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Deluxe eChecks vs Citrus Comparison

Last updated:

Deluxe eChecks

2.5(2 reviews)

Starting at $30

  • Individuals
  • Large Enterprises

The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ACH (ATM). Make payments anytime,…

Citrus

4.2(3 reviews)

Starting at Contact for pricing

  • Large Enterprises
  • Medium Business

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. Its in-house processing model giv…

Citrus leads on user satisfaction with a 4.2-star rating across 3 reviews.

Deluxe eChecks vs Citrus — at a glance

FeatureDeluxe eChecksCitrus
Rating2.5 / 54.2 / 5
Reviews23
Starting price$30Contact for pricing
Free trial No No
Free version No No
Best forIndividuals, Large Enterprises, Medium BusinessLarge Enterprises, Medium Business, Small Business
CategoryPayment Gateway SoftwarePayment Gateway Software
PlatformsSaaS/Web/Cloud, Mobile - AndroidSaaS/Web/Cloud, Mobile - Android
API—Available
Support modesBusiness Hours, OnlineOnline
CertificationsSOC 2GDPR
Data residencyUSUS

Key differences between Deluxe eChecks and Citrus

  • Pricing: Deluxe eChecks starts at $30. Citrus pricing is not publicly listed.
  • Target audience: Deluxe eChecks is built for Individuals and Large Enterprises, while Citrus targets Large Enterprises and Medium Business.
  • User satisfaction: Citrus scores higher with a 4.2-star average.
  • Deployment: Deluxe eChecks supports SaaS/Web/Cloud, Mobile - Android; Citrus supports SaaS/Web/Cloud, Mobile - Android.

Deluxe eChecks vs Citrus — find the better fit before you commit.

01

Which tool fits your team best

02

Which is actually cheaper for your team size

03

Where each product wins, per real buyers

Most Payment Gateway Software tools look identical on paper. This comparison cuts to the differences that matter — pricing structure, team fit, and what real buyers found after signing up.

Deluxe eChecks - Payment Gateway Software
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Citrus - Payment Gateway Software
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Deluxe eChecks vs Citrus: Biggest differences

Start here before you go deeper into features.

Deluxe eChecks

Best for

Individuals, Large Enterprises, Medium Business

Citrus

Integrated payment gateway ideal for secure, multi-method payment acceptance.

Choose if
  • You need to accept diverse payment types without third-party providers
  • Your business requires a reliable and secure payment processing solution
  • You represent a finance or IT team in small to large enterprises
Consider alternatives if
  • You require transparent, self-serve pricing information upfront
  • You depend heavily on user reviews and ratings to inform purchasing decisions

Deluxe eChecks typically suits Individuals and Large Enterprises. Citrus tends to fit Large Enterprises and Medium Business better. The right choice depends on your team size, workflow, and whether a free trial matters.

Description

The Deluxe eCheck software is the well-built gateway to success for merchants accepting eChecks. Gateway modules are included to process eCheck deposits, In-house ACH (RDC), and external ... Read More about Deluxe eChecks

Citrus is a payment gateway for small to medium-sized businesses that need to accept card payments, bank transfers, and mobile payments without depending on an external payment provider. ... Read More about Citrus

Entry Level Pricing

  • Starts from $30
  • Not Available

Free Trial Availability

  • No free trial
  • No free trial

SpotScore

What's this? ↗

8.0/10

8.6/10

User Ratings

Based on verified Spotsaas reviews

2.5

(2)

4.17

(3)

Best Company Size

—
Small BusinessLarge Enterprises
Get pricing help
Get pricing help

Software Demo

Demo

No software demo available

Citrus has not given any software demo yet

If you're the owner of this profile, add your demo.Contact us

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How do Deluxe eChecks and Citrus Compare on Features?

Total Features

4 Features

6 Features

Unique Features

No unique features

No unique features

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Compare Deluxe eChecks and Citrus on pricing

Review starting price, plan structure, and free-trial access side by side so you can see which option fits your budget and buying process.

Pricing Option

      Starting From

      • $30
      • Not Available

      Pricing Plans

      • Not Available
      • Not Available

      Pricing Page

      Deluxe eChecks pricing

      Pricing information not available

      Deluxe eChecks vs Citrus: Other Details

      Organization Types supported

      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business
      • Individuals
      • Freelancers
      • Large Enterprises
      • Medium Business
      • Small Business

      Platforms Supported

      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)
      • Browser Based (Cloud)
      • Mobile - Android
      • Mobile - iOS
      • Installed - Windows
      • Browser Based (Cloud)

      Modes of support

      • 24/7 (Live rep)
      • Business Hours
      • Online
      • 24/7 (Live rep)
      • Business Hours
      • Online

      API Support

      • Not Available
      • Available
      Get help choosing
      Get help choosing

      Deluxe eChecks vs Citrus Security & Compliance

      Certifications, data handling, and security controls for IT and compliance evaluators.

      SOC 2

      ✓ Yes
      —

      HIPAA

      ✗ No
      ✗ No

      GDPR

      —
      ✓ Yes

      Data Encryption

      —
      ✓ Yes

      Data Residency

      🇺🇸 US
      🇺🇸 US

      Deluxe eChecks User Reviews & Rating Comparison

      User Ratings

      Rating Distribution

      1

      0

      0

      0

      1

      2

      1

      0

      0

      0

      Spotsaas Editor’s POV generated by AI

      Buyer sentiment

      Buyer sentiment is cautious across 2 reviews, with several recurring concerns in feedback.

      What buyers like

      • Flexible payment options
      • Secure eCheck processing
      • In-house ACH capabilities

      Common complaints

      • Limited to eCheck payments
      • May not suit all business types
      • Integration can be complex

      Buyer sentiment

      No user reviews or ratings available to assess buyer sentiment.

      What buyers like

      • Flexible payment options
      • User-friendly interface
      • No external provider needed

      Common complaints

      • Limited advanced features
      • May lack customization options
      • Not ideal for high-volume transactions

      Pros and Cons

      • Strong focus on eCheck and ACH processing

      • User-friendly interface for easy management

      • Flexible payment options for users

      • Not suitable for businesses needing diverse payment methods

      • Integration complexity may deter some users

      • Supports multiple payment methods including card, bank transfers, and mobile payments

      • Eliminates need for external payment providers

      • Focus on security and reliability

      • No publicly available pricing information

      • Lack of user ratings and reviews limits buyer confidence

      Positive Reviews

      No reviews available for the product

      No reviews available for the product

      Negative Reviews

      No reviews available for the product

      No reviews available for the product

      Used Deluxe eChecks or Citrus? Tell buyers what actually differs.

      Media and Screenshots

      Videos

      video-0

      1 Videos

      No videos available.

      Top Alternatives to Deluxe eChecks and Citrus in 2026

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      Disclaimer: This research has been collated from a variety of authoritative sources. We welcome your feedback at [email protected].

      Frequently asked questions

      Which is better, Deluxe eChecks or Citrus?
      Citrus edges out the other on user ratings (4.2 vs 2.5). That said, the best pick depends on your use case, so use the comparison tables above to evaluate each dimension.
      Do Deluxe eChecks and Citrus offer a free trial?
      Neither Deluxe eChecks nor Citrus currently lists a free trial.
      What is the starting price of Deluxe eChecks vs Citrus?
      Deluxe eChecks starts at $30. Citrus starts at Contact for pricing.
      What are the top alternatives to Deluxe eChecks?
      Top alternatives to Deluxe eChecks include Compass Payments Suite, Citrus, MoonClerk, Razorpay, Trustly.
      What are the top alternatives to Citrus?
      Top alternatives to Citrus include Coriunder BAAS, Razorpay, Cashfree Payments, Trustly, Cheddar Up.