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PayU vs Pin Payments vs CardConnect Comparison

Last updated:

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

Pin Payments

4.6(100 reviews)

Starting at Contact for pricing

  • Individuals
  • Medium Business

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible platform that can operate with minim…

CardConnect

1.8(66 reviews)

Starting at Contact for pricing

  • Individuals
  • Large Enterprises

CardConnect is a cloud based payment processing system that has been designed for business of all sizes and in any industry. CardConnect can be used to accept payments, manage inventory, fulfill orders, produce reports a…

Pin Payments leads on user satisfaction with a 4.6-star rating across 100 reviews.

PayU vs Pin Payments vs CardConnect — at a glance

FeaturePayUPin PaymentsCardConnect
Rating1.9 / 54.6 / 51.8 / 5
Reviews7910066
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessIndividuals, Medium Business, Small BusinessIndividuals, Large Enterprises, Medium Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android, Mobile - iOS
APIAvailableAvailableAvailable
Support modesBusiness Hours, OnlineBusiness Hours, Online24/7 (Live rep), Business Hours, Online
CertificationsSOC 2GDPRSOC 2
Data residencyGlobalUSUS

Key differences between PayU and Pin Payments

  • Target audience: PayU is built for Large Enterprises and Medium Business, while Pin Payments targets Individuals and Medium Business.
  • User satisfaction: Pin Payments scores higher with a 4.6-star average.
  • Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Pin Payments supports SaaS/Web/Cloud.

Compare PayU vs Pin Payments vs CardConnect — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayU - Payment Processing Software
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Pin Payments - Payment Processing Software
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CardConnect - Payment Processing Software
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Talk to an expert

Biggest differences

Start here before you go deeper into features.

PayU

Best for

Large Enterprises, Medium Business, Small Business

Pin Payments

Best for small businesses needing secure, flexible, and scalable payment processing.

Choose if
  • You run a small e-commerce or subscription-based business seeking PCI-compliant payments.
  • You require a web-based, easy-to-install system with white-label and API integration options.
  • You have technical resources to manage flexible configurations and want scalable payment solutions.
Consider alternatives if
  • You need transparent, fixed pricing for straightforward budgeting.
  • You are a large enterprise needing extensive customization and dedicated support.

CardConnect

Best for

Individuals, Large Enterprises, Medium Business

PayU typically suits Large Enterprises and Medium Business. Pin Payments tends to fit Individuals and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

Pin Payments is a feature-rich, secure, inexpensive, easy-to-install credit card processing application designed for small and e-commerce businesses.It is a very scalable and flexible ... Read More about Pin Payments

CardConnect is a cloud based payment processing system that has been designed for business of all sizes and in any industry. CardConnect can be used to accept payments, manage inventory, ... Read More about CardConnect

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

1.8

(66)

Best Company Size

1-50 employees51-200 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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Compare PayU, Pin Payments and CardConnect on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        Pin Payments pricing

        Pricing information not available

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes

        Data Residency

        🌐 Global
        🇺🇸 US
        🇺🇸 US

        PayU vs Pin Payments User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        4

        2

        2

        1

        48

        47

        3

        0

        0

        3

        3

        8

        2

        1

        15

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

        What buyers like

        • Easy to use
        • Robust payment solutions
        • Supports multiple payment methods

        Common complaints

        • Limited international support
        • Fees can be high
        • Basic reporting features

        Buyer sentiment

        Users generally appreciate the platform's security, flexibility, and ease of installation, though pricing opacity and limited support details are noted concerns.

        What buyers like

        • Security and PCI compliance
        • Flexibility and scalability
        • Ease of installation

        Common complaints

        • Pricing transparency
        • Limited support information

        Buyer sentiment

        Buyer sentiment is cautious across 29 reviews, with several recurring concerns in feedback.

        What buyers like

        • Comprehensive feature set
        • Cloud-based solution
        • User-friendly interface

        Common complaints

        • Limited customer support options
        • Can be complex for small businesses
        • Integration challenges with some platforms

        Pros and Cons

        • User-friendly interface simplifies payment acceptance

        • Supports various payment methods for customer convenience

        • Quick setup allows for immediate use

        • International support may be limited

        • Transaction fees can be high

        • Strong PCI compliance ensuring high security

        • Flexible platform with API and white-label options

        • Web-based system that is easy to install and scalable

        • Pricing is quotation-based and not publicly disclosed

        • Limited information on customer support and onboarding

        • Feature-rich platform that supports various business needs.

        • Affordable pricing makes it accessible for small businesses.

        • Cloud-based system allows for easy access and management.

        • May require training for full utilization of features.

        • Integration with existing systems can be challenging.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        OLA

        OLA

        Myntra

        Myntra

        Dream11

        Dream11

        Wilson   Frenchy

        Wilson Frenchy

        PetRescue

        PetRescue

        MeMeMe

        MeMeMe

        No Customers information available.

        Media and Screenshots

        Screenshots

        PayUmoney Payouts

        6 Screenshots

        Verify Link

        2 Screenshots

        CCG Postman

        2 Screenshots

        Videos

        video-0

        5 Videos

        video-0

        2 Videos

        video-0

        1 Videos

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        Add another option to compare side by side

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, PayU or Pin Payments?
        Pin Payments edges out the other on user ratings (4.6 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do PayU and Pin Payments offer a free trial?
        Neither PayU nor Pin Payments currently lists a free trial.
        What is the starting price of PayU vs Pin Payments?
        PayU starts at Contact for pricing. Pin Payments starts at Contact for pricing.
        What are the top alternatives to PayU?
        Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
        What are the top alternatives to Pin Payments?
        Top alternatives to Pin Payments include Stripe Payments, Braintree Direct, MagicPay, Global Payments, Checkout.com.

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