple payment processors, because Dots streamlines everything with just a single API. No more wasting time on onboarding or managing payments, as Dots handles it all ...
Read more about DotsDots offers custom pricing plan

PAYZE
Streamline payments and elevate your business with PAYZE.
Best for: SMB teams · Mid-market · Enterprise
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What is PAYZE?
PAYZE is a user-friendly online payment processing platform that simplifies the process of accepting payments. With its intuitive API, you can easily offer multiple payment options to your customers and even split payments between multiple merchants. Say goodbye to time-consuming manual payment ...
Read more about PAYZEPAYZE offers custom pricing plan

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What is Omise?
Omise is a payment gateway platform built for e-commerce businesses and payment service providers in Southeast Asia — primarily Thailand, Japan, and Singapore — that need scalable, PCI-compliant payment infrastructure. It handles card processing, real-time fraud detection, and multi-currency ...
Read more about OmiseOmise offers custom pricing plan

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What is Nuvei?
Nuvei is a cloud-based SaaS payment processing system for business that combines the power and flexibility of API-based transaction processing with the simplicity of traditional online Point-of-Sale (POS) systems. In addition to its flexible API, Nuvei supports familiar POS interfaces such as ...
Read more about NuveiNuvei offers custom pricing plan

CardWatch
Control Your Business with Powerful Payment Processing.
Best for: SMB teams · Mid-market · Enterprise
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What is CardWatch?
CardWatch is a payment processing component library built for software developers and IT teams that need to embed card acceptance and transaction management directly into Microsoft .NET business applications. It gives development teams programmatic control over payment workflows without routing ...
Read more about CardWatchCardWatch offers custom pricing plan

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What is Pin Payments?
Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minimal staff overhead and provide the maximum security with rigorous PCI ...
Read more about Pin PaymentsPin Payments offers custom pricing plan

GoCardless
Collect recurring payments straight from bank accounts.
Best for: SMB teams · Mid-market · Enterprise
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What is GoCardless?
GoCardless is a bank payment platform for collecting recurring payments directly from customers' bank accounts, using Direct Debit, ACH, Bacs, SEPA and open banking rather than card networks. It is built for subscriptions, invoicing, instalments and any business billing the same customers ...
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What is WePay?
WePay is an all-in-one payment processing software. The platform enables merchants of all sizes, from small to large, to process credit and debit cards, online and offline payments in a number of different countries. We Pay can integrate with a variety of platforms that include Salesforce ...
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Venmo for Business
Streamlining business transactions, one click at a time.
Best for: SMB teams · Mid-market · Enterprise
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What is Venmo for Business?
Venmo for Business is a powerful next-generation solution that provides merchants with the ability to process credit and debit cards, as well assist with customer service, sales, marketing, and informational data. Based upon a robust and powerful platform, Venmo is a Software-as-a-Service ...
Read more about Venmo for BusinessVenmo for Business offers custom pricing plan
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About the reviewer
Rajat Gupta is the founder of Spotsaas. Over the past two years, he has reviewed 2,000+ tools across CRM, HR, AI, and finance — applying hands-on product research and a background in commerce and the CFA program to evaluate software through a business and ROI lens. His goal: help teams make software decisions they won't regret.
Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].
