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PayU vs BluePay vs Chargezoom Comparison

Last updated:

PayU

1.9(79 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments using the credit or debit card of…

BluePay

4.0(33 reviews)

Starting at Contact for pricing

  • Freelancers / Consultants
  • Medium Business

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ability to process customer pay…

Chargezoom

5.0(6 reviews)

Starting at $20 /Month

  • Large Enterprises
  • Medium Business

ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own websites and mobile apps, using…

BluePay leads on user satisfaction with a 4.0-star rating across 33 reviews.

PayU vs BluePay vs Chargezoom — at a glance

FeaturePayUBluePayChargezoom
Rating1.9 / 54.0 / 55.0 / 5
Reviews79336
Starting priceContact for pricingContact for pricing$20 /Month
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Processing SoftwarePayment Processing SoftwarePayment Processing Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - MacSaaS/Web/Cloud
APIAvailableAvailableAvailable
Support modesBusiness Hours, Online24/7 (Live rep), Online24/7 (Live rep), Business Hours, Online
CertificationsSOC 2SOC 2GDPR
Data residencyGlobalUSUS

Key differences between PayU and BluePay

  • Target audience: PayU is built for Large Enterprises and Medium Business, while BluePay targets Freelancers / Consultants and Medium Business.
  • User satisfaction: BluePay scores higher with a 4.0-star average.
  • Deployment: PayU supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; BluePay supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS, Installed - Windows, Installed - Mac.

Compare PayU vs BluePay vs Chargezoom — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Processing Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayU - Payment Processing Software
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BluePay - Payment Processing Software
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Chargezoom - Payment Processing Software
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Free PDF comparison

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Biggest differences

Start here before you go deeper into features.

PayU

Best for

Large Enterprises, Medium Business, Small Business

BluePay

Best for

Freelancers / Consultants, Medium Business, Small Business

Chargezoom

Best for small to medium businesses needing secure, easy multi-channel payments.

Choose if
  • You want a simple, streamlined payment solution with low setup complexity.
  • You need secure payment processing with proprietary encryption methods.
  • You require support for multiple payment types including credit cards and Apple Pay.
Consider alternatives if
  • Your business requires extensive custom payment workflows or niche integrations.
  • You need transparent, detailed pricing information upfront for budgeting.

PayU typically suits Large Enterprises and Medium Business. BluePay tends to fit Freelancers / Consultants and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

PayU is the way to accept online payments. It provides an easy to use and robust payment processing solution that enables online merchants, businesses and corporations to accept payments ... Read More about PayU

BluePay is a payment processing application that enables you to integrate various payment methods into your online or physical store. It supports authorization, capture and refunds and the ... Read More about BluePay

ChargeZoom is a payment processing solution that makes accepting credit card payments easy. Our advanced online software and mobile app allow our clients to process payments from their own ... Read More about Chargezoom

Entry Level Pricing

  • Not Available
  • Not Available
  • Starts from $20

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

User Ratings

Based on verified Spotsaas reviews

1.9

(79)

Best Company Size

Small BusinessMedium Business
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

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Step 1 of 4

How big is your team?

We tailor recommendations to companies your size.

Trusted by teams at

Compare PayU, BluePay and Chargezoom on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • Not Available
        • $20

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        Pricing information not available

        Chargezoom pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Installed - Mac
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Data Residency

        🌐 Global
        🇺🇸 US
        🇺🇸 US

        PayU vs BluePay User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        4

        2

        2

        1

        48

        20

        6

        1

        3

        1

        1

        0

        0

        0

        0

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyer sentiment is cautious across 57 reviews, with several recurring concerns in feedback.

        What buyers like

        • Easy to use
        • Robust payment solutions
        • Supports multiple payment methods

        Common complaints

        • Limited international support
        • Fees can be high
        • Basic reporting features

        Buyer sentiment

        Buyer sentiment is positive across 31 reviews, with strong overall satisfaction.

        What buyers like

        • Affordable rates for merchants
        • Supports multiple payment methods
        • Near-zero hidden costs

        Common complaints

        • Limited international support
        • Basic reporting features
        • No mobile app

        Buyer sentiment

        Overall buyer sentiment is very positive but based on a limited number of reviews.

        What buyers like

        • Payment security
        • Ease of use
        • Multi-channel payment acceptance

        Common complaints

        • Pricing transparency
        • Limited user feedback

        Pros and Cons

        • User-friendly interface simplifies payment acceptance

        • Supports various payment methods for customer convenience

        • Quick setup allows for immediate use

        • International support may be limited

        • Transaction fees can be high

        • BluePay provides a seamless integration of various payment methods, enhancing customer convenience.

        • The platform's low hidden costs make it an attractive option for budget-conscious merchants.

        • On-site payment processing capabilities cater to both online and brick-and-mortar businesses.

        • Merchants should verify international transaction capabilities before committing.

        • Reporting features may not meet the needs of larger businesses.

        • Secure payment processing with encryption and proprietary methods

        • Supports multiple payment types including major credit cards and Apple Pay

        • Availability of both online software and mobile app for payment acceptance

        • Limited publicly available pricing information

        • Lack of detailed use case examples and customer benefits

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        Negative Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        OLA

        OLA

        Myntra

        Myntra

        Dream11

        Dream11

        No Customers information available.

        No Customers information available.

        Media and Screenshots

        Screenshots

        PayUmoney Payouts

        6 Screenshots

        No screenshots available.

        No screenshots available.

        Videos

        video-0

        5 Videos

        video-0

        3 Videos

        video-0

        1 Videos

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, PayU or BluePay?
        BluePay edges out the other on user ratings (4.0 vs 1.9). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do PayU and BluePay offer a free trial?
        Neither PayU nor BluePay currently lists a free trial.
        What is the starting price of PayU vs BluePay?
        PayU starts at Contact for pricing. BluePay starts at Contact for pricing.
        What are the top alternatives to PayU?
        Top alternatives to PayU include JusPay, PangoPay, Global Payments, Paytm Payment Gateway, Razorpay.
        What are the top alternatives to BluePay?
        Top alternatives to BluePay include Stripe Payments, WePay, Square Payments, Braintree Direct, CardConnect.

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