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Yes, both Xero and Panoply offer a Free Trial.
Xero is designed for Freelancers, Medium Business and Small Business.
Panoply is designed for Large Enterprises, Medium Business and Small Business.
The starting price of Panoply begins at $1558/month when yearly, while pricing details for Xero are unavailable.
Some top alternatives to Xero includes Sage Accounting (Sage One), Patriot Accounting, Quickbooks, Zoho Books, Zoho Daybook, QuickFile, Sage Business Cloud Accounting, MYOB, QuickBooks Desktop Pro, QuickBooks Online Advanced and Sage 50cloud Accounting.
Some top alternatives to Panoply includes Talend Cloud Data Integration, Etlworks Integrator, Stitch, Matillion ETL, Fivetran, Blendo, Xplenty, Etleap, ETLrobot and Portal.