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PayPal vs PaySimple vs EBS Comparison

Last updated:

PayPal

2.6(26,837 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and one-click checkout. PayPal is free to…

PaySimple

4.1(684 reviews)

Starting at $59.95 /Month

  • Freelancers / Consultants
  • Large Enterprises

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you to setup and run an e-commerce…

EBS

4.0(558 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in emerging markets. It is the fines…

PaySimple leads on user satisfaction with a 4.1-star rating across 684 reviews.

PayPal vs PaySimple vs EBS — at a glance

FeaturePayPalPaySimpleEBS
Rating2.6 / 54.1 / 54.0 / 5
Reviews26,837684558
Starting priceContact for pricing$59.95 /MonthContact for pricing
Free trial No No No
Free version No No No
Best forLarge Enterprises, Medium Business, Small BusinessFreelancers / Consultants, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud, Mobile - Android, Mobile - iOSSaaS/Web/Cloud
APIAvailableAvailableAvailable
Support modesBusiness Hours, OnlineBusiness Hours, OnlineBusiness Hours, Online
CertificationsSOC 2, GDPR, ISO 27001SOC 2, GDPR
Data residencyGlobalUSIndia

Key differences between PayPal and PaySimple

  • Pricing: PaySimple starts at $59.95 /Month. PayPal pricing is not publicly listed.
  • Target audience: PayPal is built for Large Enterprises and Medium Business, while PaySimple targets Freelancers / Consultants and Large Enterprises.
  • User satisfaction: PaySimple scores higher with a 4.1-star average.
  • Deployment: PayPal supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS; PaySimple supports SaaS/Web/Cloud, Mobile - Android, Mobile - iOS.

Compare PayPal vs PaySimple vs EBS — and walk away knowing which one fits.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

PayPal - Payment Gateway Software
Talk to an expert
Talk to an expert
PaySimple - Payment Gateway Software
Talk to an expert
Talk to an expert
EBS - Payment Gateway Software
Talk to an expert
Talk to an expert

Biggest differences

Start here before you go deeper into features.

PayPal

Best for secure, reliable online payments with strong buyer and seller protections.

Choose if
  • You run an e-commerce store needing quick, secure transactions and dispute resolution
  • You want a payment gateway with excellent customer service and fraud refund policies
  • Your business is small to medium-sized and values simple, streamlined payment workflows
Consider alternatives if
  • Your customers or team lack reliable email access for account verification
  • You need extensive offline payment processing capabilities

PaySimple

Best for small to mid-size businesses needing streamlined credit card payment processing.

Choose if
  • You run a small or mid-size retail or service business requiring recurring billing.
  • You want an intuitive, easy-to-use platform with integrated merchant services.
  • You need convenient scheduling of future payments and simple transaction management.
Consider alternatives if
  • You are a large enterprise needing highly customizable payment solutions.
  • You require 24/7 customer support and transparent, straightforward billing.

EBS

Best for

Large Enterprises, Medium Business, Small Business

PayPal: Best for secure, reliable online payments with strong buyer and seller protections. PaySimple: Best for small to mid-size businesses needing streamlined credit card payment processing.

Description

PayPal is a payment gateway designed to make shopping online more secure and convenient. Its features include secure password-protected transactions, buyer and seller protection, and ... Read More about PayPal

PaySimple is a payment gateway application that can be used by online merchants to process credit card payments on their site. It is a software as a service (SaaS) solution that allows you ... Read More about PaySimple

EBS is a payment gateway designed, developed and supported by PayU, a globally trusted payments company. EBS provides banks with a complete solution for online transactions processing in ... Read More about EBS

Entry Level Pricing

  • Not Available
  • Starts from $59.95
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial
  • No free trial

Spotsaas Score

What's this? ↗

9.8/10

8.6/10

8.5/10

User Ratings

Based on verified Spotsaas reviews

Best Company Size

Small BusinessMedium Business
1-50 employees51-500 employees
Get pricing help
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

EBS has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

Need a second opinion?

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Share your priorities, budget, and team needs, and we’ll help you narrow the options and understand the tradeoffs before you talk to vendors.

How do PayPal, PaySimple and EBS Compare on Features?

Total Features

8 Features

6 Features

7 Features

Unique Features

No unique features

No unique features

No unique features

Get Quote
Get Quote
Get Quote

Compare PayPal, PaySimple and EBS on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

        Starting From

        • Not Available
        • $59.95
        • Not Available

        Pricing Plans

        • Not Available
        • Not Available
        • Not Available

        Pricing Page

        Pricing information not available

        PaySimple pricing
        EBS pricing

        Other Details

        Organization Types supported

        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business
        • Individuals
        • Freelancers
        • Large Enterprises
        • Medium Business
        • Small Business

        Platforms Supported

        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)
        • Browser Based (Cloud)
        • Mobile - Android
        • Mobile - iOS
        • Installed - Windows
        • Browser Based (Cloud)

        Modes of support

        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online
        • 24/7 (Live rep)
        • Business Hours
        • Online

        API Support

        • Available
        • Available
        • Available
        Get help choosing
        Get help choosing
        Get help choosing

        Security & Compliance

        Certifications, data handling, and security controls for IT and compliance evaluators.

        SOC 2

        ✓ Yes
        ✓ Yes

        HIPAA

        ✗ No
        ✗ No
        ✗ No

        GDPR

        ✓ Yes
        ✓ Yes

        ISO 27001

        ✓ Yes

        Single Sign-On (SSO)

        ✓ Yes

        Multi-Factor Auth (MFA)

        ✓ Yes

        Data Encryption

        ✓ Yes
        ✓ Yes

        Audit Logs

        ✓ Yes
        ✓ Yes

        Data Residency

        🌐 Global
        🇺🇸 US
        🇮🇳 India

        PayPal vs PaySimple User Reviews & Rating Comparison

        User Ratings

        4

        (based on 558 reviews)

        Rating Distribution

        589

        131

        41

        69

        2990

        63

        28

        2

        1

        3

        0

        0

        0

        0

        0

        Spotsaas Editor’s POV generated by AI

        Buyer sentiment

        Buyers appreciate PayPal’s customer service and security features but express concerns about support limitations and fees.

        What buyers like

        • Customer service quality
        • Fraud protection and refunds
        • Transaction reliability

        Common complaints

        • Support limitations for users without email
        • Merchant fees

        Buyer sentiment

        Overall positive sentiment highlights ease of use and responsive support, tempered by concerns over billing clarity and support availability.

        What buyers like

        • Ease of use
        • Customer support responsiveness
        • Streamlined payment processing

        Common complaints

        • Limited support hours
        • Complex payment plan adjustments

        Buyer sentiment

        Buyer sentiment is positive across 558 reviews, with strong overall satisfaction.

        What buyers like

        • End-to-end solution
        • Trusted by banks
        • Supports emerging markets

        Common complaints

        • Complex integration
        • Limited to banking sector
        • Higher fees for small businesses

        Pros and Cons

        • Excellent and patient customer service

        • Quick refunds for fraudulent charges

        • Reliable transaction platform with efficient dispute resolution

        • Limited support for users without email access on phones

        • Fees paid by merchants can be a cost concern

        • Streamlined payment processes with easy transaction and schedule management

        • Intuitive user experience facilitating payment handling and report generation

        • Responsive and helpful customer support

        • Limited customer support hours

        • Complexity in adjusting and editing payment plans

        • Comprehensive solution tailored for banks.

        • Strong security measures ensure transaction safety.

        • Multi-currency support for global transactions.

        • Integration can be complex and time-consuming.

        • Primarily focused on banking institutions.

        Positive Reviews

        No reviews available for the product

        No reviews available for the product

        No reviews available for the product

        List of Customers

        Customers

        No Customers information available.

        Hastings on Hudson

        Hastings on Hudson

        Brabo Payroll

        Brabo Payroll

        Sea Breeze Syrups

        Sea Breeze Syrups

        Jammu and Kashmir Tourism

        Jammu and Kashmir Tourism

        SIKKIM Tourism

        SIKKIM Tourism

        Kerala

        Kerala

        Media and Screenshots

        Screenshots

        How PayPal works

        3 Screenshots

        Time Line screenshot

        3 Screenshots

        EBS Payment Gateway Screenshots

        4 Screenshots

        Videos

        video-0

        5 Videos

        video-0

        5 Videos

        No videos available.

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        Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

        Frequently asked questions

        Which is better, PayPal or PaySimple?
        PaySimple edges out the other on user ratings (4.1 vs 2.6). That said, the best pick depends on your use case — use the comparison tables above to evaluate each dimension.
        Do PayPal and PaySimple offer a free trial?
        Neither PayPal nor PaySimple currently lists a free trial.
        What is the starting price of PayPal vs PaySimple?
        PayPal starts at Contact for pricing. PaySimple starts at $59.95 /Month.
        What are the top alternatives to PayPal?
        Top alternatives to PayPal include PayU, Global Payments, Paytm Payment Gateway, India Online Pay, Razorpay.
        What are the top alternatives to PaySimple?
        Top alternatives to PaySimple include Stripe Payments, WePay, Square Payments, SuperPay, Paystand.

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