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10 Payfacile Alternatives Ranked by Real Users — Free Picks Included (2026)

Explore 10 alternatives to Payfacile — vetted by our editors with real user reviews, pricing, and feature comparisons.

The 10 strongest free Payfacile alternatives, side by side

Quick answer

If Payfacile isn't working out, the best alternatives are Razorpay, Paytm Payment Gateway and PaySimple. Razorpay ranks first with a SpotScore of 9.1 and a 4.75★ rating. See all 10 compared on score, rating, and price below.

The best Payfacile replacement depends on your team, but this ranking narrows it down fast. These 10 payment gateway software free alternatives lead on SpotScore, a measure of verified satisfaction and market presence, plus star ratings and pricing. Editors vet each entry. Start with the comparison table, then read each section below.

ProductSpotScoreRatingPricingBest for
RazorpayStreamline your payments with ease.9.1★★★★★ 4.75(34)Quotation Basedteams of all sizes
Paytm Payment GatewaySeamless integration, customizable alerts, effortless payments.8.9★★★★★ 4.89(132)Quotation Basedteams of all sizes
PaySimpleSeamless payments for your online business.8.6★★★★☆ 4.43(97)from $59.95/moteams of all sizes
MoonClerkStreamline your online payments with ease.8.6★★★★☆ 3.62(17)from $15/moteams of all sizes
PayKunEffortless payment solutions for your business.8.5★★★★★ 5(2)Quotation Basedteams of all sizes
AkuratecoEmpowering merchants with efficient payment control.8.3★★★★★ 4.7Quotation Basedteams of all sizes
SecurionPayEffortless online payments, anytime, anywhere.8.3★★★★★ 4.53(17)Subscriptionteams of all sizes
ViewpostConnect and transact with ease.8.1★★★★★ 4.5from $14.99/moteams of all sizes
Zoho CheckoutStreamline payments, expand your business.8.1★★★★☆ 4.36(11)Freefrom $9/mosmall & mid-size businesses
Deluxe eChecksSecure, convenient electronic payments for your business.8★★★☆☆ 2.5(2)from $30teams of all sizes

9.1

SpotScore

Razorpay - Payment Gateway Software

Razorpay

Streamline your payments with ease.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.8

34 verified reviews

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What is Razorpay?

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment gateways in India, and global financial networks like Visa and Mastercard. ...

Read more about Razorpay

Razorpay offers custom pricing plan

8.9

SpotScore

Paytm Payment Gateway - Payment Gateway Software

Paytm Payment Gateway

Seamless integration, customizable alerts, effortless payments.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.9

132 verified reviews

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What is Paytm Payment Gateway?

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers and retailers, verification of users before proceeding further with their ...

Read more about Paytm Payment Gateway

Paytm Payment Gateway offers custom pricing plan

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8.6

SpotScore

PaySimple - Payment Gateway Software

PaySimple

Seamless payments for your online business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.4

97 verified reviews

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What is PaySimple?

PaySimple is a digital payments platform for small and mid-sized service businesses that need to accept payments, automate recurring billing, and manage customer accounts in one system. It handles future payment scheduling and automated billing reminders, which reduces manual follow-up for ...

Read more about PaySimple

PaySimple offers custom pricing plan

8.6

SpotScore

MoonClerk - Payment Gateway Software

MoonClerk

Streamline your online payments with ease.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

3.6

17 verified reviews

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What is MoonClerk?

The MoonClerk payment gateway software is an e-commerce website plug-in that allows you to accept credit card and debit card payments from customers online. It's powered by our highly secure and scalable cloud computing infrastructure. Plug in and start processing credit card, debit card & ACH ...

Read more about MoonClerk

MoonClerk offers custom pricing plan

8.5

SpotScore

PayKun - Payment Gateway Software

PayKun

Effortless payment solutions for your business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

5.0

2 verified reviews

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What is PayKun?

PayKun is a payment gateway for Indian businesses with existing websites or shopping carts that need a stable, integrable payment module with features like IPN messaging and an API platform for connecting external applications. It has limited international currency support, making it best ...

Read more about PayKun

PayKun offers custom pricing plan

8.3

SpotScore

Akurateco - Payment Gateway Software

Akurateco

Empowering merchants with efficient payment control.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.7

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What is Akurateco?

Akurateco, is a white-label payment gateway management software, designed to help merchants across different industries achieve complete command over their payment flow. A fees engine within the particular has the ability to monitor and estimate settlements of individual payment channels. Users ...

Read more about Akurateco

Akurateco offers custom pricing plan

8.3

SpotScore

SecurionPay - Payment Gateway Software

SecurionPay

Effortless online payments, anytime, anywhere.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.5

17 verified reviews

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What is SecurionPay?

SecurionPay is an online payment gateway for merchants who sell internationally and need to accept credit and debit card payments around the clock from customers in any location. It processes transactions continuously without geographic restrictions, allowing businesses to collect revenue from ...

Read more about SecurionPay

8.1

SpotScore

Viewpost - Payment Gateway Software

Viewpost

Connect and transact with ease.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

4.5

Add to compare

What is Viewpost?

Viewpost is a payment gateway for brick-and-mortar retailers in industries like travel, hospitality, lodging, and automotive that want to extend their physical retail operations into digital and electronic payment channels. It is built to bridge offline retail environments with online payment ...

Read more about Viewpost

8.1

SpotScore

Zoho Checkout - Payment Gateway Software

Zoho Checkout

Streamline payments, expand your business.

Best for: SMB teams · Mid-market

Try for Free

4.4

11 verified reviews

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What is Zoho Checkout?

Zoho Checkout is a payment gateway for small and medium-sized online merchants that need to accept credit cards, debit cards, checks, and ACH payments through their websites. It integrates naturally within the Zoho product ecosystem, making it the logical choice for businesses already running ...

Read more about Zoho Checkout

Zoho Checkout offers custom pricing plan

8.0

SpotScore

Deluxe eChecks - Payment Gateway Software

Deluxe eChecks

Secure, convenient electronic payments for your business.

Best for: SMB teams · Mid-market · Enterprise

Get Pricing Details

2.5

2 verified reviews

Add to compare

What is Deluxe eChecks?

The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ACH (ATM). Make payments anytime, from anywhere. Receive payments however user choose. DPX gives both sender ...

Read more about Deluxe eChecks

Deluxe eChecks offers custom pricing plan

Who competes with Payfacile?

There are 10 direct Payfacile competitors in Payment Gateway Software. The ones that come up most often are Razorpay, Paytm Payment Gateway and PaySimple. Each is compared against Payfacile on rating, pricing and feature coverage below.

Tools similar to Payfacile

Searches for "sites like Payfacile" and "apps like Payfacile" land on the same shortlist as "Payfacile alternatives" — the 10 options below cover both, whether you want a like-for-like replacement or something lighter.

Why we picked these Payfacile alternatives

Razorpay9.1Best for teams of all sizes

Streamlined payment processing experience with real-time insights and data through an intuitive dashboard.

Watch for: Challenges with customer support response times, leading to delays in issue resolution and potential dissatisfaction.

Paytm Payment Gateway8.9Best for teams of all sizes

Convenient and fast way to convert and transfer Paytm gift wallet balance into bank accounts.

Watch for: Some delays in transaction processing and occasional complexity in payment settlements.

PaySimple8.6Best for teams of all sizes

Streamlined payment processes, enabling easy management of business transactions and payment schedules.

Watch for: Limited customer support hours, causing inconvenience when needing assistance outside of available times.

MoonClerk8.6Best for teams of all sizes

Integration with payment processors like Stripe for convenient transactions.

Watch for: Lack of advanced customization options for checkout pages may limit flexibility.

PayKun8.5Best for teams of all sizes

Easy integration

Watch for: Limited international support

Akurateco8.3Best for teams of all sizes

Highly customizable reporting

Watch for: Complex setup process

SecurionPay8.3Best for teams of all sizes

24/7 payment acceptance

Watch for: Fees can be high

Viewpost8.1Best for teams of all sizes

Bridges online and offline payments

Watch for: Limited international support

Zoho Checkout8.1Best for small & mid-size businesses

Supports multiple payment methods

Watch for: Limited customization options

Deluxe eChecks8Best for teams of all sizes

Flexible payment options

Watch for: Limited to eCheck payments

Why teams look for a Payfacile alternative

The reasons teams outgrow Payfacile are fairly consistent:

  • Limited advanced features
  • May lack customization
  • Transaction fees apply
  • Not suitable for high-volume businesses

The factors that matter in a Payfacile alternative

How the 10 free alternatives line up on price and ratings: 1 offers a free tier; paid plans run $9–$59.95, with Zoho Checkout the cheapest entry point; and PayKun is the highest rated at 5★ across 2 reviews.

How the ranking holds up.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to Payfacile are PayKun (5.0★), Paytm Payment Gateway (4.9★), Razorpay (4.8★). Compare all 10 alternatives side-by-side above.

When evaluating alternatives to Payfacile, prioritize: Invoice Payment, Recurring Billing, Website Payments, Saved Cards, Mobile Payments, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

Migration difficulty depends on how deeply Payfacile is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend narrowing to 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

How to match a Payfacile alternative to your team

  • On a budget / just exploring: start with a free tier — Zoho Checkout let you evaluate without paying upfront.
  • If real-user ratings matter most: PayKun has the strongest star rating (5★) among the options with verified reviews.
  • Want the safest pick: Razorpay has the highest Spotsaas Score (9.1) in this list — a strong default if you're unsure.

Your migration plan from Payfacile

Switching from Payfacile doesn't have to be painful. Begin with a data export and verify the new tool imports it. Confirm feature parity, pilot the change on a trial, and keep Payfacile running in parallel until you're sure. Many tools above let you test for free first.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].