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Paytm Payment Gateway vs 2Checkout vs Razorpay Comparison

Last updated:

Paytm Payment Gateway

4.5(86 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, transaction confirmation email for buyers…

2Checkout

3.8(2,336 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and works with most major credit ca…

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

  • Individuals
  • Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

Paytm Payment Gateway leads on user satisfaction with a 4.5-star rating across 86 reviews.

Paytm Payment Gateway vs 2Checkout vs Razorpay — at a glance

FeaturePaytm Payment Gateway2CheckoutRazorpay
Rating4.5 / 53.8 / 53.8 / 5
Reviews862,336141
Starting priceContact for pricingContact for pricingContact for pricing
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessLarge Enterprises, Medium Business, Small BusinessIndividuals, Freelancers / Consultants, Large Enterprises
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/CloudSaaS/Web/Cloud, Mobile - Android
APIAvailableAvailableAvailable
Support modesOnline24/7 (Live rep), Business Hours, Online24/7 (Live rep), Business Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR, ISO 27001
Data residencyIndiaGlobalIndia

Key differences between Paytm Payment Gateway and 2Checkout

  • User satisfaction: Paytm Payment Gateway scores higher with a 4.5-star average.
  • Deployment: Paytm Payment Gateway supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; 2Checkout supports SaaS/Web/Cloud.

Compare Paytm Payment Gateway vs 2Checkout vs Razorpay — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

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2Checkout - Payment Gateway Software
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Talk to an expert
Razorpay - Payment Gateway Software
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Free PDF comparison

Download this Paytm Payment Gateway vs 2Checkout vs Razorpay comparison

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Biggest differences

Start here before you go deeper into features.

Paytm Payment Gateway

Best for SMEs needing fast, secure mobile and QR code payment processing.

Choose if
  • You run a retail or small-to-medium business accepting mobile and online payments.
  • You want seamless integration with Paytm Wallet for easy wallet balance transfers.
  • You need quick transaction settlements with instant payment notifications and security.
Consider alternatives if
  • Your business requires extensive international payment processing capabilities.
  • You need advanced marketplace integrations for complex multi-vendor environments.

2Checkout

Best for small to medium e-commerce businesses needing reliable global payment processing.

Choose if
  • You run a small or medium e-commerce or subscription business targeting global customers.
  • You need a secure, reliable gateway supporting most major credit cards worldwide.
  • You value quick, consistent customer support and an intuitive user interface.
Consider alternatives if
  • Your business requires extensive payment gateway customization and advanced add-ons.
  • You prefer a very simple, minimalistic payment interface without complexity.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if
  • You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
  • Your development team needs easy, seamless API integration for custom payment workflows.
  • You want real-time payment insights via an intuitive dashboard for better financial management.
Consider alternatives if
  • You require extensive international card support without relying on third-party intermediaries.
  • You need transparent, straightforward pricing without complex, quotation-based negotiations.

Paytm Payment Gateway: Best for SMEs needing fast, secure mobile and QR code payment processing. 2Checkout: Best for small to medium e-commerce businesses needing reliable global payment processing.

Description

The Paytm gateway software offers you all the benefits a payment gateway should offer – and more. It comes with a seamless integration with Paytm Wallet, configurable SMS alerts, ... Read More about Paytm Payment Gateway

2Checkout Payment Gateway Software makes it easy to start accepting online payments on your website. This secure payment gateway integrates with any shopping cart or commerce solution, and ... Read More about 2Checkout

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

8.9/10

9.1/10

9.1/10

User Ratings

Based on verified Spotsaas reviews

4.5

(86)

Best Company Size

1-50 employees51-500 employees
Small BusinessMedium Business
Small BusinessMedium Business
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Software Demo

Demo

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How do Paytm Payment Gateway, 2Checkout and Razorpay Compare on Features?

Total Features

7 Features

7 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

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Get Quote
Get Quote

Compare Paytm Payment Gateway, 2Checkout and Razorpay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Paytm Payment Gateway pricing
        2Checkout pricing
        Razorpay pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes
        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes
        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes
        ✓ Yes

        Data Residency

        🇮🇳 India
        🌐 Global
        🇮🇳 India

        Paytm Payment Gateway vs 2Checkout User Reviews & Rating Comparison

        User Ratings

        Rating Distribution

        124

        8

        0

        0

        0

        606

        67

        11

        8

        121

        32

        1

        0

        0

        1

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Overall positive buyer sentiment highlighting ease of use and quick settlements, tempered by occasional transaction delays and support inconsistencies.

        What buyers like

        • Ease of use
        • Quick transaction settlements
        • Security and payment notifications

        Common complaints

        • Transaction delays
        • Customer support inconsistencies

        Buyer sentiment

        Overall positive sentiment highlights quick support, ease of use, and secure payment processing, tempered by concerns over interface complexity and limited customization.

        What buyers like

        • Support responsiveness
        • Ease of use
        • Security and reliability

        Common complaints

        • Interface complexity
        • Limited customization options

        Buyer sentiment

        Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity.

        What buyers like

        • Ease of use
        • Payment option variety
        • API integration

        Common complaints

        • Customer support delays
        • Pricing complexity

        Pros and Cons

        • Fast and convenient conversion of Paytm gift wallet balances to bank accounts

        • High transaction success rate with 128-bit encryption and instant payment notifications

        • Lag-free application with easy settlement features and QR payment support

        • Occasional delays in transaction processing and complexity in payment settlements

        • Inconsistent customer support response times and occasional UI lags

        • Consistent and quick support responses

        • User-friendly platform with intuitive interface

        • Reliable and secure payment processing

        • User interface complexity can be overwhelming without guidance

        • Limited customization options and add-ons in the Marketplace

        • Intuitive dashboard providing real-time payment insights

        • Wide range of payment options including UPI, netbanking, and major Indian banks

        • Easy API integration enabling seamless implementation on websites and apps

        • Customer support response times can be slow, causing delays in issue resolution

        • Pricing structure is complex and lacks clarity, especially for specialized payment needs

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        Bitdefenderr

        Bitdefenderr

        MyFico

        MyFico

        Advisera

        Advisera

        Zoho

        Zoho

        Treebo

        Treebo

        FreshToHome

        FreshToHome

        Media and Screenshots

        Screenshots

        Business with Paytm

        1 Screenshots

        Dashboard

        5 Screenshots

        Hosted payment

        3 Screenshots

        Videos

        video-0

        3 Videos

        video-0

        2 Videos

        video-0

        4 Videos

        Expand your shortlist

        Add another option to compare side by side

        Search by product name to compare pricing, fit, and buyer feedback in one view.

        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, Paytm Payment Gateway or 2Checkout?
        Paytm Payment Gateway edges out the other on user ratings (4.5 vs 3.8). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do Paytm Payment Gateway and 2Checkout offer a free trial?
        Neither Paytm Payment Gateway nor 2Checkout currently lists a free trial.
        What is the starting price of Paytm Payment Gateway vs 2Checkout?
        Paytm Payment Gateway starts at Contact for pricing. 2Checkout starts at Contact for pricing.
        What are the top alternatives to Paytm Payment Gateway?
        Top alternatives to Paytm Payment Gateway include PayU, DirecPay, PayPal, Instamojo, MobiKwik Payment Gateway.
        What are the top alternatives to 2Checkout?
        Top alternatives to 2Checkout include Stripe Payments, Global Payments, Checkout.com, Payoneer, UniPay Gateway.

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