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Best Free ChargeKeep Alternatives — 4 Tools Compared in 2026

Explore 4 alternatives to ChargeKeep — vetted by our editors with real user reviews, pricing, and feature comparisons.

The 4 best free ChargeKeep alternatives this year

Quick answer

For most teams, the best ChargeKeep alternatives are SuperPay, GoCardless and Cheddar Up. SuperPay leads with a SpotScore of 8.3 and a 4.7★ rating. The table compares all 4 on score, rating, and price below.

When ChargeKeep no longer matches how your team works, the right swap makes a big difference. These 4 payment gateway software free alternatives are the strongest candidates, ranked by SpotScore (real-user satisfaction plus market presence), ratings, and pricing. Each is editor-vetted. Use the table to compare at a glance, then read the breakdowns.

ProductSpotScoreRatingPricingBest for
SuperPayStreamlining payments for secure transactions.8.3★★★★★ 4.7FreeFree Trial · Quotation Basedteams of all sizes
GoCardlessCollect recurring payments straight from bank accounts.—★★★★☆ 3.8(580)FreeFree Trial · Freemium · Subscription · Quotation Basedteams of all sizes
Cheddar UpStreamline payments and boost sales with ease.8.6★★★★☆ 4.4FreeFreemium · Subscriptionteams of all sizes
InstamojoSecure and seamless online payments made easy.8.6★★★☆☆ 2.6(14)FreeFreemium · Subscription · Quotation Basedteams of all sizes

8.3

SpotScore

SuperPay - Payment Gateway Software

SuperPay

Streamlining payments for secure transactions.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

4.7

Add to compare

What is SuperPay?

SuperPay is a payment gateway software which allows users to accept credit card payment on their website and transfer the amount to their bank account. With its 100% secured and PCI-DSS compliant cloud solution, SuperPay will ensure that your customers can make payments without worrying about ...

Read more about SuperPay
Free TrialTry Free →·

SuperPay offers custom pricing plan

GoCardless - Payment Processing Software

GoCardless

Collect recurring payments straight from bank accounts.

Best for: SMB teams · Mid-market · Enterprise

Start Free Trial

3.8

580 verified reviews

Add to compare

What is GoCardless?

GoCardless is a bank payment platform for collecting recurring payments directly from customers' bank accounts, using Direct Debit, ACH, Bacs, SEPA and open banking rather than card networks. It is built for subscriptions, invoicing, instalments and any business billing the same customers ...

Read more about GoCardless
Free TrialTry Free →·

GoCardless offers custom pricing plan

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8.6

SpotScore

Cheddar Up - Payment Gateway Software

Cheddar Up

Streamline payments and boost sales with ease.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

4.4

Add to compare

What is Cheddar Up?

Cheddar Up is a payment collection platform built for e-commerce merchants, school groups, and community organizations that need to accept credit card, ACH, and check payments without incurring chargeback liability, minimum sales requirements, or monthly subscription fees. It supports hundreds ...

Read more about Cheddar Up

Starts from $10/Month, also offers free forever plan

8.6

SpotScore

Instamojo - Payment Gateway Software

Instamojo

Secure and seamless online payments made easy.

Best for: SMB teams · Mid-market · Enterprise

Try for Free

2.6

14 verified reviews

Add to compare

What is Instamojo?

Instamojo is a payment gateway for Indian small businesses and solopreneurs that need to accept credit cards, debit cards, and UPI payments online with minimal setup. The platform charges 2% plus Rs 3 per transaction, but prospective users should evaluate its customer support track record — ...

Read more about Instamojo

Instamojo offers custom pricing plan

What each pick gets right

SuperPay8.3Best for teams of all sizes

100% secure payments

Watch for: Limited payment options

GoCardlessBest for teams of all sizes

Simple payment link generation

Watch for: Limited international support

Cheddar Up8.6Best for teams of all sizes

No chargebacks or monthly fees

Watch for: Limited customer support options

Instamojo8.6Best for teams of all sizes

Quick response time from the team, enabling fast payment collections and payouts within 72 hours.

Watch for: Unresponsive customer support team with lengthy wait times and lack of proper assistance.

Why teams look for a ChargeKeep alternative

A handful of pain points come up again and again when teams consider replacing ChargeKeep:

  • Limited payment options
  • May lack advanced features
  • Customization may require technical skills

How to judge a ChargeKeep alternative

A factual rundown of the 4 free alternatives: 4 offer a free tier; and GoCardless is the highest rated at 3.8★ across 580 reviews.

How the scoring works.

Frequently Asked Questions (FAQs)

Stuck on something? We're here to help with all the questions and answers in one place.

The top-rated alternatives to ChargeKeep are SuperPay (4.7★), Cheddar Up (4.4★), GoCardless (3.8★). Compare all 4 alternatives side-by-side above.

When evaluating alternatives to ChargeKeep, prioritize: Invoice Payment, Multiple Currency Processing, Recurring Billing, Website Payments, Saved Cards, transparent pricing, free trial availability, and integrations with your existing tools. Use the filters above to compare by feature, budget, and team size.

ChargeKeep starts from $16 /Month. Many alternatives offer similar functionality at different price points — some with free tiers, others with more flexible per-seat pricing. Use the filters above to narrow by budget.

Migration difficulty depends on how deeply ChargeKeep is integrated into your workflows. Most alternatives offer data export/import tools and dedicated onboarding support. We recommend shortlisting 2–3 options, running a free trial, and checking each vendor's migration guides before committing.

How to pick the ChargeKeep alternative that fits you

  • On a budget / just exploring: start with a free tier — SuperPay, GoCardless and Cheddar Up let you evaluate without paying upfront.
  • If real-user ratings matter most: GoCardless has the strongest star rating (3.8★) among the options with verified reviews.
  • Want the safest pick: SuperPay has the highest Spotsaas Score (8.3) in this list — a strong default if you're unsure.

Making the jump from ChargeKeep

Before you cut over from ChargeKeep, secure your data. Export it, test the import into the new tool, and make sure your core workflows carry through. Pilot on a free trial before going live, and don't close ChargeKeep until the migration's complete.

Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].