Which is better, PaySimple or Instamojo?

PaySimple edges out Instamojo based on user ratings across 684 reviews. That said, the best pick depends on your workflow — Instamojo may be a stronger fit for specific team sizes or use cases. Review the full comparison to decide.

What are the main differences between PaySimple and Instamojo?

Key differences between PaySimple and Instamojo include pricing (PaySimple starts at $59.95 vs Instamojo at undisclosed); target audience (PaySimple targets Freelancers / Consultants while Instamojo serves Large Enterprises). Use the Spotsaas comparison table to evaluate each dimension before deciding.

Do both PaySimple and Instamojo offer a Free trial?

Neither PaySimple nor Instamojo offers a free trial.

Who are the typical users of PaySimple?

PaySimple is designed for Freelancers / Consultants, Large Enterprises, Medium Business, Small Business.

Who are the typical users of Instamojo?

Instamojo is designed for Large Enterprises, Medium Business, Small Business.

What is the starting price of PaySimple and Instamojo?

The starting price of PaySimple is $59.95/Month. Pricing for Instamojo is unavailable.

What are the best alternatives to PaySimple?

Some top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.

What are the best alternatives to Instamojo?

Some top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

PaySimple vs Instamojo vs Razorpay Comparison

Last updated: May 18, 2026

PaySimple

4.1(684 reviews)

Starting at $59.95 /Month

Freelancers / Consultants
Large Enterprises

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…

View Pricing Read Reviews

Instamojo

2.6(33 reviews)

Starting at Contact for pricing

Large Enterprises
Medium Business

Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and user-friendly interface and supports variou…

View Pricing Read Reviews

Razorpay

3.8(141 reviews)

Starting at Contact for pricing

Individuals
Freelancers / Consultants

Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate seamlessly with the leading payment ga…

View Pricing Read Reviews

PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.

PaySimple vs Instamojo vs Razorpay — at a glance

Feature	PaySimple	Instamojo	Razorpay
Rating	4.1 / 5	2.6 / 5	3.8 / 5
Reviews	684	33	141
Starting price	$59.95 /Month	Contact for pricing	Contact for pricing
Free trial	No	No	No
Free version	No	No	No
Best for	Freelancers / Consultants, Large Enterprises, Medium Business	Large Enterprises, Medium Business, Small Business	Individuals, Freelancers / Consultants, Large Enterprises
Category	Payment Gateway Software	Payment Gateway Software	Payment Gateway Software
Platforms	SaaS/Web/Cloud, Mobile - Android, Mobile - iOS	SaaS/Web/Cloud, Mobile - Android	SaaS/Web/Cloud, Mobile - Android
API	Available	Available	Available
Support modes	Business Hours, Online	Business Hours, Online	24/7 (Live rep), Business Hours, Online
Certifications	SOC 2, GDPR	GDPR	SOC 2, GDPR, ISO 27001
Data residency	US	India	India

Key differences between PaySimple and Instamojo

Pricing: PaySimple starts at $59.95 /Month. Instamojo pricing is not publicly listed.
Target audience: PaySimple is built for Freelancers / Consultants and Large Enterprises, while Instamojo targets Large Enterprises and Medium Business.
User satisfaction: PaySimple scores higher with a 4.1-star average.
Deployment: PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; Instamojo supports SaaS/Web/Cloud, Mobile - Android.

Compare PaySimple vs Instamojo vs Razorpay — and walk away knowing which one fits.

Which tool fits your team best

Which is actually cheaper for your team size

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Biggest differences

Features

Pricing

Buying details

Security

Buyer feedback

Integrations

Product tour

Other options

	PaySimple (97) Talk to an expert Talk to an expert	Instamojo (14) Talk to an expert Talk to an expert	Razorpay (34) Talk to an expert Talk to an expert

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Biggest differences

Affiliate Disclosure

Start here before you go deeper into features.

PaySimple

Best for small to mid-size businesses needing streamlined credit card payment processing.

Choose if

You run a small or mid-size retail or service business requiring recurring billing.
You want an intuitive, easy-to-use platform with integrated merchant services.
You need convenient scheduling of future payments and simple transaction management.

Consider alternatives if

You are a large enterprise needing highly customizable payment solutions.
You require 24/7 customer support and transparent, straightforward billing.

Instamojo

Best for small to medium businesses needing simple, multi-currency payment processing.

Choose if

You need fast payout processing within 72 hours to improve cash flow.
You want a user-friendly, straightforward interface for easy transaction management.
Your business requires support for multiple payment methods including credit/debit cards and PayPal.

Consider alternatives if

Your business demands highly responsive and proactive customer support.
You cannot tolerate risks of account freezing or funds being held without clear communication.

Razorpay

Best for Indian businesses needing flexible, API-driven payment gateway solutions.

Choose if

You operate an e-commerce or SaaS business primarily in India requiring diverse payment options.
Your development team needs easy, seamless API integration for custom payment workflows.
You want real-time payment insights via an intuitive dashboard for better financial management.

Consider alternatives if

You require extensive international card support without relying on third-party intermediaries.
You need transparent, straightforward pricing without complex, quotation-based negotiations.

PaySimple: Best for small to mid-size businesses needing streamlined credit card payment processing. Instamojo: Best for small to medium businesses needing simple, multi-currency payment processing.

Description	PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple	Instamojo is a custom payment gateway software which provides the best possible services in terms of processing and accepting all kind of transactions. It has a very simple and ... Read More about Instamojo	Razorpay's payment gateway software helps online businesses to accept payments from customers using their desktop and mobile devices. This online payment gateway helps you integrate ... Read More about Razorpay
Entry Level Pricing	Starts from $59.95	Not Available	Not Available
Free Trial Availability	No free trial	No free trial	No free trial
Spotsaas Score What's this? ↗	8.6/10	8.6/10	9.1/10
User Ratings Based on verified Spotsaas reviews	4.1 (684)	2.6 (33)	3.8 (141)
Best Company Size	1-50 employees51-500 employees	1-50 employees51-500 employees	Small BusinessMedium Business
	Get pricing help	Get pricing help	Get pricing help

Software Demo

Demo

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How do PaySimple, Instamojo and Razorpay Compare on Features?

Total Features	6 Features	7 Features	7 Features
Unique Features	No unique features	No unique features	No unique features
	Get Quote	Get Quote	Get Quote

Compare PaySimple, Instamojo and Razorpay on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option
Starting From	$59.95	Not Available	Not Available
Pricing Plans	Not Available	Not Available	Not Available
Pricing Page
	View detailed pricing	View detailed pricing	View detailed pricing

Other Details

Organization Types supported	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business	Individuals Freelancers Large Enterprises Medium Business Small Business
Platforms Supported	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)	Browser Based (Cloud) Mobile - Android Mobile - iOS Installed - Windows Browser Based (Cloud)
Modes of support	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online	24/7 (Live rep) Business Hours Online
API Support	Available	Available	Available
	Get help choosing	Get help choosing	Get help choosing

Security & Compliance

Certifications, data handling, and security controls for IT and compliance evaluators.

SOC 2	✓ Yes	—	✓ Yes
HIPAA	✗ No	✗ No	✗ No
GDPR	✓ Yes	✓ Yes	✓ Yes
ISO 27001	—	—	✓ Yes
Multi-Factor Auth (MFA)	—	—	✓ Yes
Data Encryption	✓ Yes	✓ Yes	✓ Yes
Audit Logs	✓ Yes	—	✓ Yes
Data Residency	🇺🇸 US	🇮🇳 India	🇮🇳 India

PaySimple vs Instamojo User Reviews & Rating Comparison

User Ratings	4.1 (based on 684 reviews)	2.6 (based on 33 reviews)	3.8 (based on 141 reviews)
Rating Distribution	63 28 2 1 3	0 1 1 1 11	32 1 0 0 1
Spotsaas Editor’s POV generated by AI	Buyer sentiment Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability. What buyers like Ease of use Customer support responsiveness Streamlined payment processing Common complaints Limited support hours Complex payment plan adjustments	Buyer sentiment Mixed user sentiment with praise for ease of use and payout speed but significant frustration over customer support and account freezing issues. What buyers like Ease of use Fast payout processing Multi-currency support Common complaints Poor customer support Account freezing and fund holds	Buyer sentiment Overall positive sentiment highlights Razorpay's ease of use, diverse payment options, and robust API integration, tempered by concerns over customer support and pricing clarity. What buyers like Ease of use Payment option variety API integration Common complaints Customer support delays Pricing complexity
Pros and Cons	Streamlined payment processes with easy transaction and schedule management Intuitive user experience facilitating payment handling and report generation Responsive and helpful customer support Limited customer support hours Complexity in adjusting and editing payment plans	Quick response time enabling payouts within 72 hours User-friendly and straightforward interface Supports multiple payment methods including credit/debit cards and PayPal Unresponsive customer support with long wait times Instances of account freezing and funds being held without clear communication	Intuitive dashboard providing real-time payment insights Wide range of payment options including UPI, netbanking, and major Indian banks Easy API integration enabling seamless implementation on websites and apps Customer support response times can be slow, causing delays in issue resolution Pricing structure is complex and lacks clarity, especially for specialized payment needs
Positive Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
Negative Reviews	No reviews available for the product	No reviews available for the product	No reviews available for the product
	Read reviews	Read reviews	Read reviews

List of Customers

Customers	Hastings on Hudson Brabo Payroll Sea Breeze Syrups	Malanad Plantations Yazon AE RI Sakhi	Zoho Treebo FreshToHome

Media and Screenshots

Screenshots	3 Screenshots	4 Screenshots	3 Screenshots
Videos	5 Videos	4 Videos	4 Videos

Alternatives

Alternatives	Stripe Payments 4.5 WePay 3.6 Square Payments 4.6	Stripe Payments 4.5 PayU 1.9 Paytm Payment Gateway 4.5	Stripe Payments 4.5 PayU 1.9 Instamojo 2.6

Frequently asked questions

Which is better, PaySimple or Instamojo?: PaySimple edges out the other on user ratings (4.1 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
Do PaySimple and Instamojo offer a free trial?: Neither PaySimple nor Instamojo currently lists a free trial.
What is the starting price of PaySimple vs Instamojo?: PaySimple starts at $59.95 /Month. Instamojo starts at Contact for pricing.
What are the top alternatives to PaySimple?: Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.
What are the top alternatives to Instamojo?: Top alternatives to Instamojo include Stripe Payments, PayU, Paytm Payment Gateway, MobiKwik Payment Gateway, Razorpay.

PaySimple vs Instamojo vs Razorpay Comparison

PaySimple

Instamojo

Razorpay

PaySimple vs Instamojo vs Razorpay — at a glance

Key differences between PaySimple and Instamojo

Compare PaySimple vs Instamojo vs Razorpay — and walk away knowing which one fits.

PaySimple

Instamojo

Razorpay

Download this PaySimple vs Instamojo vs Razorpay comparison

Biggest differences

Description

Entry Level Pricing

Free Trial Availability

Spotsaas Score

User Ratings

Best Company Size

Software Demo

Demo

Get shortlist help from a software advisor

How big is your team?

How do PaySimple, Instamojo and Razorpay Compare on Features?

Compare PaySimple, Instamojo and Razorpay on pricing

Other Details

Organization Types supported

Platforms Supported

Modes of support

API Support

Security & Compliance

PaySimple vs Instamojo User Reviews & Rating Comparison

List of Customers

Customers

Media and Screenshots

Screenshots

Videos

Alternatives

Related Blogs and Articles for Payment Gateway Software

Frequently asked questions